Why. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and investment experience • Assets and income • Account balances and account transactions When you are no longer our customer, we continue to share your information as described in this notice. All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Xxxxxxx Xxxxx chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does Xxxxxxx Xxxxx share? Can you limit this sharing? For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes— to offer our products and services to you Yes No For joint marketing with other financial companies Yes No For our affiliates’ everyday business purposes— information about your transactions and experiences Yes No For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share Call 0-000-000-0000 or go to xxx.xxxxxxxxxxxx.xxx Who is providing this notice? See the Xxxxxxx Xxxxx U.S. legal entities noted below. How does Xxxxxxx Xxxxx protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Xxxxxxx Xxxxx collect my personal information? We collect your personal information, for example, when you • open an account or perform transactions • make a wire transfer or tell us where to send money • tell us about your investment or retirement portfolio We also collect your personal information from others such as credit bureaus, affiliates and other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only • sharing for affiliates’ everyday business purposes—information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rig...
Why. The types of personal information that we collect, and share depend on the product or service you have with us. This can include: • Social Security Number and Date of Birth • Address of Residence and Government Issued Identification • Transaction History When you are no longer our customer, we continue to share your information as described in this notice. All Financial Companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons Financial Companies can share their customers’ personal information; the reasons Sunrise Banks, N.A. chooses to share; and whether you can limit the sharing.
Why. An employee shall receive his current rate of pay when he has been designated, in writing, for on the job training.
Why. Debt instruments have requirements – including regulations1, interest accrual, maturity dates, the threat of insolvency and in some cases, security interests and subordination agreements. These requirements can have unintended negative consequences.
Why. The types of personal information we collect and share depend on the product or service you have with us. This type of information can include:
Why. The overall goal of waterbird monitoring of species and populations is to provide the data needed for effective conservation and management of waterbirds. Monitoring is an integral part of the management process; monitoring data are used to undertake assessments of the status of the population, which leads to the identification and implementation of management actions based on the available evidence. Data from monitoring then provide feedback about the effects of the management actions undertaken and contribute to a new assessment of both the status and the effectiveness of the actions. Monitoring programmes that both take into account the fate of the bird populations, and that identify the drivers are referred to as integrated monitoring. This integrated approach provides further insight to why observed changes in bird abundance are happening, that basic abundance monitoring cannot. Integrated monitoring involves the regular integrated analysis of data collected by the monitoring of abundance, vital rates and environmental conditions and pressures.
Why. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security Number and income • Account Balances and payment history • Credit History and Credit Scores When you are no longer our customer, we continue to share your information as described in this notice. All Financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons North Brookfield Savings Bank chooses to share; and whether you can limit this sharing. For Everyday Business Purposes Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes To offer our products and services to you. YES NO
Why. The types of personal information we collect, and share depend on the product or service you have with us. This information can include: • Social Security Number • Income • Member Account Number, Account Balance and Payment History • Account Transactions and Checking Account Information • Address • Birthday • Beacon Score • Contact Information (i.e., email and phone number) When you are no longer a member, we continue to share your information as described in this notice. All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share your personal information; the reasons SAFE Federal Credit Union chooses to share; and whether you can limit this sharing. How? Reasons we can share your personal information Does SAFE Federal Credit Union share? Can you limit this sharing? For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO For our marketing purposes— to offer our products and services to you YES YES For joint marketing with other financial companies YES YES For our affiliates’ everyday business purposes— information about your transactions and experiences NO NO For our affiliates’ everyday business purposes— information about your creditworthiness NO NO For our affiliates to market to you YES YES For nonaffiliates to market to you NO NO • Call the Member Service Center at 0.000.000.0000 or 0.000.000.0000 • Visit us online: xxx.xxxxxxx.xxx
Why. Across the UK, there has been sharp increases in demand on support services at Edinburgh Xxxxxx University and at most other HEI’s.*
Why. The construction industry typically contracts for work in a way that rewards and punishes individual companies for their individual performances. The traditional contracting system is inefficient; so much so that owner/operators typically expect that projects will be late, over budget and inaccurate. The contracting strategy is at odds with the desired outcome. Despite this dysfunction, not much has changed over at least the last 50 years because everyone who is not an owner/operator on the team has learned how to make money from a dysfunctional system. Contractors often must choose between supporting a project’s success or their company’s success. This dysfunction causes project participants to choose between behaving in a way that supports project success and behaving in a way that supports individual companies’ success. If the behavior that will help the project will cost a company money and the contract they are under does not allow them to be compensated for that effort, the project manager is often forced to choose between helping the project or getting a bad performance review and losing a salary bonus. If the behavior were aligned, we would not have this problem. In contrast, The Deal encourages collective teamwork to achieve collective success. The financial logic of a shared risk/reward deal reinforces the culture of a single team having a single focus. The Deal also reinforces all the other characteristics of the Lean/IPD model. It encourages the team to collaborate—particularly during a project’s challenging or difficult stretches. The financial logic of a shared risk/reward deal reinforces the culture of a single team having a single focus. The Deal also reinforces all the other characteristics of the Lean/IPD model.
