Other Terms and Services. Account Alerts If you receive or otherwise use Account Alerts, you agree to the following terms. If you are enrolled with xxxxxxxxxxxxxxx.xxx, the terms of the Online Service Agreement control the terms of these services instead. We may use a telephone number, email address or other delivery point we have in our records for you or other contact information that you provide to us for these services so we can send you certain information about your account. You may be automatically enrolled to receive certain Account Alerts via email. To manage your Alerts preferences or cancel Account Alerts, use xxxxxxxxxxxxxxx.xxx or Wellby Mobile or call us at 000-000-0000. We will send Account Alerts messages through your service provider, who will act as your agent and deliver them to you. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless, or Internet provider; technology failures; and system capacity limitations. We do not charge for Account Alerts or text banking, but message and data rates may apply. Account Alerts are provided for your convenience and do not replace your monthly statement, which is the official record of your account. Anytime you review your balance, keep in mind it may not reflect all transactions, including recent debit card transactions or checks you have written. You understand we may not encrypt information when it is sent to you through these services. This information may include personal or confidential information about you, such as account activity or the status of your account. You understand we are not liable for losses or damages from any disclosure of account information to third parties, non-delivery, delayed delivery, misdirected delivery or mishandling of, or inaccurate content in Account Alerts or information sent through text banking. If we suffer a loss, cost or expense because you provide an incorrect telephone number, email address or other delivery point, or you violate applicable laws, you have to pay that amount to us. Account Changes You agree to notify us immediately and in any event within 30 days of any changes to your address or other personal/non- personal information on file with us such as changes to your legal name, physical or email addresses, other contact information. If you do not promptly notify us the account changes, we may send notices, statements and other correspondence to you using the information maintained in our records for your account and...
Other Terms and Services. What are our expectations for your compliance with laws? You agree to comply with all applicable federal, state and local laws and regulations. You agree to indemnify and hold us harmless for any and all losses, claims, damages, costs, attorneys' fees and expenses suffered or incurred by us purportedly arising from or in connection with your violation of this provision. What if there is a dispute concerning your account(s)? When must you notify us of the death or incompetence of a person on your account(s)?
Other Terms and Services. Account Changes
Other Terms and Services. Your Address and Change of Address We may send notices, statements and other communications regarding your account to you at the electronic or street address we have in our records for your account. You agree to notify us if you change your address. Actions You Can Take to Help Protect Your Account Your role is extremely important in helping to prevent the wrongful use of your account. Please consider the measures below to help you protect your account. accounts and online alerts to receive notice of account balances and activity. Please see the information about these services in How to Get Started.
Other Terms and Services. What are our expectations for your compliance with laws? What if there is a dispute concerning your account(s)? When must you notify us of the death or incompetence of a person on your account(s)?
Other Terms and Services. What are our expectations for your compliance with laws? What if there is a dispute concerning your account(s)? When must you notify us of the death or incompetence of a person on your account(s)? Do we have any responsibility if you use a facsimile signature? When can we assess you for deposit insurance? Will we ever “freeze” your account and, if so, how? Is our liability to you limited? When do you agree to indemnify us? How do garnishment, levies and subpoenas affect your account? Will we accept and open accounts that require multiple signatures? Can you use a power of attorney to appoint an attorney-in-fact? How do we use your sample signature to verify authenticity? How can you place a stop payment order? What do we require? When will we use subaccounts? What is unclaimed property? When do we consider your accounts abandoned? What rights do we have to verify and reverse transactions?
Other Terms and Services. 18 What are our expectations for your compliance with laws? 18 What if there is a dispute concerning your account(s)? 18 When must you notify us of the death or incompetence of a person on your account(s)? 18 Do we have any responsibility if you use a facsimile signature? 18 Will we ever "freeze" your account and, if so, how? 18 Is our liability to you limited? When do you agree to indemnify us? 18 How do garnishment, levies, and subpoenas affect your account? 19 Will we accept and open accounts that require multiple signatures? 19 Can you use a power of attorney to appoint an attorney-in-fact? 19 How do we use your sample signature to verify authenticity? 19 How can you place a stop payment order? What do we require? 19 What is unclaimed property? When do we consider your accounts abandoned? 20 When will we use Subaccounts? 20 ELECTRONIC BANKING 20
Other Terms and Services. 15 What are our expectations for your compliance with laws? 15 What if there is a dispute concerning your account(s)? 15 When must you notify us of the death or incompetence of a person on your account(s)? 15 Do we have any responsibility if you use a facsimile signature? 15 Will we ever "freeze" your account and, if so, how? 15 Is our liability to you limited? When do you agree to indemnify us? 15 How do garnishment, levies and subpoenas affect your account? 15 Will we accept and open accounts that require multiple signatures? 16 How do we use your sample signature to verify authenticity? 16 How can you place a stop payment order? What do we require? 16 What is unclaimed property? When do we consider your accounts abandoned? 16 When will we use Subaccounts? 16
Other Terms and Services. 16 ELECTRONIC BANKING 18 DIGITAL BANKING SERVICES 20 FUNDS TRANSFER SERVICES 20 INTEREST/TAX REPORTING 21 UNLAWFUL INTERNET GAMBLING 21 OTHER RIGHTS APPLICABLE TO ACCOUNTS 21 Welcome to South State Bank, N.A. GENERAL LEGAL AGREEMENT What is the purpose of this Agreement? What law governs this Agreement? What is a dispute? How do we resolve disputes under this Agreement (Waiver of Jury Trial)? UNLESS OTHERWISE PROHIBITED BY LAW WE AND YOU KNOWINGLY WAIVE OUR RESPECTIVE RIGHTS TO A What is the relationship between a Bank and Depositor? When you open an account with the Bank, a debtor/creditor relationship is created. You agree, unless otherwise expressly agreed by us in writing, the deposits in your account are general deposits. You further agree the relationship between us and you is solely that of debtor/bank and creditor/depositor, and we are not acting as your fiduciary. You agree not to bring any claim against the Bank based on an assertion that the Bank has breached a fiduciary duty. How and when will we notify you of changes to this Agreement? What agreement applies when there is a separate agreement for a service? INFORMATION ABOUT YOU AND YOUR ACCOUNT What do you need to know about procedures for opening a new account? When you open an account or are added as an authorized signer on an account, can we make credit and other inquiries about you? Can we report negative account information about you? How will we use your telephone number? How will we use an email address you provide to us? When can an account be closed?
Other Terms and Services. 16 What are our expectations for your compliance with laws? 16 What if there is a dispute concerning your account(s)? 16 When must you notify us of the death or incompetence of a person on your account(s)? 17 Do we have any responsibility if you use a facsimile signature? 17 Will we ever "freeze" your account and, if so, how? 17 Is our liability to you limited? When do you agree to indemnify us? 17 How do garnishment, levies and subpoenas affect your account? 17 Will we accept and open accounts that require multiple signatures? 17 Can you use a power of attorney to appoint an attorney-in-fact or agent? .................................................................................................................18 How do we use your sample signature to verify authenticity? 18 How can you place a stop payment order? What do we require? 18 What is unclaimed property? When do we consider your accounts abandoned? 18 When will we use Subaccounts? 18 What FDIC Insurance is available? 18 ELECTRONIC BANKING 19 ELECTRONIC FUND TRANSFERS INITIAL DISCLOSURE (REGULATION E); YOUR RIGHTS AND RESPONSIBILITIES 19 Can third parties initiate electronic fund transfers? 19 How can you access your account? 19 Can you make Electronic Fund Transfers to and/or from your Health Savings Account (HSA)? 20 How can you use automated teller machines (ATM) and debit cards? 20 What limits do we place on ATM transactions and debit card purchases? .................................................................................................................20 What happens when you use your debit card for international transactions? 20 Can you use your debit card for illegal transactions? 20 Do we limit the frequency of transfers? 20 What documentation will you receive to evidence transactions? 20 Do we disclose your information to third parties? 20 How do we handle your preauthorized electronic payments? 21 What liability do we have to you for incomplete transactions? 21 What liability do you have for unauthorized transfers? 21 What is our phone number and address? 21 What is a "business day"? 21 ERROR RESOLUTION NOTICE (REGULATION E) 21 DIGITAL BANKING SERVICES 22 FUNDS TRANSFER SERVICES 22 What transfer fees will we charge you? 22 What is a Remittance Transfer? How does it affect my rights? 22 How do we process and send funds transfers? 22 How do we receive funds transfers for your account? 23 What additional rules, if any, apply to ACH Debits and Credits? 23 Can I make a transfer us...
