COVERAGE DESCRIPTION. Travel insurance covers only losses that occur as a result of sudden and unforeseeable events. The duration of the coverage and the amounts of insurance that apply to your contract are indicated in the table of coverage. This Travel Insurance is an individual insurance offered to cardholders. As a cardholder, you are automatically covered for all the trips you take outside your province of residence. Subject to certain terms and conditions, this insurance also covers your spouse and your dependent children if they accompany you throughout their trip. Your Travel Insurance plan also gives you access to the Assistance Service during your trip. We encourage you to read these general conditions of your contract carefully, and draw your attention, in particular, to the Limitation, Restriction and Exclusions, indicated on pages 11 to 16. In addition, refer to pages 19 to 22 for an explanation of the procedure for submitting claims. Do not hesitate to contact your Insurer to check the scope of coverage for which you are eligible. You may also need to speak with your physician to obtain information regarding your health or your medical record. Your insurance contract includes the following documents: • these general conditions; • any rider or appendix related to contract changes or updates; The terms and conditions indicated in these general conditions apply to all coverages that commence as of January 15, 2017. To be eligible for the coverage offered under this Travel Insurance, you, your spouse and dependent child, must satisfy the following conditions:
a) You must be a Canadian resident and be at least 15 days old;
b) Your age, on the date of departure, must be lower than or equal to the maximum age indicated in the table of coverage;
c) Your credit card must have been activated prior to departure;
d) Your privileges as a cardholder must not have been suspended;
e) Your credit card must not be in arrears for more than 90 days;
f) Your trip must begin and end in Canada, in your
g) Your trip must be taken outside your province of residence; this condition, however, does not apply to Common Carrier Accident coverage. Also, to be eligible for Travel Insurance, the spouse and dependent children of the cardholder must accompany the cardholder throughout their trip.
COVERAGE DESCRIPTION. WATER HEATER REPAIR ESSENTIAL COVERED: NOT COVERED: Any item not listed in the COVERED section. WATER HEATER REPAIR PREMIUM COVERED: NOT COVERED: Any item not listed in the COVERED section.
COVERAGE DESCRIPTION. ELECTRICAL COMPONENTS
COVERAGE DESCRIPTION. Only system(s) that are indicated with an “X” on the Declaration Page are covered.
COVERAGE DESCRIPTION. Terms and conditions include, but not limited to pay on behalf coverage for claims for bodily injury, property damage, and remediation costs associated with pollution conditions at covered locations. Coverage is on a claims-made and reported basis. Endorsements: · Notice to Policy Holders - California · Notice to Policy Holders – Privacy Policy · Notice to Policy Holders – U.S Treasury Department’s Office of Foreign Assets Control · In Witness Endorsement · California Service of Process · Pollution and Remediation Legal Liability Schedule Endorsement · Additional Named Insured Endorsement (GenCorp, Inc.) · Broad Insured Endorsement · Amendatory Endorsement – Defense Outside Limits · 100% Minimum Earned Premium Endorsement · Exclusion for Terrorism Endorsement · Californian DTSC Endorsement Pollution and Remediation Legal Liability Indian Harbor Insurance Company (XL Group) PEC002056701 2/28/07 – 2/28/08 $4,000,000 Each Incident/$8,000,000 Aggregate with $2,000,000 Legal Defense Expenses outside of the Limits $117,647 Commercial General Liability Including Products Liability (One Policy for GenCorp & Aerojet General) ACE American Insurance Co. HDO G23718042 12/1/06 – 12/1/07 YES $2,347 Commercial General Liability (as respects General Investment Fund) ACE American Insurance Co. OGL G23718054 12/1/06 – 12/1/07 YES Included in premium Automobile Liability (One Policy for GenCorp & Aerojet General) ACE American Insurance Co. ISA H080228437 12/1/06 – 12/1/07 YES Workers’ Compensation & Employer’s Liability (One Policy for GenCorp & Aerojet General) ACE American Insurance Co. WLR C44458032 12/1/06 – 12/1/07 YES $21,374 Umbrella Liability National Union Fire Ins. Co. of Pittsburgh, PA BE 4485816 12/1/06 – 12/1/07 YES $2,674 Excess Liability Great American Assurance Co. EXC 9251068-01 12/1/06 – 12/1/07 YES $429 Excess Liabilty (includes Punitive Damages) Chubb Atlantic Indemnity Ltd. 3310-14-83 12/1/06 – 12/1/07 YES Included in premium Excess Liability (includes Punitive Damages) STARR Excess International 5105913 12/1/06 – 12/1/07 YES Included in premium Property Factory Mutual Insurance Co. UR758 9/1/06 – 9/1/07 YES $41,776 YES Included Foreign General & Auto Liability Foreign Workers’ Comp. and Employer’s Liability (excluding Defense Base Act employees) ACE American Insurance Co. PHFD 36901238 12/1/06 – 12/1/07 N/A YES Included Primary Directors & Officers Liability Federal Insurance Co. 8160-8904 10/1/06– 10/1/07 Silent $0 (1) Directors & Officers Liability (2...
COVERAGE DESCRIPTION. 1. - The Insurer guarantees, under the conditions established in these terms and conditions, the reimbursement of any cancellation costs paid by the insured, should they cancel their trip before departing, due to serious illness, serious physical accident or death of the insured, their spouse or registered partner, ascendants or descendants, brothers, sisters. (Brothers in law, sisters in law, sons in law, daughters in law, father in law or mother in law.)
2. - Serious damages (requiring the presence of the insured party on the day of departure), due to robbery, fire or flooding which affects: • The main residence of the insured party. • The insured party’s business premises provided the insured is the direct user or he/she uses it to exercise a profession.
COVERAGE DESCRIPTION. If the insured person, due to serious illness, serious physical accident or death of the insured, their spouse or registered partner, ascendants or descendants, brothers, sisters. (Brothers in law, sisters in law, sons in law, daughters in law, father in law or mother in law.), is obligated to interrupt ou cancel a journey already paid totally or partially, the insurer trought the assistance services will reimburse the expenses of transportation and hotel accommodation to the limit established in the board bellow. About the expenses of transportation, the insured is obligated to take measures necessary to be reimbursed totally or partially, reporting to the insurer trough the assistance services the non recovered expenses. Death of the insured, their spouse or registered partner, ascendants or descendants, brothers, sisters. (Brothers in law, sisters in law, sons in law, daughters in law, father in law or mother in law.)
COVERAGE DESCRIPTION. The insurer will pay up to a limit of 500€, robbery, loss or destruction of personal belongings of the insured (sport equipment not included) during his trip. The highest amount per object is 150.00€.The limit paid for luggage delay is 200€. Is established per trip a total amount of 500.00€ as maximum capital per event. ✓ Your personal belongings should be repaired ✓ Replace your personal belongings for equivalent ✓ The amount paid will be deducted for usage
COVERAGE DESCRIPTION. The insurer will reimburse in case of accident during the journey hired, the benefetiary legally established or the insured person for the following amounts discriminated. DEATH Secured Amount of 50.000.00€ Death of minors of 14 years is not covered.
COVERAGE DESCRIPTION. ELECTRICAL COMPONENTS COVERED: Wall, floor, ceiling and countertop-mounted receptacles (“Electrical Outlets”); GFCI receptacles/breakers (“Ground Fault Circuit Interrupters”); AFCI receptacles/breakers (“Arc Fault Circuit Interrupters”); wall-mounted switches; wall-mounted dimmer switches; building-mounted circuits, feeders, fuses or breakers up to 400 amps; electric service panels or subpanels up to 400 amps; building-mounted main service disconnect; building- mounted meter-base housing; 120- to 240-volt home electrical circuits/wiring (copper or aluminum); and EVSE circuit and wiring repair.
