TOTAL AND PERMANENT DISABILITY BENEFIT. If due proof shall be furnished to the insurer that any employee insured under the group policy has while such insurance on such employee is in full force and effect, become wholly and permanently disabled by bodily injury or disease, and has been, is, and will be permanently, continuously and wholly prevented thereby from performing any work for compensation or profit, or from following any gainful occupation, the insurer will on receipt of such proof pay in full settlement of all obligations in connection with such employee under the group policy, the amount of insurance effective on his life at the date on which such disability commenced, in one sum or in installments, as the employer may elect. Payment to such employee or any person to whom the insurer may pay in the event of the death of such employee shall be a valid discharge of any amount payable on account of such total and permanent disability. No payment under this provision shall be made unless formal claim therefor shall be made while the group policy is in full force and effect not later than three months after the cessation of payment of premiums in respect of such employee. Provided always that notwithstanding proof of disability may have been accepted by the insurer as satisfactory, the employee, if payment by installments shall have been elected, shall as often as required furnish satisfactory proof of the continuance of such disability. If the employee shall fail to furnish such proof, or if he shall so far recover as to be able to engage in any gainful occupation then no further installments shall be paid but insurance on the life of such employee may be then revived under the group policy but shall be limited in amount to the value of the installments then remaining unpaid at three and one half percent interest. Without prejudice to any other cause of disability, the entire and irrecoverable loss of the sight of both eyes, or the total and permanent loss of use of both hands, or of both feet, or of one hand and one foot, shall be considered as total and permanent disability within the meaning hereof. The employee shall not be covered for total and permanent disability during any period for which he/she receives or is eligible to receive Weekly Indemnity benefits under the group insurance program, Appendix 4 herein. The Total and Permanent Disability Benefit is alternative to and not in addition to the Death Benefit. Consequently if a claim shall have been admitted under the Disability ...
TOTAL AND PERMANENT DISABILITY BENEFIT. 4.1 Total and Permanent Disability (“Disability” or “TPD”) means any of the two situations:
TOTAL AND PERMANENT DISABILITY BENEFIT. If you become totally and permanently disabled before your 65th birthday, upon expiry of your Long Term Disability benefits, your Life Insurance will become payable to you in installments rather than to your beneficiary at death. Proof of total disability will be required from time to time. The value of any remaining installments still unpaid at the time of your death would be paid to your beneficiary. DEPENDENT LIFE INSURANCE Effective September 19, 2005, the Company will provide Dependent Life Insurance on the following basis:
TOTAL AND PERMANENT DISABILITY BENEFIT. Subject to the provisions, conditions and limitations of this Supplementary Certificate, in the event an Participant suffers Total and Permanent Disability while covered under this Supplementary Certificate and prior to the end of the Certificate Year during which the Participant attains age sixty-five (65), the Takaful Operator, in full settlement of all obligations under this Certificate to such Participant, will pay in one (1) lump sum the sum covered to the Participant immediately upon receipt of due proof of Total and Permanent Disability, but not earlier than twelve (12) months from the date of commencement of such disability.
TOTAL AND PERMANENT DISABILITY BENEFIT. If you become totally and permanently disabled before attaining age 65, and such disability continues uninterruptedly for a period of not less than one hundred eighty (180) days, you may apply for a disability claim under this Plan Contract, upon submission of due proof of Total and Permanent Disability within ninety (90) days after the occurrence of such disability. If the disability claim is approved, the proceeds shall be applied to 100% of the balance of the Gross Contract Price. Pending approval of the disability claim by the Insurer, you shall continue to pay for the premiums as they fall due. Once your claim is approved, all premium payments which you may have made from the date of disability up to the time of approval shall be refunded to you provided that you have not yet attained age 65 on the date of disability. This insurance coverage shall terminate upon approval of the disability claim during the Paying Period of the Plan, upon the end of Paying Period of the Plan or upon your attainment of age 65, whichever comes first.
TOTAL AND PERMANENT DISABILITY BENEFIT. 3.1 If the Life Assured suffers from TPD while the Policy is in force, the Company will pay the Death Benefit in one lump sum, subject to the following conditions:
