Non-Visa Debit Transactions. New procedures are in effect that may impact you when you use the Card at certain merchant locations. In the past, transactions have been processed as a Visa debit transaction unless you entered a PIN. Now, if you do not enter a PIN, transactions may be processed as either an Interlink® or Maestro®, transaction. Merchants are responsible for and must provide you with a clear way of choosing how to make a Visa debit transaction if they support the option. Please be advised that should you choose to use the Interlink or Maestro network when making a transaction without a PIN, different terms may apply. Certain protections and rights applicable only to Visa debit transactions as described in this Agreement will not apply to transactions processed on the Interlink or Maestro networks. Please refer to the below sub-section captioned “Your Liability for Unauthorized Transfers.” for a description of these rights and protections applicable to Visa debit and non-Visa debit transactions. To initiate a Visa debit transaction at a point-of-sale, swipe or dip the Card through the POS terminal, sign the receipt, or provide your 16-digit Card number for a mail order, telephone, or Internet purchase. To initiate a non-Visa debit transaction at the POS, enter your PIN at the POS terminal or provide your 16-digit Card number after clearly indicating a preference to route your transaction as a non-Visa debit transaction for certain bill payment, mail order, telephone, or Internet purchases.
Non-Visa Debit Transactions. Some merchants may permit you to initiate debit and xxxx payment transactions with your card using either the VISA network or another EFT network. Your debit transactions may be processed by any EFT network that Columbia Credit Union participates. Transactions processed over the VISA network do not require you to use your PIN to validate the transaction. Generally, you will sign a receipt, provide your card number (e.g. internet, mail, or telephone transactions), or use your card at a terminal. Also, there are certain protections and rights such as the zero liability protections in the section Member Liability, applicable only to VISA processed transactions. Transactions processed over other networks may not require you to use your PIN in order to validate a transaction. Generally, you enter your card number or use your card and provide or enter a PIN. However, some merchants may not require you to provide a PIN, and allow you to choose whether the transaction is processed by VISA or another network. Provisions applicable only to VISA transactions (such as VISA’s zero liability protections) will not apply to non-VISA debit transactions and the liability rules for other EFTs in the section titled “Member Liability” will apply.
Non-Visa Debit Transactions. Procedures are in effect that may impact use of a Card at certain merchant locations. In the past, transactions were processed as a Visa debit transaction unless a cardholder entered a PIN. Now, if a Cardholder does not enter a PIN, transactions may be processed as either a Visa debit transaction, or as an Interlink® transaction. The Merchant is responsible for and must provide a Cardholder with a clear way of choosing how to make a Visa debit transaction if it supports the option. Please be advised that should the Cardholder choose to use the Visa debit network when making a transaction without a PIN, different terms may apply. Certain protections and rights applicable only to Visa debit transactions as described in this Agreement will not apply to transactions processed on the Interlink® or Maestro® networks. To initiate a Visa debit transaction at a point-of-sale, swipe or dip the Card through or into the POS terminal, sign the receipt, or provide the 16-digit Card number for a mail order, telephone, or internet purchase. To initiate a non-Visa debit transaction at the POS, Cardholder should enter their PIN at the POS terminal or provide the 16- digit Card number after clearly indicating a preference to route the transaction as a non-Visa debit transaction for certain bill payment, mail order, telephone, or internet purchases.
Non-Visa Debit Transactions. If you do not enter a PIN, transactions may be processed as either a VISA Debit Card transaction or a transaction on a PIN network. Merchants must provide you with a clear method of choosing to make a VISA Debit Card transaction if they support this option. Certain protections and rights applicable only to VISA Debit Card transactions as described in your cardholder agreement may not apply to transactions processed on a PIN network.
Non-Visa Debit Transactions. New procedures are in effect that may impact you when you use your Card at certain merchant locations. In the past, transactions have been processed as Visa debit transactions unless you entered a PIN. Now, if you do not enter a PIN, transactions may be processed as either a Visa debit transaction or as an [ALLPOINT, CIRRUS, CO-OP, NYCE, PULSE, STAR, INTERLINK] transaction. Merchants are responsible for and must provide you with a clear way of choosing to make a Visa debit transaction if they support the option. Please be advised that should you choose to use the [ALLPOINT, CIRRUS, CO-OP, NYCE, PULSE, STAR, INTERLINK] network when making a transaction without a PIN, different terms may apply. Certain protections and rights applicable only to Visa debit transactions as described in this Agreement will not apply to transactions processed on the [ALLPOINT, CIRRUS, CO-OP, NYCE, PULSE, STAR, INTERLINK] network. Please refer to the section labeled "Your Liability for Unauthorized Use" for a description of these rights and protections applicable to Visa debit and non-Visa debit transactions. To initiate a Visa debit transaction at the POS, swipe your Card through a POS terminal, sign the receipt, or provide your Card number for a mail order, telephone, or internet purchase. To initiate a non-Visa debit transaction at the POS, enter your PIN at the POS terminal or provide your Card number after clearly indicating a preference to route your transaction as a non-Visa debit transaction for certain bill payment, mail order, telephone, or internet purchases.
Non-Visa Debit Transactions. Your Debit Card allows you to conduct transac- tions at certain merchant locations without requiring you to enter your PIN. If you do not enter your PIN, the transaction may be processed as either a Visa debit transaction or a non-Visa debit transaction. Non-Visa debit transactions may be processed on the STAR network. Merchants must provide you with a clear way of choosing to make a Visa debit transaction if they support this option. If you choose to sign your name to authorize a debit transaction, the transaction will be routed as a Visa transaction. Please be advised that should you choose to use the STAR network when making a transaction without a PIN, different terms may apply. Provisions contained in this agreement that specifically relate to Visa transactions are not applicable to non-Visa debit transactions. Different rules may also apply for transactions under $50.
Non-Visa Debit Transactions. Procedures are in effect that may impact you when you use the Card at certain merchant locations. In the past, transactions have been processed as Visa debit transactions unless you entered a PIN. Now, if you do not enter a PIN, transactions may be processed as either a Visa debit transaction or as a STAR transaction. Merchants are responsible for and must provide you with a clear way of choosing to make a Visa debit transaction if they support the option. Please be advised that should you choose to use the STAR network when making a transaction without a PIN, different terms may apply. Certain protections and rights applicable only to Visa debit transactions as described in this Agreement will not apply to transactions processed on the STAR network. Please refer to the paragraph titled “Your Liability for Unauthorized Transfers” for a description of these rights and protections applicable to Visa debit and
Non-Visa Debit Transactions. We have enabled non-Visa debit transaction processing. This means you may use your Visa debit card on a PIN-debit network without using a PIN. (Visa rules generally define “PIN-debit network” as a non- Visa debit network that typically authenticates transactions by use of a personal identification number, or “PIN,” but that is not generally known for having a card program.) − An example of a non-Visa debit network for which such transactions are enabled is Star. − Examples of the types of actions that you may be required to make to initiate a Visa transaction on your debit card include signing a receipt, providing a card number over the phone or via the internet, or swiping the card through a POS terminal. − Examples of types of actions you may be required to make to initiate a transaction on a PIN-debit network include initiating a payment directly with the xxxxxx (possibly via telephone, internet, kiosk locations, discount retail merchant, or restaurant), responding to logo displayed at a payment site and choosing to direct payment through that network, and having your identity verified using know information derived from an existing relationship with you instead of through the use of a PIN. − The provisions of your agreement with us relating only to Visa transactions are not applicable to non-Visa transactions. For example, the additional limits on liability (sometimes referred to as Visa’s zero-liability program) and the streamlined error resolution procedures (sometimes referred to as Regulation E) offered on Visa debit card transactions are not applicable to transactions processed on a PIN-debit network.
Non-Visa Debit Transactions. Non-Visa debit transaction processing is allowed and all such transactions are not required to be authenticated by a PIN. A non-Visa debit transaction may occur on your debit card. Below are examples to distinguish between a Visa debit and non-Visa debit transaction: To initiate a Visa debit transaction at the point of sale, the cardholder signs a receipt, provides a card number (e.g., in e-commerce or mail/telephone order environments) or swipes the card through a POS terminal. To initiate a non-Visa debit transaction, the cardholder enters a PIN at the POS terminal or, for certain xxxx payment transactions, provides the account number for an e-commerce or mail/telephone order transaction after clearly indicating a preference to route it as a non-Visa transaction.
Non-Visa Debit Transactions. Some merchants may permit you to initiate debit and xxxx payment transactions with your card using either the Visa network or another network such as the STAR, PLUS, or CO-OP Network. The Credit Union will honor your debit transactions processed by any of these networks. Transactions processed over the Visa network do not require you to use your PIN to validate the transaction. Generally, you will sign a receipt, provide your card number (e.g. internet, mail, or telephone transactions), or swipe/dip your card at a terminal. Also, there are certain protections and rights such as the zero liability protections in Section 4. Member Liability, applicable only to Visa processed transactions. Transactions processed over other networks may require you to use your PIN in order to validate a transaction. Generally, you enter your card number or swipe/dip your card and provide or enter a PIN. However, some merchants may not require you to provide a PIN and allow you to choose whether the transaction is processed by Visa or another network. Provisions applicable only to Visa transactions (such as Visa’s zero liability protections) will not apply to non-Visa debit transactions and the liability rules for other EFTs in Section 4. Member Liability will apply.
