Paralysis. Total irreversible loss of the use of two (2) or more limbs due to paralysis caused by an accident or illness of the spinal cord. This condition must be clinically documented by a medical specialist and must persist for at least three (3) months. Exclusions:
Paralysis. A definite diagnosis of the total loss of muscle function of two or more limbs as a result of injury or disease to the nerve supply of those limbs, for a period of at least 90 days following the precipitating event. Severe xxxxx A definite diagnosis of third degree xxxxx over at least 20% of the body surface.
Paralysis. If during the Operative Time the Insured Person sustains an Accident resulting in Bodily Injury which within two years is the sole and independent cause of the Insured Person suffering paralysis the Insurer will pay the following benefit A. total loss of use of all four limbs bladder and rectum 120% of Benefit 3 B. total loss of use of two legs bladder and rectum 120% of Benefit 3.
Paralysis. Total and irreversible loss of use of two (2) or more limbs through paralysis due to Accident or sickness of the spinal cord. These conditions have to be medically documented by a Specialist acceptable to the Company for at least three (3) months. However Paralysis due to Guillain -Barré syndrome is excluded.
Paralysis. The total and permanent loss of use of an entire arm and leg or two entire arms or two entire legs. Maximum Incident Limit The maximum amount the Insurer will pay in the aggregate under this Policy and any other policy of Personal Accident Insurance policy issued by the Insurer in the Insured’s name in respect of all losses and in respect of all Insured Persons arising out of one and the same Incident. If a claim exceeds the Maximum Incident Limit stated in the Schedule, the Insurer will pay an amount which is proportionately reduced until the total does not exceed the said limit. For the purposes of this Insurance the word “Incident” shall mean all individual losses arising out of and directly occasioned by one catastrophic event. However the duration and extent of any one Incident so defined shall be limited to only those individual losses occurring during any one period of 72 consecutive hours and within a radius of ten (10) miles. Special Conditions applying to this Section
Paralysis. The complete and permanent loss of use of two or more limbs through neurological injury for a continuous period of at least 180 days, confirmed by a Legally Qualified Physician board certified as a Neurologist.
Paralysis. The diagnosis and certification by a Consultant neurologist of the Insured’s complete and permanent loss of use of both arms or both legs or one arm and one leg, through paralysis of grade 0-2/6 motor power caused by sickness, illness, disease or accidents, persisting for at least six months from the date of diagnosis subject to the survival of the Insured person for a minimum period of 30 days from the date of diagnosis for the first time during the policy period. SPECIFIC EXCLUSIONS APPLICABLE TO SECTION 1 POLICY WORDING Page 5 of 21 SARV SURAKSHA HDFC ERGO General Insurance Company Limited No payment will be made by the Company for any claim directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following:
Paralysis. The diagnosis and certification by a Consultant neurologist of the Insured’s complete and permanent loss of use of both arms or both legs or one arm and one leg, through paralysis of grade 0-2/6 motor power caused by sickness, illness, disease or accidents, persisting for at least six months from the date of diagnosis. EXCLUSIONS SPECIFIC TO CRITICAL ILLNESS No payment will be made by the Company for any claim directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following:
Paralysis. 7.8.1. Definition: The total irreversible loss of muscle function or sensation to the whole of any two or more limbs as a result of injury or disease of spinal cord.
