ISSUE OF THE CARD. 4.1 SBM shall issue the card to those customers whose application to that effect shall have been accepted and after the opening of a special account entitled “Credit Card Account”. The card is strictly personal and must for its validity, be signed by the cardholder before use. The card cannot be used by any other.
4.2 The bank will assign a credit limit to the card account which must be strictly observed. The cardholder may however apply for a review of his/ her credit limit which will be assessed as per the criteria in place for limit increases. The cardholder will be responsible in the event the credit limit is exceeded as a result of the card being used for transactions below the merchant floor limit or for offline transactions or for any other cause(s).
ISSUE OF THE CARD. 1.1 The issue of the card is subject to the terms and conditions of our credit card scheme as published by us from time to time.
1.2 The card remains our property always and you must return it to us immediately on our request.
1.3 The credit card is a Visa-branded card, issued by us under licence of Visa.
ISSUE OF THE CARD. (a) Upon approval by the Bank of the Card applications signed by the Business Cardmember and the Cardholder, the Cardholder will receive a Card in his/her name, and the Bank will open and maintain a Card Account for each Card in the name of the Cardholder.
(b) For security reasons the Cardholder shall, upon receipt of his/her Card, sign it in the space provided using a ballpoint pen and comply with such card activation procedures as may be prescribed by the Bank.
(c) By signing and using the Card, the Business Cardmember and the Cardholder confirm that they have received, understood and acknowledged this Agreement.
(d) Any directives given by the Business Cardmember to the Cardholder regarding the use of the Card, shall not supercede this Agreement.
(e) The Business Cardmember shall ensure that the Cardholder complies with their obligations under this Agreement.
(f) The Bank reserves the right to refuse Card applications without stating its reasons.
ISSUE OF THE CARD. 10.2.1 You must sign the Card on the reverse side in ink immediately after receiving it.
10.2.2 Additional cards linked to Your Account may be issued to other persons authorised by you.
10.2.3 You will be charged the usual Service fees and other Account charges in accordance with Our tariffs, which are available at Our branches.
10.2.4 The Bank shall always remain the owner of the Card.
ISSUE OF THE CARD. 3.1. The Bank shall issue Cards to the customers whose application to that effect shall have been duly accepted and after the opening of the Credit Card Account.
3.2. The Card is strictly personal and not transferable.
3.3. For the Card to be valid, it must be signed exclusively by the Cardholder before use.
ISSUE OF THE CARD. 2.1 The customer must sign the card on the reverse side with ink immediately after receiving it.
2.2 The customer is the only person who may use the card. The card cannot be transferred to any other person for use.
2.3 The card is valid from the issuing date until notice from the Bank that the use of the Card is terminated, or the account is closed.
ISSUE OF THE CARD. 2.1 The Bank shall issue a Card to an applicant Card Holder whose application has been accepted by the Bank at the Bank’s sole discretion.
2.2 The issue of the Card is subject to the terms and conditions of its credit card scheme, as published by the Bank from time to time.
2.3 The Card, at all times, remains the property of the Bank, and the Card Holder must return it to the Bank immediately upon request.
2.4 The Card is a Visa-branded card, issued by the Bank under licence of Visa.
2.5 The Card enables the Card Holder to:
2.5.1 withdraw cash from any Bank ATM and from selected POS locations, as well as all ATMs displaying the Visa and/or Visa Electron emblem, in the currency of the country where the ATM or POS is located;
2.5.2 pay electronically for goods and services both locally and abroad, at the POS of any authorized Merchant;
2.5.3 obtain through any Bank ATM an account balance and a statement of the latest transactions thereon;
2.5.4 effect on any Bank ATM, and within limits authorized by the Bank, transfers between any of his Bank accounts designated by him and agreed to by the Bank;
2.5.5 change his PIN at any Bank ATM; and
ISSUE OF THE CARD. 1.1 All these terms and conditions (‘this agreement’) will apply without reservation when we dispatch the card to you.
1.2 You must sign the card on its reverse side with a ballpoint pen immediately upon receiving it. The card is valid from the date of issue until your right to use the card is terminated in terms of clause 8.
1.3 The card is owned by us and will remain our property at all times.
ISSUE OF THE CARD. The issue of the card is subject to the terms and conditions of our credit card as published and amended by us from time to time.
ISSUE OF THE CARD. The issue of the card is subject to the terms and conditions of our card scheme as published by us from time to time. The card remains our property always and the Business Client must return it to us immediately on our request. The credit cards are Visa-branded cards, issued by us under licence of Visa. The use of the Credit Card by the Business Client or the cardholder will be deemed as the Business Client’s acceptance of all the terms and conditions governing the agreement. Should the Business Client have entered into this agreement electronically, telephonically or in writing such mechanisms utilised to enter into this agreement shall be valid, binding and undisputed. Only the cardholder may use the card. The Business Client and the cardholder must ensure that no one else uses the card. When the cardholder receives the card, he/she must sign the back of the card in ink immediately. When the card is issued to the cardholder, the cardholder may be given a PIN, which the cardholder may change at his/her discretion at any FNB ATM. When a card has been reissued to the cardholder, the PIN (if issued) the cardholder used for his/her previous card will still be valid. The cardholder may change this PIN at any FNB ATM. The cardholder must keep the card safe and the PIN (if issued) secret and separate from the card. The PIN will enable the cardholder to draw cash, transfer funds (where applicable), make local deposits, make purchases (if required by the merchant) and otherwise operate the card at ATMs. The cardholder must only use the card during the period stated on the front of the card, unless it is cancelled before the expiry date in terms of Clause 14. After this period the card will be invalid. The Business Client and the cardholder must not use the card for any illegal transactions. It is the responsibility of the Business Client and the cardholder to determine that a transaction is lawful before the cardholder uses the card. When the card is used to buy goods or services from a merchant, the cardholder must sign a transaction voucher and/or apply his/her PIN, as required by the merchant. The cardholder must sign a cash withdrawal voucher when using the credit card to draw cash other than from an ATM. If the transaction takes place by mail order, telephone order or other access channel the cardholder will be asked for certain card related information before he/she may use these channels to transact.
