The Bank is entitled to. 11.24.1 In order to make a decision on credit issuance and/or for performance of the obligations assumed by the client towards the Bank (among them to return the credit), request and receive any kind of personal information stored with third person(s) or at administrative bodies about the client;
11.24.2 For the purpose of performing any assumed obligation, at any time after such obligation is originated, without further approval of the client, write-off the amount (non-accepted method) from any account of the client, including from the available balance of the overdraft and/or credit line. In the event the overdue payment is registered in a currency different from the currency existing in the account, the equivalent shall be determined by the commercial exchange rate established by the Bank at the moment of writing-off the amount by the Bank.
11.24.3 Transfer the payable service fee owed by the client to the National Agency of the Public Registry, Service Agency of the Ministry of Internal Affairs, insurance organization and/or other administrative bodies and/or other kinds of payables related to credit issuance, without the further consent of the client, in a non-accepted method to the account of the respective person from any account of the client;
11.24.4 For the purpose of paying the amount to the person from whom the client purchases an item with the credit issued by the Bank or receives a service, to deduct the relevant amount from any account of the client without the further consent of the client (non-accepted method), if necessary make a conversion, transfer the amount to the GEL account of the client and transfer to the account of the respective person;
11.24.5 Not issue and/or temporarily restrict issuance of credit, if the client and/or the owner of the collateral have legal restrictions, among them tax foreclosure/hypothecation and/or there is any kind of restriction registered to the property of the client and/or collateral (including intangible assets, account(s)).
11.24.6 In case client fails to repay the credit, accrued interest, penalty (if any) to the bank within the agreed term and/or any commission determined by the bank and/or client has any liability owed to the bank, for the purposes to ensure performance of respective liability/liabilities the bank shall:
11.24.6.1 Request to direct enforcement to any property of the client (any item owned by the client and intangible assets, including accounts) disregarding whether the client’s l...
The Bank is entitled to. 10.1.8.1. refuse carrying out of scheduled transfer (settlement) in the event of insufficient funds on the Client’s accounts;
10.1.8.2. refuse carrying out of scheduled transfer (settlement) in cases determined under the current Georgian legislation or in the event of outstanding debt towards the Bank;
10.1.8.3. terminate unilaterally complete or partial scheduled transfer services in the event of termination of contractual relations between the Bank and entity(s) – recipients of the amounts;
10.1.8.4. unilaterally determine through sources disseminated by the Bank (including booklets, brochures, the web page of the Bank, etc.) the rules of notification of the Client on performance of scheduled transfer or complete or partial inability to perform any of such services for the Client.
The Bank is entitled to. 2.2.1. Request any information and documents relating to the Client's activities on the basis of which transaction is carried out (original contracts, agreements, etc., or duly certified copies thereof).
2.2.2. Suspend/put freeze unilaterally on transaction/funds of the Client in cases provided for by the legislation of the KR.
2.2.3. Unilaterally terminate this Agreement in cases provided by the Rules subject to prior notice to the Client one calendar month before the planned closing of the bank account.
The Bank is entitled to. 3.6.1. require from the Broker a bona fide and timely assistance in the performance of his/her duties in accordance with the terms of the Agreement;
3.6.2. require the Broker to provide accurate and up-to-date information in the relevant section in the MA that corresponds and/or does not contradict the legislation of the Republic of Kazakhstan;
3.6.3. require the Broker to provide up-to-date Documentation that complies with the legislation of the Republic of Kazakhstan;
3.6.4. restrict/terminate the access of the Broker to the MA with further notification of the Broker in any of the following cases: - in case of Broker's violation of information security requirements; - in case of violation by the Broker of any other requirements and assurances in accordance with the Agreement; - in the event of suspension or revocation of the Broker's license;
3.6.5. claim damage as a result of violation of confidentiality/information security requirements by the Broker, as well as in case of malfunction of the Bank's information systems and violation of their security, caused by action or omission of the Broker in accessing the MA.
3.6.6. suspend, return operations on the instruction received, as well as refuse to conduct operations of the Client and/or the Broker in cases and in the manner prescribed by the legislation of the Republic of Kazakhstan, including but not limited to anti-money laundering and combating the financing of terrorism, the financing of spread of weapons of mass destruction, the legislation of foreign states, affecting the Bank, the internal documents of the Bank, acts of international organizations, decisions of courts and other competent authorities of foreign states, as well as in the presence of any sanctions or restrictions imposed by foreign/international/national organizations, including but not limited to the United Nations (UN), Financial Action Task Force on Money Laundering (FATF), authorized bodies of the USA, UK, EU countries in relation to the Client and/or Broker (their representatives), founders (participants), beneficiary owners;
3.6.7. unilaterally withdraw from the Agreement and close the account of the Client and/or the Broker on the grounds and in the manner prescribed by the Law of the Republic of Kazakhstan "On Payments and Payment Systems", the Law of the Republic of Kazakhstan "On Anti-Money Laundering and Counter-Terrorist Financing", internal documents of the Bank, including those regulating the country and sanctions compl...
The Bank is entitled to. 6.2.1. unilaterally make changes and additions to these Regulations (including in connection with the emergence of new services/feature/RBS opportunities) or to establish new Tariffs of the Bank notifying the Client about it by posting electronic versions of new editions of these documents on the Bank's website: www.keremetbank.kg10 (ten) working days prior to the effective date of these changes or additions have taken effect, except for the amendments caused by requirements of legislation of the Kyrgyz Republic earlier period of entry of which is provided by the normative acts of the Kyrgyz Republic.
6.2.2. at its sole discretion temporarily suspend or restrict the Client's access to the RBS, refuse to provide or resume access to the RBS, refuse to conduct specific transactions or unilaterally out of court completely terminate the provision of remote banking services to the Client:
6.2.2.1. when identifying actions of the Client clearly indicating the presence of malicious intent in order to damage the information systems of the Bank;
6.2.2.2. in case of detection of the facts of violation by the Client of safety rules and conditions of use of RBS stated in these Regulations, also of current legislation of the Kyrgyz Republic;
6.2.2.3. in case of unpaid debts of the Client to the Bank including overdue loans;
6.2.2.4. if the Client violates the terms of these Regulations;
6.2.2.5. if the Client refuses to provide the documents required by the Bank, including the information and/or documents necessary for the proper verification of the Client and the execution of transactions;
6.2.2.6. in other cases stipulated by these Regulations and the legislation of the Kyrgyz Republic.
6.2.3. to unilaterally set and change limits on transactions through the RBS system, establish technical and other restrictions, as well as implement other mechanisms in the system that reduce the risks of Client and the Bank arising from the use of Internet Banking and Mobile Banking, including taking additional organizational and technical measures to improve the level of security in the provision of RBS;
6.2.4. to pause work of RBS system for carrying out procedure of change of the software and carrying out preventive works;
6.2.5. without the consent, without the order and without payment orders of the Client (in the non-acceptance order) to write off funds from the Client's Accounts as a matter of priority:
6.2.5.1. in payment of services and commissions of the Bank and other bank...
