Paralysis. Total irreversible loss of the use of two (2) or more limbs due to paralysis caused by an accident or illness of the spinal cord. This condition must be clinically documented by a medical specialist and must persist for at least three (3) months.
Paralysis. A definite diagnosis of the total loss of muscle function of two or more limbs as a result of injury or disease to the nerve supply of those limbs, for a period of at least 90 days following the precipitating event. A definite diagnosis of third degree xxxxx over at least 20% of the body surface.
Paralysis. If during the Operative Time the Insured Person sustains an Accident resulting in Bodily Injury which within two years is the sole and independent cause of the Insured Person suffering paralysis the Insurer will pay the following benefit
Paralysis. The complete and permanent loss of use of two or more limbs through neurological injury for a continuous period of at least 180 days, confirmed by a Legally Qualified Physician board certified as a Neurologist.
Paralysis. The total and permanent loss of use of an entire arm and leg or two entire arms or two entire legs. The maximum amount the Insurer will pay in the aggregate under this Policy and any other policy of Personal Accident Insurance policy issued by the Insurer in the Insured’s name in respect of all losses and in respect of all Insured Persons arising out of one and the same Incident. If a claim exceeds the Maximum Incident Limit stated in the Schedule, the Insurer will pay an amount which is proportionately reduced until the total does not exceed the said limit. For the purposes of this Insurance the word “Incident” shall mean all individual losses arising out of and directly occasioned by one catastrophic event. However the duration and extent of any one Incident so defined shall be limited to only those individual losses occurring during any one period of 72 consecutive hours and within a radius of ten (10) miles. Special Conditions applying to this Section
Paralysis. The diagnosis and certification by a Consultant neurologist of the Insured’s complete and permanent loss of use of both arms or both legs or one arm and one leg, through paralysis of grade 0-2/6 motor power caused by sickness, illness, disease or accidents, persisting for at least six months from the date of diagnosis subject to the survival of the Insured person for a minimum period of 30 days from the date of diagnosis for the first time during the policy period. POLICY WORDING Page 5 of 21 SARV SURAKSHA No payment will be made by the Company for any claim directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following:
1) Any Critical Illness for which care, treatment, or advice was recommended by or received from a Physician, or which first manifested itself or was contracted before the start of the Policy Period, or for which a claim has or could have been made under any earlier policy
2) Any Critical Illness diagnosed within the first 90 days of the date of commencement of-the Policy is excluded. This exclusion shall not apply to an Insured for whom coverage has been renewed by the Named Insured, without a break, for subsequent years.
3) Any sexually transmitted diseases or any condition directly or indirectly caused by or associated with Human T- Cell Lymphotropic Virus type III (III LB III) or Lymphadinopathy Associated Virus (LAV) or the Mutants Derivative or Variations Deficiency Syndrome or any Syndrome or condition of a similar kind commonly referred to as AIDS.
4) Treatment arising from or traceable to pregnancy, childbirth postpartum complications including but not limited to caesarian section, birth defects and congenital anomalies.
5) Occupational diseases such as occupational lung diseases including asbestosis, pneumoconiosis, occupational asthma and occupational skin diseases.
6) War, whether war be declared or not, invasion, act of foreign enemy, hostilities, civil war, insurrection, terrorism or terrorist acts or activities, rebellion, revolution, mutiny, military or usurped power, riot, strike, lockout, military or popular uprising, civil commotion, martial law or loot, sack or pillage in connection therewith, confiscation or destruction by any government or public authority or any act or condition incidental to any of the above.
7) Naval or military operations of the armed forces or air force and participation in operations requiring the use of arms or which are ordered by military authorit...
Paralysis. Complete and permanent loss of the use of two or more limbs, as a result of injury, or disease of the brain or spinal cord. To establish permanence, the paralysis must have persisted for at least 6 months from the date of trauma or illness resulting in the Life Assured being unable to perform his /her usual occupation. The condition must be confirmed by a consultant neurologist acceptable to the Company.
Paralysis. 7.8.1. Definition: The total irreversible loss of muscle function or sensation to the whole of any two or more limbs as a result of injury or disease of spinal cord.
Paralysis. The total and permanent loss of the use of both arms, or both legs, or one arm and one leg, due to spinal cord injury or disease, except where such injury is self-inflicted.
Paralysis. The diagnosis and certification by a Consultant neurologist of the Insured’s complete and permanent loss of use of both arms or both legs or one arm and one leg, through paralysis of grade 0-2/6 motor power caused by sickness, illness, disease or accidents, persisting for at least six months from the date of diagnosis.