OUR ADVICE PROCESS Sample Clauses

OUR ADVICE PROCESS. Our Advice Process follows six steps as outlined below:
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OUR ADVICE PROCESS. Our advice process depends upon your requirements and follows the steps outlined below. Initial Discussion Financial Plan Implementation Consultation Discuss Ongoing Financial Plan Service Initial Discussion/ Meeting We offer an initial discussion with a purpose to introduce ourselves, give you an opportunity to find out how we can help you, and discuss your requirements (the first 60 minutes of this is at our expense). We will provide you with a “fact find” document which we will ask you to complete so we can maximise the benefit of our first meeting. Following our meeting, we will write to you confirming our understanding of your requirements and will provide a quotation for the work required. Consultation If appointed to act on your behalf we will accurately assess your current circumstances, needs and objectives. If you require investment advice we will spend time understanding your current knowledge, as well as your attitude and tolerance towards risk to ensure you are comfortable with our recommendations. As part of the consultation process we may ask you to sign letters of authority so we can enquire and act on your current plans. We are required to verify your identity. This will need to include photographic documentation such as a passport or photo driving licence, together with a utility bill dated within the last 3 months showing your current address. V17: 02/2023 We may also ask you to complete a detailed risk profile questionnaire. The results from this allow us to build upon our understanding of your tolerance towards investment risk and your ability to bear losses. If the fee is likely to differ considerably from our quotation we will contact you. This can happen, for example, where plans we are reviewing turn out to be more complex than first thought. Financial Plan Once we have completed our research we will provide you with our report, which will outline the actions we believe are necessary for you to take to achieve your financial goals or specific requirements. Discuss Financial Plan It is important that you fully understand and are happy with our recommendations. We will go through your plan with you, answer any queries, make changes if required and agree the way forward. Implementation If you instruct us to proceed with the recommendations made in your financial plan, where a financial product is required we will provide a suitability report which includes details of any special risks that may be associated with the products or servic...
Sample 1
OUR ADVICE PROCESS. Our advice process depends upon your requirements and follows the steps outlined below. Initial Discussion Financial Plan Implementation Consultation Discuss Ongoing Financial Plan Service
Sample 1
OUR ADVICE PROCESS. All advice and recommendations offered to you will be based upon your stated objectives, agreed level of risk and any restrictions you wish to place on the type of investments or policies you are willing to consider. When providing our advice and recommendations, we will confirm your investment objectives and how the recommendations are suitable for your individual circumstances in our suitability letter or report. During the advice process we will use an investment risk profiling tool to establish your attitude to investment risk. We will make arrangements for all your investments to be registered in your name where applicable depending on the nature of the product or service, unless you instruct us otherwise in writing. We will forward to you all documents showing ownership of your investments as soon as practicable after we receive them. Where a number of documents are due, involving a series of transactions, we normally hold each document until the series is complete and then forward them to you.
Sample 1
OUR ADVICE PROCESS. All advice and recommendations offered to you will be based upon your stated objectives, agreed level of risk and any restrictions you wish to place on the type of investments or policies you are willing to consider. When providing our advice and recommendations, and so that we may act in your best interests, we will confirm your investment objectives and how the recommendations are suitable for your individual circumstances in our suitability letter or report. During the advice process we will use an investment risk profiling tool to establish your attitude to investment risk. We will make arrangements for all your investments to be registered in your name where applicable depending on the nature of the product or service, unless you instruct us otherwise in writing. We will forward to you all documents showing ownership of your investments as soon as practicable after we receive them. Where a number of documents are due, involving a series of transactions, we normally hold each document until the series is complete and then forward them to you. Execution-only service We may also offer to facilitate non-advised transactions under certain circumstances. We will inform you at the time that your order will be executed on a non-advised basis. Non-advised transactions will be considered execution-only for the purpose of FCA regulations. This means that we will not advise you about the merits of a particular investment or transaction and we will not be required to ensure that the transaction or investment is suitable for you at the time of execution. However, we will review the ongoing suitability of this investment alongside the rest of your portfolio in line with your current service agreement (see section 8B for further details). Your Sanlam Wealth Planner’s role in any non-advised transaction will be limited to facilitating access to the appropriate application forms and accompanying documents. Please note some investments are categorised as ‘complex’ and the product provider is required to firstly assess whether the investment is appropriate for you. Transaction only service We can offer a stand-alone transaction only service for advice on a specific matter or where there is no requirement for you to see us regularly after the work is completed. We will charge you on a transaction by transaction basis and there will be no ongoing charges or services.
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Related to OUR ADVICE PROCESS

  • Feedback You have no obligation to provide us with ideas, suggestions, or proposals (“Feedback”). However, if you submit Feedback to us, then you grant us a non-exclusive, worldwide, royalty-free license that is sub-licensable and trans- ferable, to make, use, sell, have made, offer to sell, import, reproduce, publicly display, distribute, modify, or publicly perform the Feedback in any manner without any obligation, royalty, or restriction based on intellectual property rights or otherwise.

  • SERVICE MONITORING, ANALYSES AND ORACLE SOFTWARE 11.1 We continuously monitor the Services to facilitate Oracle’s operation of the Services; to help resolve Your service requests; to detect and address threats to the functionality, security, integrity, and availability of the Services as well as any content, data, or applications in the Services; and to detect and address illegal acts or violations of the Acceptable Use Policy. Oracle monitoring tools do not collect or store any of Your Content residing in the Services, except as needed for such purposes. Oracle does not monitor, and does not address issues with, non-Oracle software provided by You or any of Your Users that is stored in, or run on or through, the Services. Information collected by Oracle monitoring tools (excluding Your Content) may also be used to assist in managing Oracle’s product and service portfolio, to help Oracle address deficiencies in its product and service offerings, and for license management purposes.

  • Complaint Process (a) The Employer and the Union agree that all employees of the University are responsible to adhere to the University’s policies on human rights as well as those on the prevention of workplace/sexual violence and workplace/sexual harassment.

  • Targeted Advertising Prohibition Operator is prohibited from using or selling Data to (a) market or advertise to students or families/guardians; (b) inform, influence, or enable marketing, advertising, or other commercial efforts by a Operator; (c) develop a profile of a student, family member/guardian or group, for any commercial purpose other than providing the Service to LEA; or

  • Reliance on Third Party Service Providers Each Party may allow Reporting Financial Institutions to use third party service providers to fulfill the obligations imposed on such Reporting Financial Institutions by a Party, as contemplated in this Agreement, but these obligations shall remain the responsibility of the Reporting Financial Institutions.

  • Complaints and Feedback 15.3.1 The primary responsibility for receiving feedback and investigating complaints promptly and thoroughly in respect of the Services will rest with the Provider. The Provider will have procedures in place including but not limited to a complaints framework, which are acceptable to the Department, to gather and act upon feedback and complaints from Learners and/or their representatives and employers and the wider community. The Provider must also keep a log of the complaints received which will be accessible to the Department upon request.

  • Suggestions and Feedback If you provide us with any suggestions, feedback or input (“Customer Input”) related to our Services, we (and our corporate group entities) will own all right, title and interest in and to the Customer Input, even if you have designated the Customer Input as confidential. We and our corporate group entities will be entitled to use the Customer Input without restriction. You assign to us all right, title and interest in and to the Customer Input and agree to provide us with any assistance we may require to document, perfect and maintain our rights in the Customer Input. For this purpose the word: “assign” is legal term which means legally transferring the benefit, such as you legally transferring the benefit of the Customer Input to us.

  • Your Billing Rights: Keep This Document For Future Use This notice tells you about your rights and our responsibilities under the Fair Credit Billing Act.

  • Information and Technical Advice At the request of a Party, or upon its own initiative, the arbitration panel may obtain information from any source, including the Parties involved in the dispute, which it deems appropriate for the arbitration procedure. The arbitration panel also has the right to seek the opinion of experts as it deems appropriate. Any information obtained in this manner must be disclosed to each of the Parties and submitted for their comments. Interested parties are authorised to submit amicus curiae briefs to the arbitration panel in accordance with the rules of procedure.

  • Consultative Process This Agreement recognises a commitment of the parties to develop working arrangements which will bring success to the operations of the Company through the ability to implement flexible work arrangements to meet the requirements of customers and the personal, study or family commitments of employees.

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