Types of Services Available. The following information describes the types of services and electronic funds transfers which are available to members through Online Banking and your rights and responsibilities concerning those transactions, including your rights under the Electronic Funds Transfer Act. You may want to print or save this document for future reference. Please read this document carefully. Some of the information may not pertain to you. With your Online Banking login credentials and access to the World Wide Web, you may access the following features at any time 24 hours per day: account balance inquiries, account and loan transaction history inquiries, view check images, view statements, submit a stop payment on a check, send a secure message to the Credit Union and search for Branch/ATM Locations.
Types of Services Available a. ATM Card. If approved, you may use your card and personal identification number (PIN) in automated teller machine (ATMs) of the Credit Union, CO-OP, PLUS networks, and other machines or facilities as the Credit Union may designate. For ATM transactions, you must consent to the Credit Union’s overdraft privilege service in order for the transaction amount to be covered under the service. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from this type of transaction. Services and fees for ATM overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft privilege and the Fee Schedule. At the present time, you may use your card to: • Make deposits to your designated accounts. • Withdraw funds from your designated accounts. • Transfer funds from your designated accounts. • Obtain balance information for your designated accounts. • Make point-of-sales (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at POS terminals that carry the Interlink, AFFN logo. The following limitations on the frequency and amount of ATM transactions may apply: • There is a limit of 10 ATM withdrawals and POS purchases per one (1) day. • You may withdraw up to a maximum of $400 in any one (1) day, if there are sufficient funds in your account. • You may purchase up to a maximum of $400 from POS terminals per one (1) day, if there are sufficient funds in your share draft (checking) account. • You may transfer up to the available balance in your accounts at the time of the transfer. • See Section 2 for transfer limitations that may apply to these transactions. • For security purposes, there are other limits on the frequency and amount of withdrawals at ATMs. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for withdrawal.
Types of Services Available. You may use your Access Device to:
Types of Services Available. Funds Transfers/Transaction Access: You may use Digital Banking service to perform unlimited funds transfers between eligible West Shore Bank accounts (please refer to your account agreement for transaction limitations and fees.) You can check the balances on eligible accounts along with other detailed account information, you can access images of checks and bank statements using Digital Banking. Bill Pay Services: You can make single payments or schedule recurring payments to occur automatically on an ongoing basis (after enrolling in the service).
Types of Services Available. In accordance with the User Materials, and as enabled by Banco do Brasil from time to time, you may use your Access Device to: