Shared Branching. The Credit Union may or may not permit you with access to the Shared Branching network. Shared branching transactions cannot be performed on share certificates, IRAs, student loans, credit cards and some other products. Joint owners can only be set up for shared branching transactions if the member and all joint owners on all checking and savings suffixes are exactly the same. Members with any passbook suffixes are not eligible for shared branching. Most shared branching fa- cilities do not have passbook printers. All checks deposited are subject to extended holds, which means that the funds from checks deposited at a shared branch facility will not be immediately available for with- drawal. If you wish to purchase gift cards, money orders, or request any other service not re- lated to a specific transaction on your account, then the Credit Union you are visiting will charge you their fees for incidental services. We may terminate access to shared branching at any time without prior notice. Termi- nation of service may be a result of a past due or delinquent loan, a negative balance in any account, return of a deposited item, problems correctly using the service, abu- sive treatment of staff, notification of incorrect address or email address or phone number, or any other reason we believe in our sole discretion justifies termination of services. You agree to abide by the shared branching rules of the Credit Union and all current and future terms of the shared branch network rules. The shared branching service is provided “as is” without any warranty of any kind, ei- ther expressed or implied, including, but not limited to the implied warranties or mer- chantability and fitness for a particular purpose. Central Maine CU is not responsible if any shared branch facility is unavailable for transactions or if the network is inaccessible. We will not waive any fees, reimburse any interest or be liable for any costs or inconvenience you incur as a result of using the shared branch network or failure to access the shared branch network when de- sired. Individual shared branch service centers may or may not perform any transaction at their discretion. Individual shared branch service centers set their own daily cash limi- tations. The maximum that CMCU will permit you to withdraw from all shared branch locations in one business day is $5,000. Things you cannot do at a shared branch service center include cash or deposit a third party check; deposit a post-dated ch...
Shared Branching. You may be allowed to conduct transactions at another credit union that participates in the CO-OP Financial Services Shared Branching Network (“Shared Branching”). Shared Branching allows you to perform transactions on your individual Purdue Federal accounts at a credit union branch other than Purdue Federal. Credit unions that participate in Shared Branching offer convenient services to members, including those that may be traveling or relocating. Not all services may be available at all Shared Branching locations. Purdue Federal may restrict access to Shared Branching services at any time. You will receive receipts for transactions conducted at Shared Branching locations and the transaction information will be reflected on your periodic statement. Cash back on all shared branching transactions may be limited to $500 per member, per day, depending on the local rules of that credit union. All checks presented for deposit with cash back will be processed based on the balance of available funds in the account prior to the transaction.
Shared Branching. With respect to items deposited at shared branch locations (meaning branches of credit unions other than this Credit Union that accept deposits for our members through participation in a shared branch network), funds will be available as stated in this disclosure with the addition of the following exceptions: • Your Ability to Withdraw Funds: Our policy is to delay the availability of funds from non-cash deposits that are accepted at a shared branch location. During the delay, you may not withdraw the funds in cash, and we will not use the funds to pay checks that you have written or other withdrawals you have authorized. • Foreign checks will not be accepted at a shared branch. • Shared Branch Transaction Limits: The shared branch that you are visiting may impose withdrawal limits. • All Transactions with the Credit Union are subject to our policies and procedures – including security, identification, Bank Secrecy Act, and all other applicable laws, rules and regulations.
Shared Branching. Service 1st has partnered with credit unions from all over the country to share facilities and provide thousands of convenient locations to perform transactions. You can conduct a range of transactions, including deposits, withdrawals, loan payments, funds transfers between accounts, purchase traveler’s checks and official checks. (These items are available at some locations along with other ancillary services; however, to find out if the location you will be visiting offers the items you would like to purchase, please contact them first.) To perform a transaction at a shared branch, you’ll need: your credit union’s name, your account number, the last four digits of your Social Security # and valid government-issued photo ID (i.e. State Driver’s license, US Passport).
Shared Branching. We participate in a shared branching network. This means you can access your accounts and conduct business with us while at another financial institution’s branch within the network.
Shared Branching. Nymeo has partnered with credit unions from all over the country to share facilities and provide thousands of convenient locations to perform transactions. You can conduct a range of transactions at these locations, including deposits, withdrawals, loan payments, and funds transfers between accounts, as well as purchase traveler’s checks and cashier’s checks. (These items are available at some locations along with other ancillary services; however, to find out if the location you will be visiting offers the services you need, please contact them first.) To perform a transaction at a shared branch, you will need: our credit union’s name, your account number, the last four digits of your Social Security number and valid government-issued photo ID (i.e. state driver’s license, U.S. passport, or other form of acceptable ID).
Shared Branching. Shared Branching is a cooperative network of credit unions sharing over 4,400 locations nationwide designated as Credit Union Shared Service Centers. Members of Xxxxxx County Credit Union will be able to conduct deposits, withdrawals, and other routine transactions at any of these Shared Branching locations given the following terms and conditions.
Shared Branching. Shared Branch Network Usage 3 free transactions per month, $2.00 each thereafter Shared Branch Return Item. $35.00 COST RECOVERY SCHEDULE Effective December 1, 2017 Federally insured by NCUA. Documart 12/2017
Shared Branching. We participate in a shared branching network. This means you can access your accounts and conduct business with us while at another financial institution's branch within the network. Substitute Checks and Your Rights-Important Information About Your Checking Account What Is a Substitute Check? To make check processing faster, federal law permits financial institutions to replace original checks with "substitute checks." These checks are similar in size to original checks with a slightly reduced image of the front and back of the original check. The front of a substitute check states: "This is a legal copy of your check. You can use it the same way you would use the original check." You may use a substitute check as proof of payment just like the original check. Some or all of the checks that you receive back from us may be substitute checks. This notice describes rights you have when you receive substitute checks from us. The rights in this notice do not apply to original checks or to electronic debits to your account. However, you have rights under other law with respect to those transactions. What Are My Rights Regarding Substitute Checks? In certain cases, federal law provides a special procedure that allows you to request a refund for losses you suffer if a substitute check is posted to your account (for example, if you think that we withdrew the wrong amount from your account or that we withdrew money from your account more than once for the same check). The losses you may attempt to recover under this procedure may include the amount that was withdrawn from your account and fees that were charged as a result of the withdrawal (for example, bounced check fees and Insufficient Funds fees). The amount of your refund under this procedure is limited to the amount of your loss or the amount of the substitute check, whichever is less. You also are entitled to dividends on the amount of your refund if your account is an dividends-bearing account. If your loss exceeds the amount of the substitute check, you may be able to recover additional amounts under other law. If you use this procedure, you may receive up to $2,500 of your refund (plus dividends if your account earns dividends) within 10 business days after we received your claim and the remainder of your refund (plus dividends if your account earns dividends) not later than 45 calendar days after we received your claim. We may reverse the refund (including any dividends on the refund) if we later are ab...
