Optional Dependent Life Insurance. Insurance on the life of an employee’s spouse shall be available on the application by the employee in the amount of $20,000 for spouse and $10,000 for each dependent child. The employee shall pay 100% of the premium cost for such insurance.
Optional Dependent Life Insurance. Subject to the conditions of the insurance underwriters, a teacher who retires from the Board prior to age sixty-five (65) may retain coverage under the Group Life Insurance Plan and the Supplementary Medical and Semi-Private Hospital Plan, provided the teacher had coverage at the time of retirement, until the teacher attains the age of sixty-five (65) years. The retired teacher must pay, in advance, subject to Board policy, the full premium cost to maintain participation and coverage under the group contract.
Optional Dependent Life Insurance. Insurance on the life of a teacher's spouse shall be available, on application by the teacher, in the amount of
Optional Dependent Life Insurance. Insurance on the life of an employee’s spouse shall be available on the application by the employee in the amount of for spouse and for each dependent child. The employee shall pay of the premium cost for such insurance. The Board shall pay of the premium cost for each eligible employee who wishes to participate in the plan. The plan shall include basic dental services to a annual maximum per insured person, with dentures and major restorative ($2,000 annual maximum and co-insurance for each employee, spouse and dependent child); and with Orthodontics ($2,000 lifetime maximum and co-insurance for each adult and dependent child under years of age). All benefits will be payable in accordance with the previous year‘s Ontario Dental Association General Practitioners’ Schedule of Fees.
Optional Dependent Life Insurance. Insurance on the life of a teacher s spouse shall be available on application by the teacher in the amount of $20,000 for spouse and $10,000 for each dependent child. The teacher shall pay 100% of the premium cost for such insurance.
Optional Dependent Life Insurance. The current dependent's life coverage of $2,000.00 for spouse and $1,000.00 for each dependent child, as defined in Section 2 of this appendix, will be continued at a premium of 15¢ per week paid by the employee. Current employees may, within thirty (30) days of it first being made available, elect dependent coverage at the level of $5,000.00 for a spouse and $2,500.00 for each dependent child, as defined in Section 2 of this appendix, at a premium of 36¢ per week paid by the employee. This option is to be offered on a one time basis unless there is a change in dependent status by marriage, birth or adoption. Employees joining the Employer after the effective date of the alternative plan will be allowed only the new plan with coverage of $5,000.00 for spouse and $2,500.00 for each dependent child, as defined in Section 2 of this appendix, at a premium of 36¢ per week paid by the employee. Employees become eligible for this benefit on the first of the month following the completion of three (3) months of continuous service.
Optional Dependent Life Insurance. Dependent life insurance is available through payroll deduction at the employee’s expense. There are four Spousal Options available:
a. $10,000 (guaranteed issue) b. $25,000 (guaranteed issue)
Optional Dependent Life Insurance. Prevailing monthly premium rates for Dependent Basic Life Insurance (Spouse - $10,000 coverage, child - $5,000 coverage). The employer will administer the plan. Long Term Disability benefits will be payable for each period of total disability after one hundred eighty (180) days of continuous total disability. The benefit payable will equal to fifty-five (55%) of the first $2,250 of monthly earnings, 50% of the next $5,000 of monthly earnings, and 40% of the remainder of monthly earnings to a maximum of $12,500. The Long Term Disability premiums are to be paid fully by the employees. The Company will provide single or family benefits to all employees as outlines below. In recognition of providing the following healthcare benefits the Union will allow the Company to make changes to all benefits in accordance with changes made for non-union employees. Healthcare Option 1 OptiOn 2 .. .. .· Option 3 ·..· Plan Deductible None None None Reimbursement 100% 80% (100% for Hospital,Vision, and Out-of-Country) 100% Ambulance No coverage Covered Covered Hospital No coverage Semi-private; Semi-private; 100% reimbursement 100% reimbursement Private Duty Nursing No coverage $25,000 per year $25,000 per year Hearing Aids No coverage $500 every 3 years $500 every 3 years Paramedical Practitioners No coverage $750 per practitioner per year for psychologist, speech therapist and physiotherapist; $500 per practitioner per year for massage therapist, naturopath, osteopath, chiropractor, podiatrist, chiropodist, and acupuncturist $1,000 per practitioner per year for psychologist, speech therapist and physiotherapist; $750 per practitioner per year for massage therapist, physiotherapist, naturopath, osteopath, chiropractor, podiatrist, chiropodist, and acupuncturist Orthotics & Orthopedic Shoes No coverage Orthotics -1pair per year; Orthopedicshoes-2 pairsperyear based on reasonable and customary pricing Orthotics -1pair per year; Orthopedic shoes-2 pairs per year based on reasonable and customary pricing Out-of-Country Emergency Unlimited maximum, includes Global Medical Assistance 100% reimbursement Unlimited Maximum, includes Global Medical Assistance 100% reimbursement Unlimited Maximum, includes Global Medical Assistance 100% reimbursement Prescription Drugs No coverage 100% Generic Drugs on Administrator's National Formulary; 50% otherwise; $8.00 dispensing fee cap; $500 prescription-required smoking cessation products per lifetime; Annual out of pocket maximum of $1,000 Si...
Optional Dependent Life Insurance. Dependent life insurance is available through payroll deduction at the employee’s expense. There are four (4) Spousal Options available:
Optional Dependent Life Insurance. Eligible employees may purchase optional dependent life insurance for their spouse and eligible children who are at least fourteen days old, at rates determined by the carrier, in one of the following two options: (1) Ten thousand dollars ($10,000) group term life on spouse, and four thousand dollars ($4,000) group term life on each eligible dependent child, or (2) Five thousand dollars ($5,000) group term life on spouse, and two thousand dollars ($2,000) on each eligible dependent child. Premiums will be paid through payroll deduction for active employees, and employees on layoff or sick leave may continue optional dependent life insurance coverage by paying the required premiums, for as long as their benefit eligibility status continues according to the carrier.
