Legal Expenses Insurance. You should check your insurance policies (particularly commercial and home contents policies) to see whether you have Before The Event (BTE) legal expenses insurance. After The Event (ATE) insurance products may also be available (for an individually quoted premium) to cover your opponent’s costs or even assist with your disbursements, if you lose a litigation case. Please note that where you instruct us under a BTE policy as nominated solicitors appointed by your insurers, the retainer to act for you will end immediately and without the need for us to give you advance notice if and when funding is withdrawn by the insurer. CHARGING PROCEDURES We have the right: • to require payment in advance towards professional fees and disbursements • to issue interim, or alternatively what are known as “on account” bills on a monthly or other periodic basis. VAT is payable on our fees at the rate or rates in force when the invoice is rendered Disbursements (i.e. payments on your behalf such as court fees, search fees, SDLT or expert reports) are payable on request. We may charge you for abnormal postage costs or courier charges which we pay on your behalf and for copying costs where significant numbers of copies are needed or when external copying is required. We shall include in our invoices any charges relating to your matter which are passed on to us by third parties. Our bills are payable upon presentation. If they are not paid within one month of delivery we have the right: • to charge interest on the total amount outstanding at the rate applicable to county court judgement debts (currently 8%) or, if higher, 3% above bank base rate • to require immediate payment for all other outstanding work • to cease acting for you and to instruct those whom we are responsible for paying (e.g. barristers and experts) to cease acting. We have the right to deduct any invoiced sums whether overdue or not from money received by us on your behalf before forwarding the balance to you.
Legal Expenses Insurance a) If We are unable to resolve the matter via Paralegal Services and it - Qualifies for Cover as set out in Section 3; - Is not excluded as set out in Section 6.
Legal Expenses Insurance. The Cover If an Insured Person sustains Injury during an Insured Journey and within the Period of Insurance the Insurer will pay to the Insured on behalf of the Insured Person Legal Expenses incurred by the Insured Person or their Legal Personal Representative in pursuit of compensation against the third party who has caused the Injury The Insurer will pay up to a maximum of £50,000 Any One Claim any one Insured Person Special Definitions applying to this Section Any One Claim All Legal Proceedings including appeals arising from or relating to the same original cause or event Arc Legal Assistance Ltd (“Arc”) handle claims on behalf of the Insurer Arc is a third party service provider approved by the Insurer Arc Legal Assistance Ltd XX Xxx 0000 Xxxxxxxxxx XX0 0XX Telephone: 00 000 000000 Email: xxxxxxxxxxxxxxx@xxxxxxxx.xx.xx Insured Person should telephone the Legal Helpline on: 0344 770 1040 and quote “Arch Travel Legal Expenses Insurance” for our joint protection telephone calls may be recorded and/or monitored. Specialist lawyers are at hand to help. If the Insured Person needs a lawyer or accountant to act for them and their problem is covered under this Section the helpline will ask them to complete and submit a claim form online by visiting xxx.xxxxxxxx.xx.xx/xxxxxxxxxxxxxxxxx. Alternatively they will send a claim form to the Insured Person. If their problem is not covered under this Section the helpline may be able to offer assistance under a private funding arrangement. In general terms the Insured Person is required to immediately notify the Insurer of any potential claim or circumstances which may give rise to a claim. If they are in doubt whether a matter constitutes a notifiable claim or circumstance contact the Legal Helpline. Data Protection The Insured Person's details and details of their insurance cover and claims will be held by Arc and/or the Insurer for underwriting processing claims handling and fraud prevention subject to the provisions of the Data Protection Legislation in force in United Kingdom at the time of the Incident. Customer Service Our aim is to get it right first time every time. If we make a mistake we will try to put it right straightaway. If the Insured Person is unhappy with the service that has been provided they should contact Arc at the above address. Arc will always confirm to the Insured Person within five working days that they have received their complaint. Within four weeks the Insured Person will receive either...
Legal Expenses Insurance a) If We are unable to resolve the matter via Paralegal Services and it - Qualifies for Cover as set out in Section 3; - Is not excluded as set out in Section 6;
Legal Expenses Insurance. 3.1 If it is agreed that the Company will put forward a proposal for Insurance on behalf of the Client (in which regard the Service Agreement shall be definitive evidence as to whether such service has been requested or not) the Company will put such a proposal to the Insurer using the information provided by the Client. Any Insurance which the Insurer agrees to provide to the Client will be subject to the terms, conditions, exclusions and limitations of the Insurer’s policy of insurance and the Company shall not be party to the insurance contract between the Client and the Insurer. The Company shall not be liable to the Client to the extent that the Insurer will not provide cover and the failure or refusal by the Insurer to provide cover shall not entitle the Client to terminate the Service Agreement. The Company is not obliged to seek Insurance for the Client from any insurer other than the Insurer.
Legal Expenses Insurance. The Company has to provide for reasonable legal protection against civil, criminal and public law claims of third parties in connection with the services rendered by the CEO under this agreement. The Company will provide for D&O insurance with a cover of EUR 5.000.000.
