Other Benefits We May Receive. We will not receive any financial inducement or gift that will in any way compromise our ability to provide you with suitable advice.
Other Benefits We May Receive. We advise on a range of products from a variety of firms. Some of these firms provide us with annual training, which allows us to offer you a better service. This year we expect to receive training from a variety of firms. Some of the cost of this training may be passed to you as part of the total charges you pay should you choose a product provided by one of these firms. Further information regarding these arrangements is available on request. Firms may provide us with a specialised software CD-ROM and accompanying amount of training per annum. We use this software in processing your details when you apply for an investment product. Some of the cost of this software may be passed on to you as part of the total charges you pay to the firm. Further information regarding this arrangement is also available on request.
Other Benefits We May Receive. If we take over the servicing rights of an existing Group Personal or Stakeholder Pension scheme that was arranged by another firm, we may be entitled to receive an on-going payment as a result. These payments are usually referred to as ‘trail commission’. Where this is the case we will offset the amounts received against our on-going service fees. For example, if our on-going service fee is £1000 (exc. VAT) and we receive £200 trail commission from an existing arrangement we recommend you to retain, the net fee due to us would be £800 (exc. VAT). Some of the firms whose products we recommend provide us with access to training and software which allows us to offer you a better service. Some of the costs of these benefits may be passed onto you as part of the total charges you pay, should you choose to purchase a product from one of these firms. Further information regarding these arrangements is available on request. We are not otherwise permitted to receive or retain any financial inducements, significant gifts or hospitality from investment product providers, for arranging investments.
Other Benefits We May Receive. From time to time we may attend training events funded and /or delivered by product providers, fund managers and platforms. These events are designed to enhance our knowledge and ultimately therefore enhance the quality of service we provide to our clients. Further details are available on request.
Other Benefits We May Receive. Under the rules of our regulator, the FCA, as a firm providing independent advice, we are unable to accept or retain payments or benefits from other firms (e.g. product providers) as this would conflict with our independent status. However, from time to time we may attend training events funded and/or delivered by product providers, fund managers and investment platforms. These events are designed to enhance our knowledge and ultimately therefore enhance the quality of service we provide to our clients. Please ask us if you want further details DECLARATION This is our standard client agreement upon which we intend to rely. For your own benefit and protection you should read these terms carefully before signing them. If you do not understand any point please ask for further information. I/We are aware of the costs of the Financial Review and Recommendation(s), and where appropriate, the Policy Arrangement and Implementation services and agree to the method and timing of these. My/Our preferred method of paying these costs is (please tick as appropriate); (where possible) By deduction % By direct payment % from the policy You should note that when paid though the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report.
Other Benefits We May Receive. We use online systems, training, and technical materials from a number of companies. From time to time we may accept invitations to seminars, training, and other events which may include an element of networking or other social interaction. There is no contractual expectation of business as a result of these interactions. If you would like a copy of the Xxxxxx Capital anti bribery procedures, please let us know. Occasionally situations may arise where we or one of our other clients have some form of interest in business transacted for you. If this happens, or we become aware that our interests or those of one of our other clients conflict with your interest, we will write to you and obtain your consent before we carry out your instructions and detail the steps we will take to ensure fair treatment. In accordance with the rules of our regulator The Financial Conduct Authority we are prohibited from accepting any payment (commission or other non-monetary benefits) which is likely to conflict with the duty of the firm to its clients.
Other Benefits We May Receive. We sell a range of products from a range of product providers; we may receive certain non-monetary benefits from these providers, which are used to enhance the quality of service we provide to you. This year we expect to receive a number of hours’ worth of training from some or all of these providers, each year. Some of the cost of this training may be indirectly passed to you as part of the total charges you pay should you choose a product provided by one of these providers. Other benefits we may receive include access to technical services, information technology support or the supply of product literature. Further information regarding any of these arrangements is available on request.
Other Benefits We May Receive. We advise on a range of products from a variety of firms; we may receive certain non-monetary benefits from these firms, which are used to enhance the quality of service we provide to you. Benefits we may receive include access to technical services, information technology support or the supply of product literature.
Other Benefits We May Receive. We advise on a range of products from a range of firms. Some of these firms provide us with training which enables the enhancement of our services to you.
Other Benefits We May Receive. We sell a range of products from a variety of product providers; we may receive certain non-monetary benefits from these providers, which are used to enhance the quality of service we provide to you. Each year our team may receive training from some or all of these providers, as such this does not affect our obligation to act in your best interests. Other benefits we may receive include access to technical services, information technology support or the supply of product literature. Further information regarding any of these arrangements is available on request. The FCA defines three types of client: retail, professional and eligible counterparties, and different levels of protection apply to each. We believe in providing our clients with full regulatory protection and we have therefore classified you as a retail client. For non-investment insurance you will be classified as a consumer. However, should you wish to be classified as a different category of customer, such as professional client or eligible counterparty, you must inform us in writing. We will provide you with a new client agreement and you may lose a number of protections which will be outlined in a new agreement. Retail clients are afforded the highest level of protection under the regulatory system. They will have a right of referral to the Financial Ombudsman Service (FOS) and may be entitled to benefit from the maximum protection available under the Financial Services Compensation Scheme (FSCS). Please note that not all retail clients are eligible claimants under the FSCS. A private individual is classified as an eligible complainant. Further information in respect of the Financial Ombudsman Service is available on their website at: xxxx://xxx.xxxxxxxxx-xxxxxxxxx.xxx.xx/ We will enter into communication with you through whatever means are convenient to you and us, including face-to-face, telephone, email and other acceptable electronic communication methods. We are required by our regulators (the FCA) to keep records of any telephone conversations or other electronic communications with our clients in relation to the arranging of transactions in investments that are categorised as financial instruments. Please note that for telephone conversations the records will be obtained by recording of calls. A copy of our call recording policy is available upon request. To ensure we carry out your instructions accurately, to help us to continually improve our service and in the interests of security...
