HOW WE TREAT YOUR PERSONAL INFORMATION. ▪ We will treat your personal information as confidential and take all reasonable steps to protect your personal information. We will only disclose your personal information if: o the law requires us to do so; o it is in the public interest to do so; o our interests require disclosure; or o You have given us your consent. To consider your application for any FNB products or services or maintain a relationship with you, you agree that we may - as part of our checking and account maintenance processes – do the following: ▪ Get certain of your personal information from any other party (e.g. a credit bureau or a government agency). ▪ Disclose some of your personal information to these parties to get the information we need. If we do this we will never disclose more information than we need to.
HOW WE TREAT YOUR PERSONAL INFORMATION. Please refer to Our Privacy Policy ( ) for more information on our privacy practices. Please also refer to the FNB General terms and conditions (as amended, updated or replaced from time to time), which forms part of this Agreement, and which contains the FirstRand Group Customer Privacy Notice.
HOW WE TREAT YOUR PERSONAL INFORMATION. ▪ For the purposes of this clause, the FirstRand group of companies means, and references to “we”, “us” or “our” are references to: the FirstRand group of companies, and all affiliates, associates, cessionaries, delegates, successors in title or third parties (authorised agents and contractors), when such parties are acting as responsible parties or operators in terms of applicable privacy laws, unless stated otherwise. ▪ Your personal information (which, for the purposes of this clause, includes special personal information) will be held by entities within the FirstRand group of companies. ▪ To better understand the entities that form part of the FirstRand group of companies and how your personal information is treated, please refer to FirstRand’s Privacy Notice which forms part of this clause. The Privacy Notice can be found on our platform, website or you can contact us to request a copy. ▪ By utilising any solutions offered by us, you acknowledge that in order to: o conclude and fulfil contractual terms or obligations to you; o comply with obligations imposed by law; or o to protect or pursue your, our, or a third party’s legitimate interests, including offering solutions that best meet your needs; your personal information may be processed through centralised functions and systems across entities in the FirstRand group of companies and may be used for the purposes, in the manner, and with the appropriate controls as set out in our Privacy Notice. ▪ Where it is necessary to obtain consent for processing outside of this clause, we will explicitly seek your consent separately. ▪ We want to ensure that you fully understand how your personal information may be used. We have described the purposes for which your personal information may be used in detail in our Privacy Notice. We have also set out further information about accessing, correcting or objecting to the processing of your personal information in our Privacy Notice. We strongly advise that you read our Privacy Notice. ▪ For the purposes of these terms and conditions the responsible party is the party with whom you are contracting a solution (utilising a product or service), as well as other entities in the FirstRand group of companies, which are listed in our Privacy Notice as responsible parties. For the contact details of these responsible parties, please see our Privacy Notice.
HOW WE TREAT YOUR PERSONAL INFORMATION. 8.1 For the purposes of this clause only, the FirstRand Group means, and references to “we”, “us” or “our” are references to: the FirstRand Group, and all affiliates, associates, cessionaries, delegates, successors in title or third parties (authorised agents and contractors), when such parties are acting as responsible parties or operators in terms of applicable privacy laws, unless stated otherwise.
HOW WE TREAT YOUR PERSONAL INFORMATION. ▪ We will treat your personal information as confidential and take all reasonable steps to protect your personal information. We will only disclose your personal information if: ▪ the law requires us to do so; ▪ it is in the public interest to do so; ▪ our interests require disclosure; or ▪ you have given us your consent. ▪ In order to consider your application for any FNB products or services or maintain a relationship with you, you agree that we may - as part of our checking and account maintenance processes – do the following: ▪ get certain of your personal information from any other party (e.g. a credit bureau or a government agency); ▪ disclose some of your personal information to these parties in order to get the information we need. If we do this we will never disclose more information than we need to. ▪ How we use your information: ▪ You can refer to our Privacy Policy for more information on our privacy practices. ▪ FNB and FirstRand Bank Limited (“FirstRand Bank”) are members of the FirstRand Limited (“FirstRand”) group of companies. FirstRand and FirstRand Bank are incorporated in the Republic of South Africa (“RSA”) ▪ FirstRand and FNB may collect information from you directly; from your usage of our products and services; from your engagements and interactions with us; from public sources and from third parties. ▪ Your information will be confidential and will only be processed if you consented thereto; it is necessary to conclude or perform in terms of a contract with you; the law requires it or your, our, or a third party’s lawful interest is being protected or pursued. ▪ FirstRand and FNB may process your information. information includes amongst others information regarding marital status, national origin, age, language, birth, education, financial, identifying number, e-mail address, physical address, telephone number, online identifier, social media profile, biometric information (like fingerprints, your signature or voice) and your name. ▪ The processing of information includes the collection, storage, updating, use, making available or destruction thereof. ▪ FirstRand and FNB may process your information for the following reasons (amongst others): o To comply with legislative, regulatory, risk and compliance requirements (including directives, sanctions and rules), voluntary and involuntary codes of conduct and industry agreements or to fulfil reporting requirements and information requests. o To detect, prevent and report theft, fraud...
HOW WE TREAT YOUR PERSONAL INFORMATION. Please refer to Our Privacy Policy ( ) for more information on our privacy
HOW WE TREAT YOUR PERSONAL INFORMATION. In this clause FSR means: FirstRand Bank Limited, FirstRand Limited, any affiliate companies, its associates, cessionaries, delegates or successors in title and / or third parties (like its authorised agents and contractors). • How we use your information: • FSR will collect information from you directly; from your usage of our products and services; from your engagements and interactions with us; from public sources and from third parties. • Your information will be confidential and will only be processed if you consented thereto; it is necessary to conclude or perform in terms of a contract with you; the law requires it or your, our or a third parties lawful interest is being protected or pursued. • FSR may process your information. information includes amongst others information regarding marital status, national origin, age, language, birth, education, financial, identifying number, e-mail address, physical address, telephone number, online identifier, biometric information and your name. • The processing of information includes the collection, storage, updating, use, making available or destruction thereof. • FSR may process your information for the following reasons (amongst others): • To comply with legislative, regulatory, risk and compliance requirements (including directives, sanctions and rules), voluntary and involuntary codes of conduct and industry agreements or to fulfil reporting requirements and information requests. • To detect, prevent and report theft, fraud, money laundering and other crimes. • To enforce and collect on any agreement when you are in default or breach of the agreement terms and conditions, like tracing you or to institute legal proceedings against you. • To conduct market and behavioural research, including scoring and analysis to determine if you qualify for products and services. • To develop, test and improve products and services for you. • For historical, statistical and research purposes. • To process payment instruments (like a cheque) and payment instructions (like a debit order). • To create, manufacture and print payment instruments (like a cheque) and payment devices (like a debit card). • To do affordability assessments, credit assessments and credit scoring. • To manage and maintain your accounts or relationship with FSR. • To disclose and obtain information from credit bureau regarding your credit history • To enable you to participate in the debt review process under the National Credit Act. • To enable F...
HOW WE TREAT YOUR PERSONAL INFORMATION. For the purposes of this clause “we”, “us”, “our” and “
