SUBROGASI Klausul Contoh

SUBROGASI. 16.1. Sesuai dengan Pasal 284 Kitab Undang-Undang Hukum Dagang, setelah pembayaran ganti rugi atas harta benda dan atau kepentingan yang dipertanggungkan dalam Polis ini, Penanggung menggantikan Tertanggung dalam segala hak yang diperolehnya terhadap pihak ketiga sehubungan dengan kerugian tersebut. Hak Subrogasi termaksud dalam ayat ini berlaku dengan sendirinya tanpa memerlukan suatu surat kuasa khusus dari Tertanggung. 16.2. Tertanggung tetap bertanggung jawab atas setiap perbuatan yang mungkin dapat merugikan hak Penanggung terhadap pihak ketiga tersebut. 16.3. Kelalaian Tertanggung dalam melaksanakan kewajibannya tersebut pada ayat (16.2.) di atas dapat menghilangkan atau mengurangi hak Tertanggung untuk mendapatkan ganti-rugi.

SUBROGASI. Tertanggung atas biaya Penanggung melakukan dan setuju melakukan dan mengijinkan dilakukannya semua tindakan dan hal-hal yang mungkin diperlukan atau diminta oleh Penanggung demi kepentingan atas segala hak atau pemulihan, atau untuk memperoleh keringanan atau ganti rugi dari pihak-pihak (selain dari pihak yang diasuransikan pada Polis ini) terhadap mana Penanggung berhak atau seharusnya berhak atau memperoleh atau seharusnya memperoleh hak tuntut setelah mengganti atau membetulkan suatu kerugian atau kerusakan berdasarkan Polis ini, baik tindakan dan hal-hal tersebut perlu atau dipandang perlu atau dimintasebelum atau setelah pemberian ganti rugi Tertanggung oleh Penanggung.

SUBROGASI. 1. Setelah pembayaran ganti rugi atas Kendaraan Bermotor dan atau kepentingan yang dipertanggungkan dalam Polis ini, Penanggung menggantikan Tertanggung dalam hal hak penuntutan terhadap pihak ketiga sehubungan dengan kerugian tersebut. Hak Subrogasi termaksud dalam ayat ini berlaku dengan sendirinya tanpa memerlukan suatu surat kuasa khusus dari Tertanggung. 1. In the event of loss of or damage to the vehicle and or interest insured by this Policy, where such vehicle and or interest has also been insured by one or more other policies and the sum of the total sum insured under all policies (in force) is higher than the actual value of the vehicle and or interest immediately before the occurrence of loss, the maximum amount recoverable under this Policy shall be reduced proportionately based on the proportion of the total sum insured of this Policy to the sum of the total sum insured of all policies (in force), but the premium shall not be reduced or refunded. 2. The provision stated in paragraph (1) shall remain in effect, even though said insurances are made up of several policies effected on various different dates, if the date of the policy or all policies precede the date of this Policy and they do not contain provision as stipulated in paragraph (1) above.

SUBROGASI. 16.1. Sesuai dengan Pasal 284 Kitab Undang-Undang Hukum Dagang, setelah pembayaran ganti rugi atas harta benda dan atau kepentingan yang dipertanggungkan dalam Polis ini, Penanggung menggantikan Tertanggung dalam segala hak yang diperolehnya terhadap pihak ketiga sehubungan dengan kerugian tersebut. Hak Subrogasi termaksud dalam ayat ini berlaku dengan sendirinya 15.1. Notwithstanding anything to the contrary in the provision of article 277 paragraph 1 of the Commercial Code (Kitab Undang-Undang Hukum Dagang), in the event of loss of or damage to the property and or interest insured by this Policy, where such property and or interest has also been insured by one or more other policies and the sum of the total sum insured under all policies (in force) is higher than the actual value of the property and or interest immediately before the occurrence of loss, the maximum amount recoverable under this Policy shall be reduced proportionately based on the proportion of the total sum insured of this Policy to the sum of the total sum insured of all policies (in force), but the premium shall not be reduced or refunded. 15.2. The above provision will be put into effect, even though said insurances are made up of multiple policies effected on various days, notwithstanding the stipulation of article 277 of the Commercial Code (Kitab Undang-Undang Hukum Dagang), i.e. if the date of the policy or all policies precede the date of this Policy and do not contain provision as stipulated in paragraph (15.1.) above.

SUBROGASI. 16.1. Sesuai dengan Pasal 284 Kitab Undang- Undang Hukum Dagang, setelah pembayaran 15.1. Notwithstanding anything to the contrary in the provision of article 277 paragraph 1 of the Commercial Code (Kitab Undang-Undang Hukum Dagang), in the event of loss of or damage to the property and or interest insured by this Policy, where such property and or interest has also been insured by one or more other policies and the sum of the total sum insured under all policies (in force) is higher than the actual value of the property and or interest immediately before the occurrence of loss, the maximum amount recoverable under this Policy shall be reduced proportionately based on the proportion of the total sum insured of this Policy to the sum of the total sum insured of all policies (in force), but the premium shall not be reduced or refunded. 15.2. The above provision will be put into effect, even though said insurances are made up of multiple policies effected on various days, notwithstanding the stipulation of article 277 of the Commercial Code (Kitab Undang- Undang Hukum Dagang), i.e. if the date of the policy or all policies precede the date of this Policy and do not contain provision as stipulated in paragraph (15.1.) above.

SUBROGASI. Bilamana terjadi pembayaran ganti rugi atas Polis ini, Penanggung akan memperoleh hak-hak Tertanggung untuk menuntut penggantian dari orang atau organisasi yang bersangkutan, dan Tertanggung akan melaksanakan dan menyerahkan instrumen-instrumen dan surat-surat yang diperlukan sehubungan dengan pengalihan hak tuntut tersebut dan melakukan setiap hal yang diperlukan untuk menjamin hak-hak tersebut. Tertanggung tidak akan mengambil tindakan apapun setelah terjadinya kerugian yang dapat mengurangi hak-hak tersebut. The Insurer is obliged to settle the payment of indemnity within 7 (tujuh) working days after a written agreement between the Insurer and the Insured or Policyholder has been reached or after the confirmation on the amount of the indemnity. The rights of the Insured to indemnification shall be automatically forfeited if the Insured : i. fails to submit claim according to provisions of Article 6 ii. fails to file an objection nor request for settlement by arbitration or other legal proceeding within 6 (six) months from the time the Insurer declares in writing that the Insured does not have any rights for indemnification; iii. fails to comply with obligations under this Policy; The rights of the Insured to claim for an indemnification which is greater than that has been agreed by the Insurer shall be forfeited if within 3 (three) months from the time the Insurer notifies in writing, the Insured does not submit any written objection or does not take any settlement by arbitration or other legal proceeding.

SUBROGASI. 1. Setelah pembayaran ganti rugi atas Kendaraan Bermotor dan/atau kepentingan yang dipertanggungkan dalam Polis ini, Penanggung menggantikan Tertanggung dalam hal hak penuntutan terhadap pihak ketiga sehubungan dengan kerugian tersebut. Hak Subrogasi termaksud dalam ayat ini berlaku dengan sendirinya tanpa memerlukan suatu surat kuasa khusus dari Tertanggung. 2. Tertanggung tetap bertanggung jawab atas setiap perbuatan yang mungkin dapat merugikan hak Penanggung terhadap pihak ketiga tersebut. interest immediately before the occurrence of loss, the maximum amount recoverable under this Policy shall be reduced proportionately based on the proportion of the total sum insured of this Policy to the sum of the total sum insured of all policies (in force), but the premium shall not be reduced or refunded. 2. The provision stated in paragraph (1) shall remain in effect, even though said insurances are made up of several policies effected on various different dates, if the date of the policy or all policies precede the date of this Policy and they do not contain provision as stipulated in paragraph (1) above. 3. In the event of loss or damage, the Insured is obliged to notify in writing of any other insurance in force covering the same vehicle and/or interest. Should the Insured fail to comply with these requirements his rights to indemnification shall be forfeited.

SUBROGASI. Setelah Surety melaksanakan pembayaran pencairan Surety Bond, maka Surety menggantikan Obligee terhadap Principal, berdasarkan hak Subrogasi. Hak Subrogasi termaksud dalam ayat ini berlaku dengan sendirinya tanpa memerlukan surat kuasa khusus dari Obligee.

SUBROGASI. Tertanggung atas biaya Penanggung melakukan dan setuju melakukan dan mengijinkan dilakukannya semua tindakan dan hal-hal yang mungkin diperlukan atau diminta oleh Penanggung demi kepentingan atas segala hak atau pemulihan, atau untuk memperoleh keringanan atau ganti rugi dari pihak-pihak (selain dari pihak yang diasuransikan pada Polis ini) terhadap mana Penanggung berhak atau seharusnya berhak atau memperoleh atau seharusnya memperoleh hak tuntut setelah mengganti atau membetulkan suatu kerugian atau kerusakan berdasarkan Polis ini, baik tindakan dan hal-hal tersebut perlu atau dipandang perlu atau dimintasebelum atau setelah pemberian ganti rugi Tertanggung oleh Penanggung. ARTICLE 13 SUBROGATION The Insured shall at the expense of the Insurers do and concur in doing and permit to be done all such acts and things as may be necessary or required by the Insurers in the interest of any rights or remedies, or of obtaining relief or indemnity from parties (other than those insured under this Policy) to which the Insurers are or would become entitled or which is or would be subrogated to them upon their paying for or making good any loss or damage under this Policy, whether such acts and things are or become necessary or required before or after the Insured’s indemnification by the Insurers.