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Interrupted periods of disability. If you had a total disability for which the Insurer paid Short-Term Disability benefits and total disability occurs again within weeks due to the same or related causes, the Insurer may consider it a continuation of your previous total disability. You must be covered when the total disability reoccurs. These benefits will be based on the same earnings level as on the original date of disability and will be paid for no longer than the rest of the maximum benefit period. You may be required to participate in a rehabilitation program approved by the Insurer. It may include the involvement of the rehabilitation specialist, part-time work, working in another occupation or vocational training to help you become capable of full-time employment. The decision to approve or continue a rehabilitation program will be made solely by the Insurer. Such factors as financial considerations and the merits of rehabilitation will be considered. During your rehabilitation program, you may receive Short-Term Disability payments plus income from other sources, However, if during any week your total income is more than of your basic earnings (less provincial and federal income taxes if your benefit is non-taxable), your Short-Term Disability payments will be reduced by the excess. You should consider participating in a rehabilitation program as soon as possible after becoming totally disabled. Your Short-Term Disability payments end on the earlier of the following dates: the date you are no longer disabled. the end of a maximum benefit period as indicated in the Schedule of Benefits the date you retire on pension. the date you die. What is not covered Benefits will not be payable for any period of Total Disability under the following circumstances: you are not receiving appropriate treatment. you do any work for wage or profit except as approved by the Insurer. you are not participating in an approved rehabilitation program, if required by the Insurer. you are on a leave of absence, strike or lay-off. However, if you become totally disabled before a notice of separation is given, payments continue while you are totally disabled, but not beyond the end of the maximum benefit period. you are absent from Canada longer than weeks due to any reason, unless the Insurer agrees in writing in advance to pay benefits during the period. you are serving a prison sentence or are confined in a similar institution. The Insurer will not consider you totally disabled if your disability results fr...
Interrupted periods of disability. If you had a total disability for which we paid Short-Term Disability benefits and total disability occurs again due to ◼ the same or related causes, we will consider it a continuation of your previous total disability if it occurs within 30 days of the end of your previous disability. ◼ an entirely unrelated cause, we will consider it a continuation of your previous total disability if it occurs within 1 day of the end of your previous disability. You must be covered when the total disability reoccurs. These benefits will be based on your coverage as it existed on the original date of total disability and will be paid for no longer than the rest of the maximum benefit period. maximum sickness benefit under the Employment Insurance Act. Your basic earnings will be increased by the amount of bonus, commission, overtime or incentive pay earned on a regular basis, required to calculate the amount of benefit payable under the Employment Insurance Act.
Interrupted periods of disability. Interrupted periods of disability occurring after the benefits become payable are considered a single period if the employee, in the interval between the interrupted periods of disability, is actively at work for a period of less than:
(i) Two (2) consecutive weeks if disability is due to the same or related causes and the employee is performing the duties of his own occupation,
(ii) Three (3) consecutive months if the disability is due to the same or related causes and the employee is performing the duties of an occupation other than his own, or
(iii) One (1) day if disability is due to an entirely unrelated cause. In such cases, a new waiting period is not applied and the benefit is payable for a period not to exceed twenty-six (26) weeks, starting on the first day of the initial disability.
