LIABILITY TO THE PUBLIC Sample Clauses

LIABILITY TO THE PUBLIC. Covered Not Covered

LIABILITY TO THE PUBLIC. Liability arising direc tly or indirectly from: Any amounts which you or a member of your household: • as occupier of the premises or any other building, boat or caravan used as te mpora ry holiday accommodation, • as a private individual anywhere in the Republic of Ireland, Great Britain, the Isle of Man, the Channel Islands or Northern Ireland or elsewhere for 30 days, becomes legally liable to pay as c om pens ation for an accident occurring during the period of insurance which causes bodily injury to any person or loss of or damage to property. • an agreement which imposes a liability which you or a member of your household would not otherwise have been under, • ownership of any land or building, • any business, profession or trade, • racing, hunting or playing polo, • any willful, malicious, deliberate or reckless act. • the transmiss ion of Human Immune defic iency Virus (HIV) and/or HIV related illness including Acquired Immune Defic iency S yndrome (A IDS) and/or any mutant deri vative or variations thereof however caused, • the transmiss ion of any communicable disease, by you or a member of your household. The most we will pay for any one claim or number of claims arising from one cause is €3,000,000 (This includes all costs agreed by us in writing). Liability arising direc tly or indirectly from the ownership or use of: • aircraft (except toys and models), • mechanically propelled vehicles including e-bikes and e-scooters (except domestic garden implements used within the boundary of the premises, motorised golf buggies on a golf course, motorised wheelchairs or use of a vehicle solely as a passenger having no right of control) The most we will pay under this paragraph and paragraph 18 combined for any one claim or number of claims arising from one cause is €3,000,000 (This includes all costs agreed by us in writing). • any trailer caravan or vehicle trailers whether attached or not attached to a vehicle which arises in situations where c xx xxxx xxx insurance must be arranged under the Road Traffic Act 1961 or anysubsequent amending legislation to this Act, • watercraft (except toys and models), sailboards or hovercraft, • firearms (except shotguns or airguns used for sporting activities), • animals (except horses and pets which are nor mally dom es tic ated in the Republic of Ireland) Liability arising direc tly or indirectly from the ownership, xxxx xxxx on, use or control of: • dangerous dogs as specified in regulations made under the Contro...

LIABILITY TO THE PUBLIC. What is Covered What is Not Covered

LIABILITY TO THE PUBLIC. TEMPORARY REPAIRS TO PREMISES Not Covered Covered INSURING CLAUSE Building in the event of:

LIABILITY TO THE PUBLIC. Any amounts which you as owner of the contents of the apartment become legally liable to pay as compensation for an accident occurring during the period of insurance which causes bodily injury to any person or loss of or damage to property. The most we will pay for any one claim or number of claims arising from one cause is €3,000,000 (This includes all costs agreed by us in writing). Liability arising directly or indirectly from: • ownership of any land, apartment or building, • an agreement which imposes a liability which you would not otherwise have been under, • any business, profession or trade, • wilful or malicious acts, • the occupation of the apartment other than by a tenant, Liability for: • bodily injury to a person under a contract of service or apprenticeship with you • loss of or damage to property owned or held in trust by you or in your custody or control

LIABILITY TO THE PUBLIC. This extension covers: (a) all sums for which the insured is legally liable as a xxxxxxxxxxx occupying the premises or any member of the insured’s family normally residing with the insured for compensation in respect of: (i) death of or bodily injury to or illness of any person (ii) physical loss of or damage to tangible property occurring during the period of insurance as a result of an accident (b) all legal costs and expenses: (i) recovered by any claimant against the insured (ii) incurred with the written consent of the company in respect of a claim against the insured for compensation to which the indemnity expressed in this extension applies Provided that: the amount payable in respect of any one accident or series of accidents arising out of one event will not exceed R5 000 000 (five million rand) inclusive of all compensation and all legal costs and all other costs and expenses. The indemnity provided by this extension does not apply to nor include: (a) liability assumed by the insured by agreement and which would not have attached in the absence of the agreement (b) liability in respect of death of or bodily injury to or illness of any person who is a member of the insured’s household or family whether residing with the insured or not (c) liability in respect of death of or bodily injury to or illness of any person under a contract of service or apprenticeship with the insured if the liability is in respect of death, bodily injury or illness arising out of and in the course of the employment of the person by the insured (d) liability in respect of loss of or damage to property belonging to or in the charge of or under the control of the insured or of any member of the insured’s family or household or of any domestic worker or agent of the insured (e) liability in respect of death, bodily injury, illness, loss or damage caused by or in connection with or arising from: (i) any profession or business of the insured (ii) the ownership or possession or use by or on behalf of the insured of lifts or mechanically propelled vehicles or trailers other than pedestrian controlled gardening implements (iii) deliberate or malicious acts (iv) explosives (f) liability in respect of: (i) claims for compensation, legal costs and expenses for death, any injury, illness, loss or damage directly or indirectly caused by or by means of or as a result of or originating from or attributable to seepage, pollution or contamination provided always that this proviso shall no...

LIABILITY TO THE PUBLIC. Liability arising direc tly or indirectly from: Any am ounts which you or a member of your household: becomes legally liable to pay as c om pens ation for an accident occurring in or about the premises during the period of insurance which causes bodily injury to any person or loss of or damage to property. • an agreement which imposes a liability which you or a member of your household would not otherwise have been under, • ownership of any land or building, • any business, profession or trade, • racing, hunting or playing polo, • any willful, malicious, deliberate or reckless act committed by anybody staying in the home, The most we will pay for any one claim or number of claims arising from one cause is €3,000,00 0 (This includes all costs agreed by us in writing). • the transmiss ion of Human Immune defic iency Virus (HIV) and/or HIV related illness including Acquired Immune Defic iency S yndrome (A IDS) and/or any mutant deri vative or variations thereof however caused, • the transmiss ion of any communicable disease, by you or a member of your household. Liability arising direc tly or indirectly from the ownership or use of: The most we will pay under this paragraph and paragraph 18 combined for any one claim or number of claims arising from one cause is €3,000,000 (This includes all costs agreed by us in writing). • aircraft (except toys and models), • m xx xxxxx ally propelled vehicles including e-bikes and e-scooters (except dom estic garden implements used within the boundary of the premise s, motorized golf buggies on a golf course, motorized wheelchairs or use of a vehicle solely as a passenger having no right of control) • any trailer caravan or vehicle trailers whether attached or not attached to a vehicle which arises in situations where c xx xxxx xxx insurance must be arranged under the Road Traffic Act 1961 or anysubsequent amending legislation to this Act, • watercraft (except toys and models), sailboards or hovercraft, • firearms (except shotguns or airguns used for sporting activities), • animals (except horses and pets which are nor mally dom es tic ated in the Republic of Ireland) Liability arising direc tly or indirectly from the ownership, xxxx xxxx on, use or control of: • dangerous dogs as specified in regulations made under the Control of Dogs Act 1986 or amendments thereto is not covered if such ownership, possess ion, use or control is not in acc ordance with the provisions of such regulations, • horses is not covered if such ow...

LIABILITY TO THE PUBLIC. WHAT IS COVERED a) Liability as owner of the insured Building caused by a defect in the buildings. b) Liability as an Occupier in respect of accidents which occur in or about the private dwelling house. Our limit of liability shall not exceed the sum specified on the Schedule. We will also indemnify You or Spouse: i) Legal costs and expenses recoverable from You or Spouse by any claimant, provided such legal cost and expenses were incurred before the date We shall have paid or offered to pay the full amount of the claim or the total amount recoverable in respect of any one occurrence. ii) Legal costs and expenses incurred by You or Spouse with Our consent. If Buildings are for Blocks of Flats or Apartments, Our indemnity to You is restricted to Your legal liability for claims made on You as owner of the Buildings, as specified on the Schedule, but not as a resident occupying any part of the insured Buildings in respect of any accident occurring during the period of insurance. We will indemnify Your personal representative in the event of Your death, in respect of the liability incurred by You or Spouse, provided the personal representative observes and fulfils and is subject to the terms, conditions and limitations of the Policy. a) Any claims brought against You or Spouse, in any country in courts outside Malaysia. b) All legal costs and expenses which are not incurred in or recoverable in Malaysia. c) We shall not be liable for injury or damage arising out of or incidental to:  Ownership, possession or use by or on behalf of You or Spouse of any lift, vehicle, vessel or craft of any kind;  The carrying out of alterations, additions, repairs or decorations to Your buildings;  Damage to property by subsidence fire or explosion (other than explosion of any domestic boiler fitted in an individual flat or apartment in the insured Buildings), for insurance for Private Flats or Apartments;  Any contractual agreement;  Asbestos or exposure or potential exposure to asbestos, any actual or alleged asbestos related injury or damage involving the use, presence, existence, detection, removal, elimination or avoidance of asbestos;  Any part of the insured Buildings used in connection with Your profession or business. You will not be covered under the following circumstances: General Exception 1 We will not cover loss or damage or other contingency caused directly or indirectly by: a) War, invasion, act of foreign enemy, hostilities, or warlike operations (whethe...

LIABILITY TO THE PUBLIC. We will cover you against legal liability arising out of claims made on You in respect of accidents caused by You whilst playing or practicing golf on any recognized Golf Course resulting in: - a) Accidental bodily injury to any person not being a member of Your family or household or working for You. b) Accidental damage to property not belonging to or in the charge of or under the control of Your a member of Your family or household or of any person in his service. And all costs and expenses of litigation recovered by any claimant against You or incurred with Our written consent in respect of a claim against

LIABILITY TO THE PUBLIC. What Is CoveredWe will pay for Your legal liability arising out of claims in respect of accidental Bodily Injury to any person or accidental damage to third party property caused by You whilst playing and/or practising golf on any recognised Golf Course within the Territorial Limit stated in the Schedule. The total amount payable by Us includes reasonable defence costs and expenses incurred by You with Our prior written consent. What Is Not Covered1. Liability arising from loss or damage to property which belongs to or is in the care, custody or control of You, members of Your family household or Your employees.