PAYING FOR SERVICES. Not all firms charge for advice in the same way. We will discuss your payment options with you and answer any questions you may have. We will not charge you anything until you have agreed how we are paid by signing a copy of the engagement letter we will issue before providing any advisory services. We charge fees for our professional services which includes advice, implementation and review. We do not currently charge VAT on our fees. Our fees are based on the time required to provide advice and service to you, and the level of expertise and responsibility involved. Our specific fees will be stated in the engagement letter we will send to you. Our typical charges are: ▪ Advice – our project fees for advisory services generally range from £595 to £1,250. Our Financial Planning fee for our LifeWealth Design service is £2,500. We will invoice you for the advice fee on the satisfactory completion of the advice services described in your engagement letter. ▪ Implementation of new investments and/or arrangements – for advisory services we typically charge an implementation fee of 2.0% of the amount invested, with a minimum charge of £250. ▪ Review and ongoing service – we typically charge a fee equivalent to 0.5% or 1.0% of the value of investments under management, depending on the intensity of the review service we provide, with a minimum charge of £375 per annum. For our LifeWealth Design service we charge a fee equivalent to 1.0% of the value of your investments under management, with a minimum charge of £5,000 per annum. This annual fee includes the cost of ongoing investment advice and your annual planning fee. In the event that we do not recommend the implementation of any pension or investment policies, you will only pay our pre-agreed advice fee. If we do recommend a new pension or investment policy, and it is possible to deduct our fees from this policy, we will offer you this choice. We will act honestly, fairly and professionally known as conducting business in ‘Clients Best Interest’ regulations. Occasionally situations may arise where we or one of our other clients have some form of interest in business transacted for you. If this happens or we become aware that our interests or those of one of our other clients conflict with your interest, we will write to you and obtain your consent before we carry out your instructions, and detail the steps we will take to ensure fair treatment. We will inform you of your statutory right to cancel. The Distance...
PAYING FOR SERVICES. 2.1. The Confirmation Total: You agree to be invoiced in British Pounds “GBP” and to pay in GBP for the total amount set out in the Booking Summary (“Confirmation Total”) and as invoiced by us and payable in accordance with these Terms and Conditions. We acknowledge that this amount shall include all applicable taxes, duties, levies and charges at the prevailing rate.
PAYING FOR SERVICES. Not all firms charge for advice in the same way. We will discuss your payment options with you and answer any questions you have. We will not charge you anything until you have agreed how we are to be paid. We have listed below the options available to you. We will confirm the rate we will charge in writing before beginning work and we will tell you if you have to pay VAT. You may ask us for an estimate of how much in total we might charge. You may also ask us not to exceed a given amount without checking with you first.
PAYING FOR SERVICES. Client assumes full responsibility for the payment of any and all sums that become due for Services. Agency recommends direct debit via EFT from the Client's bank account or for a fee use Visa, MasterCard, Discover and American Express or pay by check. Agency will charge Client's credit card or bank account on the invoice date. Agency will send written invoices by email to Client for Services each week ("Invoices"). By signing this Agreement, Client authorizes Agency to automatically charge, on a weekly basis, Client's credit/debit card or bank account for Service Fees. Credit Card or Debit Card Type: Name (as it appears on the card): Card Number: Security Code: Expiration Date: __________________ Billing Zip Code: Bank Name: Name on the Bank Account: Routing Number: Bank Account Number: Name (as it appears on the card): Card Number: Security Code: Expiration Date: __________________ Billing Zip Code: Invoices for Services are considered past due 30 days from the date on the Invoice. Interest will be charged at twelve (12) percent on account balances which are unpaid after 30 days. Client agrees to pay all collection costs, including attorneys' fees incurred in collection, if the balance on an account is not paid within thirty (30) days. Agency reserves the right to discontinue providing Services until any outstanding Invoice is paid in full, including any additional charges and accrued interest. Contractors are not permitted to accept payment on behalf of Agency. Client will contact Agency to change Client's method of payment. Agency will not seek reimbursement or payment for Services from any third-party payor. If Client desires to receive any reimbursement for Services from any third-party payor, Client will have to seek reimbursement for Services from the third-party payor, to the extent Services are covered by any third-party payor. Client will retain any reimbursement provided by a third-party payor since Client will have already paid Agency for Services Fees. In certain situations, Agency may provide services and supporting documents to work with Long Term Care Insurance companies. There may be a fee for such administrative work.
PAYING FOR SERVICES. Not all firms charge for advice the same way. We will discuss your payment options with you and answer any questions you may have. We will not charge you anything until you have agreed how we are paid. We have outlined the basis of our charging structure below dependent on the work that we carry out for you. In some cases we operate on a time cost basis and others on a contingent basis. Either way we will write to confirm the method of charging prior to commencing our work. If we elect to charge on a percentage of Funds Invested Rate, the typical charges would be as follows: Investments up to £150,000 Fee for initial work and implementation is 3% Then from £150,001 to £500,000 Fee for initial work and implementation is 2% Then from £500,001 to £750,000 Fee for initial work and implementation is 1.75% Then from £750,001 to £1,000,000 Fee for initial work and implementation is 1.25% Investments over £1,000,000 Fee for initial work is 1% By way of example: Someone investing £150,000 could typically pay £4,500 for the initial work We will agree the rate we will charge before beginning work. We will tell you if you have to pay VAT. Our typical charges are: Principal/Director/Partner £280 per hour Financial adviser £150-£225 per hour Administration £80 per hour You may ask us for an estimate of how much in total we might charge. You may also ask us not to exceed a given amount without checking with you first. We usually agree with clients to provide an agreed service for an indefinite period. In doing so we will agree the extent, frequency and level of that service with you. Usually, the service will entail keeping the investments and products you have under review and replacing them where necessary to ensure your objectives continue to be met. We will meet with you at least annually to do this work. Meetings may be held face to face, by telephone or via video conference. We have a very structured approach to reviewing the investments that we manage for customers and dependent on the sum invested, we will review your portfolios at least twice a year and in some cases up to 4 times. Our typical annual fees for investment of funds is as follows: Invested sums up to £250,000 is 1% of the assets we manage £250,001 to £1,000,000 is 0.85% £1,000,001 to £2,000,000 is 0.75% £2,000,000 and above is negotiable. By way of example: Someone investing £150,000 could typically pay £1,500 for the annual advice Someone investing £1M could typically ...
PAYING FOR SERVICES. For example: If you invest £15,000 in an individual savings account (ISA) we would receive a ‘One-off’ Initial Adviser Charge of 3% of the amount invested (£450.00) and then 0.75% per annum of the fund value as an ‘Ongoing’ Adviser Charge, payable monthly at 0.062% per month (roughly £9.37). If you pay £200 per month into a personal pension then we would receive an adviser charge of £6 per month. If you invest £150,000 into investments administered through the Standard Life Investment Portfolio Platform, then we would receive a ‘one-off’ initial adviser charge of 3% of the first £50,000 and 2% of the £100,000 invested (£3,500.00) and then 0.75% per annum of the fund value as an Ongoing Adviser Charge, payable monthly at 0.062% per month (roughly
PAYING FOR SERVICES. Charges for phone calls made from a public BT payphone will be published in BT’s price list and are available on request from BT’s 100 Operator Service.
PAYING FOR SERVICES. Annuity purchase
PAYING FOR SERVICES. Other financial services activity VAT on financial services fees
PAYING FOR SERVICES. You agree to pay us for the Services we provide to your pet(s) upon completion of the Services. Prices are subject to change without notice, and seasonal rates may apply. Salon pricing may vary depending on the breed, the condition of the coat, and the selection of additional Services at the salon.
