Cardholder Status and Liability. The Card will be issued in your name only, and only you may fund (or have your employer by Direct Deposit (defined below) fund) and use the Card. You will provide us with your name as part of the “Cardholder Information” during the enrollment (or application process). The name you provide will be deemed the purchaser of the Card and the Primary Cardholder and owner of the Account. Your name will be embossed on the Card. Card transactions, including purchases and cash withdrawals, can only be completed by the Cardholder whose name appears on the Card. You hereby agree to be liable for all fees and for any Card transaction assessed against the Card to the extent that there are not sufficient funds on the Card to cover the Card transaction and/or fees. Except with respect to appointing up to two Secondary Cardholders as described below, you may not authorize any other person to use your Card.
Cardholder Status and Liability. An Arvest Spending Card may be issued individually or jointly to a maximum of two Cardholders. If a Card is issued jointly, only one Card will be issued and only one name will be printed on the card. Joint ownership will authorize either Cardholder to load funds on to the Card and to access Card transaction and history information. Card Transactions, including purchases and cash withdrawals, can only be completed by the Cardholder whose name appears on the Card. Joint Cardholders will be “joint tenants with right of survivorship.” Each Cardholder understands that fees and Card Transactions may be assessed against the Card that exceed the amounts loaded on the Card. Each Cardholder agrees to be liable for all fees and for any Card Transaction assessed against the Card to the extent that there are not sufficient funds to cover the fees or the Card Transaction whether or not the particular Cardholder initiated the Card Transaction. Legal Process: The funds loaded on to the Card are subject to any legal process (such as levy, garnishment, attachment or execution) served on Arvest in the name of any Cardholder. PIN: The customer will choose a PIN at the time of purchase. The PIN can be changed at any time by calling the Arvest Bank's 24-Hour Account Info Line (0-000-000-0000) or by going into the most convenient Arvest Bank location available. Loading Your Card: You may add funds to your Card, at any time. The minimum amount of the initial value load is $25. After the initial load there is no minimum dollar amount for future reloads. The maximum load in any one month period is limited to $5,000. Higher load requests would be subject to prior Arvest approval. Initial Loads - may be performed at any Arvest Bank Location using one of the following methods: • Cash • Cashing of an approved Employer Payroll Check or Government issued Check • Transferring funds from an existing Arvest Savings or Checking account. Reloads – may be performed by one of the following methods: • Cash • Cashing of an approved Employer Payroll Check or Government issued Check • Transferring funds from an existing Arvest Savings or Checking account. • Internet funds transfer - by going to (xxx.xxxxxx.xxx) and logging into your Card then choosing the transfer option and transferring funds from an existing Arvest Savings or Checking account. • Direct Deposit from your employer of your salary or wages. • Direct Deposit from a Government Agency. All value loads, payments and transfers made throug...
Cardholder Status and Liability. An Arvest Spending Card may be issued individually or jointly to a maximum of two Cardholders. If a Card is issued jointly, only one Card will be issued and only one name will be printed on the card. Joint ownership will authorize either Cardholder to load funds on to the Card and to access Card transaction and history information. Card Transactions, including purchases and cash withdrawals, can only be completed by the Cardholder whose name appears on the Card. Joint Cardholders will be “joint tenants with right of survivorship.” Each Cardholder understands that fees and Card Transactions may be assessed against the Card that exceed the amounts loaded on the Card. Each Cardholder agrees to be liable for all fees and for any Card Transaction assessed against the Card to the extent that there are not sufficient funds to cover the fees or the Card Transaction whether or not the particular Cardholder initiated the Card Transaction. Legal Process: The funds loaded on to the Card are subject to any legal process (such as levy, garnishment, attachment or execution) served on Arvest in the name of any Cardholder. PIN: The customer will choose a PIN at the time of purchase. The PIN can be changed at any time by calling any one of the Arvest Bank's automated call centers (See list of numbers below) or by going into the most convenient Arvest Bank location available. Rogers, Arkansas 0-000-000-0000 Bentonville, Arkansas 0-000-000-0000 Fayetteville, Arkansas 0-000-000-0000 Springdale, Arkansas 0-000-000-0000 Siloam Springs, Arkansas 0-000-000-0000 Little Rock, Arkansas 0-000-000-0000 Ft. Xxxxx, Arkansas 0-000-000-0000 North Central Arkansas 0-000-000-0000 Oklahoma City, Oklahoma 0-000-000-0000 Shawnee, Oklahoma 0-000-000-0000 Tulsa, Oklahoma 0-000-000-0000 Springfield, Missouri 0-000-000-0000 Joplin, Missouri 0-000-000-0000 Loading Your Card: You may add funds to your Card, at any time. The minimum amount of the initial value load is $25. After the initial load there is no minimum dollar amount for future reloads. The maximum load in any one month period is limited to $5,000. Higher load requests would be subject to prior Arvest approval. Initial Loads - may be performed at any Arvest Bank Location using one of the following methods: • Cash • Cashing of an approved Employer Payroll Check or Government issued Check • Transferring funds from an existing Arvest Savings or Checking account. Reloads – may be performed by one of the following methods: • Cash • Cashing of a...
