Our Liability for Failure to Make Transactions. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers shall be responsible for any loss, prop- erty damage or loss, whether caused by the equipment, software, Credit Union, browser providers or by Internet Service Providers, or by an agent or subcontractor for any of the foregoing. Nor shall we or our service providers be responsible for any direct, indirect, special, or consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access services, or Internet browser or access software. In this regard, although we have taken measures to provide security for communications from you to us via Digital Banking and may have referred to such communication as “se- cured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by appli- cable law. The Credit Union and our service providers will not be liable for the following: • If, through no fault of ours, you do not have enough available funds in your account to make the transfer, your account is in- active, or the transfer would go over the credit limit on your line of credit, if applicable. • If you used the wrong Credentials or you have not properly fol- lowed any applicable computer, or Credit Union user instruc- tions for making transfer and bill payment transactions. • If your computer fails or malfunctions or the phone lines or Credit Union computer system was not properly working, and such problem should have been apparent when you attempted such transaction. • If circumstances beyond your control (such as fire, flood, tele- communication outages or strikes, equipment or power failure) prevent making the transaction. • If the funds in your account are subject to an administrative hold, legal process, or other claim. • If you have not given the Credit Union complete, correct, and current instructions so the Credit Union can process a transfer. • If, through no fault of ours, a bill payment or funds transfer trans- action does not reach a particular payee due to changes in the payee address, account number or otherwise; the time you a...
Our Liability for Failure to Make Transactions. If we do not complete a transfer to or from an account with us on time or in the correct amount according to the MSA, we will be liable for your actual transaction loss or damage. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible for any loss, property damage, or bodily injury, whether caused by the equip- ment, software, Credit Union, or by internet browser providers such as Microsoft (Microsoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcontractor for any of the foregoing. Nor will we or the service providers be responsible for any direct, indirect, special, or consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access ser- vices, or Internet browser or access software. In this regard, alt- xxxxx we have taken measures to provide security for communica- tions from you to us via the online access service and may have referred to such communication as “secured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We will not be liable for the following: • If, through no fault of ours, you do not have adequate funds in an account to complete a transaction, the account is closed or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not properly followed any applicable computer, Internet or Credit Un- ion instructions for making transfers. • If your computer fails or malfunctions or if our online access sys- tem was not properly working and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not operate properly, does not have enough cash or you use a Card im- properly. • If circumstances beyond our control (such as fire, flood, telecom- munication outages, postal strikes, equipment, or power failure) prevent the transaction. • If the account with us is frozen because of a delinquent loan or is subject to a legal process or other claim. • If the error was caused by a system beyond our control such as your Internet Service Provider, any ...
Our Liability for Failure to Make Transactions. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your actual losses or damages however, there are some exceptions.We will not be liable, for instance if:
Our Liability for Failure to Make Transactions. If we do not complete a transaction arising from the use of your Card on time or in the correct amount according to our agreement with you, if any, we will be liable to you for losses. However, there are some exceptions. We will not be liable, for instance: If through no fault of ours, you do not have a sufficient balance on your Card to complete a transaction. If the terminal or system was not working properly. If circumstances beyond our control (such as flood or fire) prevent the transaction, despite reasonable precautions that we have taken. There may be other exceptions stated in this Agreement or provided by law. We are not liable to you in any case for special, punitive, or consequential damages or for any incidental expenses incurred by you, including, without limitation, attorneys’ fees.
Our Liability for Failure to Make Transactions. We may restrict access to the Card, temporarily or permanently, if we notice suspicious activity in connection with the Card, and we willnotify you if we do so. We have no liability for restricting access to the Card because of suspected suspicious activity. Access willbe reinstated if we determine that there has been no unauthorized use of the Card. If we do not complete a transfer from the Card on time or in the correct amount according to our Agreement with you(other than for restrictions because of suspicious activity), we will be liable for the correct amount of the transfer. However. there are some exceptions. We will not be liable, for instance: • If throughno fault of ours, a merchant refuses to honor the Card; • If through no fault of ours, you do not have enough money available on the Card to make a purchase; • If the terminal or system wasnot working properly; • If the Card is expired, damaged or revoked; • If the Card has been reported lost or stolen; • If the Bank has reason to believe there is something wrong, for example, that the Card has been stolen; • If the transaction informat ion supplied to the Bank by you or a third party is incorrect or untimely; • If circumstances beyond our control (such as flood or fire) prevent a transaction, despite reasonable precautions that we have taken; • The merchant authorizes an amount greater than the purchase amount. There may be otherapplicable exceptions as otherwise provided by state or federal laws.
Our Liability for Failure to Make Transactions. If we do not complete a transfer to or from an account with us on time or in the correct amount according to the Member Service Agreement, we will be liable for your actual transaction loss or damage. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible for any loss, property damage, or bodily injury, whether caused by the equipment, software, Credit Union, or by internet browser providers such as Microsoft (Microsoft Edge), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcontractor for any of the foregoing. Nor will we or the service providers be responsible for any direct, indirect, special, or consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access services, or Internet browser or access software. In this regard, although we have taken measures to provide security for communications from you to us via the online access service and may have referred to such communication as “secured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We will not be liable for the following: • If we have terminated this Agreement. • If through no fault of ours, you do not have enough money in your account(s) to make the transfer. • A legal order directs us to prohibit withdrawals from the account(s). • The funds in your designated account(s) are subject to legal process or other encumbrance restricting the transaction. • If circumstances beyond our control (such as fire, flood, telecommunication outages, equipment, or power failure) prevent the transaction from being completed. • If you used your Login ID and Password in an incorrect manner. • If your account is closed, frozen or funds are uncollected. • If you, or anyone authorized by you, commits any fraud, or violates any law or regulation. • If the transfer would cause your balance to become negative or exceed the credit limit of an established line of credit loan. • If any part of the Online Banking is not working properly and you knew about the problem when you started the transactions. • There may be other exceptions as provided by applicable law. We may establish other except...
Our Liability for Failure to Make Transactions. If we do not complete a transfer to or from an account with us on time or in the correct amount according to our agreement with you, we will be liable for your actual transaction loss or damage. Our sole responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are re- sponsible for any loss, property damage, or bodily injury, whether caused by the equipment, software, Credit Union, or by internet browser providers such as Microsoft (Microsoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcontractor for any of the foregoing. Nor shall we or the service providers be responsible for any direct, indirect, special, or conse- quential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, soft- xxxx, online access services, or Internet browser or access soft- xxxx. In this regard, although we have taken measures to provide security for communications from you to us via the online access service and may have referred to such communication as “se- cured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. Our Credit Union will not be liable for the following: • If, through no fault of ours, you do not have adequate funds in an account to complete a transaction, the account is terminated, or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not responsibilities of the parties under this agreement for transactions initiated before termination.
Our Liability for Failure to Make Transactions. If we do not complete a transaction arising from the use of your Card on time or in the correct amount according to our agreement with you, if any, we will be liable to you for losses or damages. However, there are some exceptions. We will not be liable, for instance: • If through no fault of ours, a merchant refuses to honor the Card; • If through no fault of ours, you do not have enough money available on the Card to make a purchase; • If the terminal or system was not working properly; • If the Card is expired, damaged, or revoked; • If the Card has been reported lost or stolen; • If the Credit Union has reason to believe there is something wrong, for example, that the Card has been stolen; • If the transaction information supplied to the Credit Union by you or a third party is incorrect or untimely; • If circumstances beyond our control (such as flood or fire) prevent a transaction, despite reasonable precautions that we have taken; • The merchant authorizes an amount greater than the purchase amount. There may be other applicable exceptions as otherwise provided by state or federal laws ERROR RESOLUTION PROCEDURES Records detailing the use of your Card are available by calling 866.902.6082. In case of errors or questions about transactions arising from the use of your Card, or if any records you see show transactions that you did not make, call 000.000.0000 immediately. We must hear from you no later than 60 days after the transaction appeared on the transaction activity report. If a good reason such as a hospital stay or long trip prevented you from telling us, we may, at our discretion, extend the period for a reasonable time. In order to help you with your questions, we will need the following information: • Your name, address, phone number, and Card number. • A description of the error or transaction you are unsure about and why you believe there is an error or why you need more information. • The dollar amount of the suspect error. Once the type of dispute is identified, we will mail you the appropriate paperwork to complete. No other action will be taken until the completed paperwork is received at the address specified in the documentation. Upon receipt of the completed paperwork, we will send you a confirmation letter and begin the investigation. We will determine whether an error occurred within 60 days. If we need more time, however, we may take up to 30 additional days to investigate your complaint or question. If we decide to do this, we w...
Our Liability for Failure to Make Transactions. If we do not complete a Transaction to or from your Account on time or in the correct amount according to our Agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance: If, through no fault of ours, you do not have enough money in your Account(s), including accounts that you may have identified for overdraft protection, to make the Transaction. If the Transaction would go over the credit limit on your Express Line of Credit. If the ATM or POS Terminal where you are making the Transaction does not have enough cash. If the ATM or POS Terminal was not working properly and you knew about the breakdown when you started the Transaction. If circumstances beyond our control, such as fire, flood, natural disasters or other acts of God, or by an electrical or systems failure, prevent the Transaction, despite reasonable precautions that we have taken. The funds in your Account are subject to legal process. Your Debit Card or ATM Card has been reported lost or stolen or your Card privileges have been suspended and you are using the reported Card. We have reason to believe that the Transaction requested is unauthorized, illegal, or otherwise prohibited or restricted in accordance with this Agreement. In any case, we shall only be liable for actual proven damages if the failure to make the Transaction resulted from a bona fide error despite our procedures to avoid such errors. There may be other exceptions stated in our Agreement with you.
