ONLINE BANKING FEATURES. In addition to viewing account information, you may use Online Banking to conduct the following transactions: • Transfer funds between your linked checking, savings, money market, and loan accounts. • Place stop payment orders on checks • Xxxx Pay option available through CheckFree • View up-to-the-minute account information • View images of paid items and deposits • Communicate with us via e-mail • Account Alerts can be sent via e-mail or text message • eStatements New services may be introduced for Online Banking from time to time. First Resource Bank will notify you of the existence of these new services. By using these services when they become available, you agree to be bound by the rules that will be made available to you concerning these services. You may place stop payment orders on checks using Online Banking. When placing a stop payment order, you agree to indemnify us and hold us harmless for all losses incurred by us due to our refusal to pay the check. You acknowledge that, under the law, there are some situations where a check can be enforced against you even though you ordered us to stop payment. In such instances, we will not be liable to you for refusing to enforce your stop payment order. We will not have a duty to stop payment until you have given us the number, the exact amount of the item and the name of the payee. In addition, we must have had a reasonable opportunity to act on your stop payment order prior to the earlier of our payment of it or one hour after the opening of the next business day after the business day we received it. The information we require you to submit in connection with your stop payment order must be exactly correct to enable our computer Online Banking to match the payment to be stopped to your stop payment order. A stop payment order on a check is effective for six months unless you renew the notice in writing within that time, in which case the stop payment order will be effective for an additional six month period. At our option, we may continue stop payment orders beyond these time periods unless cancelled by you. Stop payment orders received after regular banking hours or on a holiday shall be deemed received at the opening of business on the next business day. If we pay an item despite your timely stop payment order, the following rules will apply: (a) you will have to prove to us that you have suffered a loss and, if so, the amount of the loss; (b) we will be able to enforce any rights that the origina...
ONLINE BANKING FEATURES. The Online Banking features include, but are not limited to the following features. Some features and services may not be accessible to all users. • Secure Login • Account Balances and Information • Express Transfer between designated accounts • Scheduled Transfer between designated accounts • Change Security Data • View and Print Front and Back of Check Images • Access to other Services as enrolled • Access to Level One Bank Business Mobile Banking and Mobile Deposit
ONLINE BANKING FEATURES. You may access your account information by using a specific Online User ID and password assigned to you. At the present time you may use the system to: – Perform account inquiries on checking, savings, certificate and loan accounts – Obtain statement transaction detail on your accounts – Transfer funds between your deposit and/or loan accounts – Initiate instructions for placing a stop payment on your checking account – Initiate bill payments to any merchant or vendor you choose – Initiate EFTPS tax payments– ACH origination – No charge – $15.00 per month for inquiries – $25.00 per month for cash management services – Normal bank fees will be assessed for completed wire transfers and stop payments – Normal check fees will be assessed when check orders are processed – Commercial Cash Management features are billed per individual proposal Your account will be charged $35.00 for each stop payment order you request.
ONLINE BANKING FEATURES. You may access your account information by using a specific User ID and initial password chosen by you. At the present time you may use the system to:
1. Perform account inquiries on checking, money market, savings, certificate and loan accounts.
2. Review transaction detail on your accounts, up to 482 days of history.
3. Enroll for electronic delivery of statements and documents, up to 84 months or 7 years of statements.
4. Transfer funds between deposit accounts or to make regular monthly loan payments (“Internal Transfers”).
5. Conduct Bank-to-Bank Transfers (transfers to or from accounts at other financial institutions).
6. Submit a check re-order request.
7. Send secured e-mail messages to Bank personnel.
8. Make Stop Payments.
9. Set Travel Notifications.
10. Utilize CardValet to turn your ATM or Debit Card on or off, report it lost or stolen, or set card limits.
11. Initiate bill payments to any domestic payee you choose with Pay My Bills (requires separate agreement).
12. Initiate person-to-person payments with Zelle (requires separate agreement).
13. Utilize MoneyMap for a holistic view of your financial health. The tool enables you to track your spending, monitor investments and budget more effectively (requires separate agreement).
ONLINE BANKING FEATURES. You may access your account information by using a specific Online User ID and password assigned to you. At the present time you may use the system to: • Perform account inquiries on checking, savings, certificate of deposits and loan accounts • Obtain statement transaction detail on your accounts • Internal Transfers - Transfer funds between your German American State Bank checking, savings, and/or loan accounts • External Transfers - Transfer funds between your German American State Bank account and a deposit account at another financial institution • Make payments to loan accounts • View electronic statements • Initiate instructions for placing a stop payment • Set up Alerts • Send secure e-mail messages to Bank personnel • Update email address and other personal information Use German American State Bank Online Banking to initiate payments to any merchant or vendor you choose through the Xxxx Pay option or make Person to Person (PRP) payments. The terms and conditions for paying bills using Online Banking, including any limitation on the amount and frequency, can be found in the German American State Bank Xxxx Pay Agreement.
ONLINE BANKING FEATURES
