Mobile Check Deposit Services. The Check Deposit Services allow you to make deposits to your Account from a compatible mobile device by scanning or photographing checks and delivering the images and associated deposit information to us or our designated processor. By using the Check Deposit Services, you agree to comply with all applicable laws and regulations and NACHA rules that apply to remote deposit check capture processing and ACH transaction processing.
Mobile Check Deposit Services. Upon our approval and subject to deposit limits, you may electronically deposit checks into Accounts using the Mobile Banking App.
Mobile Check Deposit Services. General Terms/Services. The Mobile Check Deposit services (“Services”) are designed to allow you to make deposits to your checking or money market accounts from home or other remote locations by taking mobile pictures of checks and delivering the images and associated deposit information to The Cecilian Bank’s designated processor. Fees. The Cecilian Bank charges $.50 per deposit in excess of five (5) deposits in any one statement cycle. Eligible Items. You agree to scan and deposit only checks as that term is defined in Federal Reserve Regulation CC (“Reg CC”). You agree that the image of the check transmitted to The Cecilian Bank shall be deemed an “item” within the meaning of Articles 3 and 4 of the Uniform Commercial Code. You agree that you will not use the Services to scan and deposit any checks or other items as shown below which shall be considered ineligible items: • Checks or items payable to any person or entity other than the person or entity that owns the account the check is being deposited into; • Checks or items containing an alteration to any of the fields on the front of the check or item, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn; • Checks or items payable jointly unless deposited into an account in the name of all payees; • Checks or items previously converted to a substitute check, as defined in Reg. CC; • Checks or items drawn on a financial institution located outside of the United States; • Checks or items that are remotely created checks, as defined in Reg. CC; • Checks or items not payable in United States currency; • Checks or items dated more than 6 months prior to the date of deposit; • Checks or items prohibited by The Cecilian Bank’s current procedures relating to the Services or which are otherwise not acceptable under the terms of your TCB account; • Checks or items payable on sight or payable through Drafts, as defined in Reg. CC; • Checks or items with any endorsement on the back other than that specified in this agreement; • Checks or items that have previously been submitted through this Service or through a remote deposit capture service offered at any other financial institution; • Travelers Checks Endorsements and Procedures. You agree to restrictively endorse any item transmitted through the Service with your signature and “For Mobile Deposit Only”, or as otherwise instructed by The Cecilian Bank...
Mobile Check Deposit Services. 10. Online Statements
Mobile Check Deposit Services. You can deposit checks to your Accounts remotely by endorsing the Original Check with your name and the legend “For Electronic Deposit at Column N.A. Only” and submitting the Check Image as an Eligible Instruction to Bank.
