Account Opening and Card Issuance. Subject to the terms of this Agreement, we will open a Card Account in the name of the Primary Cardholder. We will extend credit to the Primary Cardholder by way of Charges to the Card Account, including, without limitation, those Charges made by an Authorized User, in accordance with the terms of this Agreement. To access the Card Account, we will issue a physical Card to you as well as a digital Card in the Neo mobile application, which can be added to approved Wallets. If you add your Card to an approved Wallet, you will be required to accept our Mobile Wallet Terms and Conditions, as well as any terms required by the provider of the Wallet. Charges incurred with your Card will be charged to the Card Account and will be Debt for which the Primary Cardholder shall be liable to repay to Neo. This means that the Primary Cardholder is responsible for all amounts owing to Neo on the Card Account, including, without limitation, Charges incurred by any Authorized User, regardless of which Cardholder incurred the Charge. Unless we receive prior instructions from the Primary Cardholder to the contrary, we will issue renewal and replacement Cards to each Cardholder prior to the expiry date indicated on the Card last issued to you. An Authorized User may instruct us not to issue or renew their own Card but may not provide instructions regarding any other Card. This Agreement applies to all transactions made with your Card, including contactless transactions and any transactions using a Wallet. We may and/or participating merchants may, in their discretion, establish a maximum dollar limit from time to time for a single contactless or digital or mobile transaction. As a result, you may need to use your physical Card to complete a transaction if you exceed these limits. To open a Card Account, you represent and warrant that you are the legal age of majority and a resident of one of the Provinces or Territories of Canada. If you move out of Canada, you agree: (i) to pay us all that you owe us without any deductions for any taxes and withholdings that your new country may impose; and (ii) to close your Account with us prior to moving.
Account Opening and Card Issuance. Subject to the terms of this Agreement, we will open a Card Account in the name(s) of the Primary Cardholder(s). We will lend money to the Primary Cardholder(s) by way of Charges to the Card Account, including, without limitation, those Charges made by an Authorized User, in accordance with the terms of this Agreement. To access the Card Account, we will issue a Card to you and, at your request, Cheques. Charges incurred with a Card, or otherwise by using the Card Account, by each Cardholder will be charged to the Card Account and will be Debt for which each Primary Cardholder shall be jointly and severally (and in Quebec solidarily) liable with each other Primary Cardholder to repay to ATB. This means that each Primary Cardholder is responsible for all amounts owing to ATB on the Card Account, including, without limitation, Charges incurred by any Authorized User, regardless of which Cardholder incurred the Charge. Unless we receive prior instructions from any Primary Cardholder to the contrary, we will issue renewal and replacement Cards to each Cardholder prior to the expiry date indicated on the Card last issued to them. An Authorized User may instruct us not to issue or renew his or her own Card but may not provide instructions regarding any other Cardholder’s Cards.
Account Opening and Card Issuance. Subject to the terms of this Agreement, we will open the Visa Account in the name of the Business. The Authorized Signatory(ies) can request to add Authorized Users to the Visa Account on behalf of the Business at any time. Only the Authorized Signatory(ies) can add or remove Authorized Users. We may limit the number of Authorized Users that are permitted on the Visa Account. If the Authorized Signatory(ies) request that an Authorized User be added to the Visa Account, the Business is authorizing that person to incur expenses on behalf of the Business, for which the Business will be responsible in accordance with the terms of this Agreement. We will lend money to the Business by way of charges to the Visa Account, including without limitation, those charges made by an Authorized User, in accordance with the terms of this Agreement. To access the Visa Account, we will issue Visa Cards to Authorized Users, and we may also issue Visa Cheques. The Business is directly liable and responsible for all amounts owing to VCIB on the Visa Account, including charges incurred by any Authorized User, regardless of which Authorized User incurred the charge. Unless we receive prior written instructions from the Authorized Signatory(ies) to the contrary, we will issue renewal and replacement Visa Cards to each Authorized User prior to the expiry date indicated on the Visa Card last issued to them. An Authorized User may instruct us not to issue or renew his or her own Visa Card but may not provide instructions regarding any other Authorized User’s Visa Cards.
Account Opening and Card Issuance. Subject to the terms of this Agreement, we will open an account in the Business’s name (the Card Account). We will lend money to the Business and the Owner by way of Charges to the Card Account in accordance with the terms of this Agreement. To access the Card Account, we will issue a Card and MasterCard Cheques (Cheques) to the Business, the Owner(s), and on your request, we will issue a Card and Cheques to anyone who any of you authorize. If any of you direct us to issue a Card and Cheques to any person, by doing so, you are authorizing that person to incur expenses on behalf of your Business for which you will be responsible in accordance with the terms of this Agreement. We will open a separate sub account of the Card Account (the Cardholder Account) for each Cardholder who any of you have requested we issue a Card to. Charges incurred with a Card will be charged to the Card Account by every Cardholder and will be Debt for which the Business and the Owner shall be jointly and severally (in Quebec, solidarily) liable. Unless we receive prior written instructions from the Business or any Owner to the contrary, we will issue renewal and replacement Cards to each Cardholder prior to the expiry date indicated on the Card last issued to them.
Account Opening and Card Issuance. 3.1. The Bank shall open the Account against the presentation by the Customer, its representative of the documents specified by the Bank as mandatory for opening the Account. The Customer/Cardholder, in whose name the Card is issued, or the Customer’s designated employee, shall submit to the Bank the documents specified by the Bank as mandatory for issuing the Card. The Customer must make available the terms of the Agreement and the Rules to each Cardholder and bear full responsibility for compliance by the Cardholder with the requirements contained therein. After opening the Account/each subsequent Account, the Bank shall provide the Customer with the Account Opening Notice, which is an integral part of the Agreement. To execute Account Opening Notice, the Bank uses the notice form set out in the Annex 2 to the Agreement.
