Changes to Your Card Limits. We may, in our discretion, without telling you, change your daily purchase or withdrawal limit at any time. If we decrease the limits of your card, we will notify you in accordance with applicable law.
Changes to Your Card Limits. We may, without telling you, increase your daily purchase or ATM withdrawal limit based on account history, activity, and other factors. If we decrease the limits of your card, we’ll notify you in accordance with applicable law.
Changes to Your Card Limits. We may, in our discretion, without telling you, change your daily purchase or withdrawal limit at any time. If we decrease the limits of your card, we will notify you in accordance with applicable law. Additional Information About Your Card If you give your debit card number to a merchant with authorization to bill that card for recurring payments or to keep it on file for future purchases or payments, the merchant may receive updated card information to process such payments via the free Visa Account Updater (“VAU”) service. However, since not all merchants receive updated debit card information via VAU, we recommend you notify each merchant of your new debit card number and/or expiration date to ensure your payments continue uninterrupted. If you have a debit card on file with a merchant and want to cancel the payment arrangement, be sure to cancel it directly with the merchant. Visa Account Updater Notice of Right to Opt Out Authorizations and Holds Foreign Exchange Transactions Non-Visa Debit Transaction Processing Visa’s Zero Liability Policy Advisory Against Illegal Use Canceling Your Card and Our Right to Refuse Transactions We will automatically enroll your Atlantic Union Bank Debit Card for free in VAU. VAU helps participating merchants who receive recurring payments from your card have access to current card account information on file. For instance, participating merchants will have access to information about card expiration, or if you report that your card is lost or stolen. You are entitled to opt out of this service. You may opt out at any time by calling us at 000.000.0000. If you opt out, you may opt back in if you decide you want the VAU service in the future. You may opt in the same way(s) that you can opt out. Most merchants ask us to authorize your purchase. When we give authorization to a merchant, we will reserve or place a temporary authorization hold on your available balance for the amount of the authorization (which we refer to as an authorization hold). Refer to the Section titled “Pending Transactions” for more information. Transactions Outside the United States and its Territories. When you use your debit or ATM card at a merchant that settles in a currency other than U.S. dollars, we will convert the charge into the U.S. dollar amount. The currency conversion rate used to determine the transaction amount in U.S. dollars is either a rate selected by Visa from the range of rates available in wholesale currency markets for the a...
