INCORPORATION OF CERTAIN INFORMATION BY REFERENCE. The SEC allows us to “incorporate by reference” information that we file with it into this prospectus, which means that we can disclose important information to you by referring you to those documents. The information incorporated by reference is an important part of this prospectus. The information incorporated by reference is considered to be a part of this prospectus, and information that we file later with the SEC will automatically update and supersede information contained in this prospectus and any accompanying prospectus supplement. We incorporate by reference the documents listed below that we have previously filed with the SEC: ● our Annual Report on Form 10-K for the fiscal year ended December 31, 2016, filed with the SEC on March 8, 2017; ● our Quarterly Reports on Form 10-Q for the fiscal quarters ended March 31, 2017, filed with the SEC on May 9, 2017, June 30, 2017, filed with the SEC on August 9, 2017 and September 30, 2017, filed with the SEC on November 8, 2017; ● our Proxy Statement on Schedule 14A filed with the SEC on April 10, 2017; ● our Current Reports on Form 8-K filed with the SEC on February 28, 2017, March 30, 2017, May 26, 2017, August 22, 2017, October 17, 2017, October 19, 2017, October 24, 2017 and November 27, 2017 (other than any portions thereof deemed furnished and not filed); and ● the description of our common stock contained in our Registration Statement on Form 8-A, filed on April 14, 2015, including any amendments thereto or reports filed for the purposes of updating this description. All reports and other documents that we file with the SEC under Sections 13(a), 13(c), 14 or 15(d) of the Exchange Act after the date of this prospectus but before the termination of the offering of the securities hereunder will also be considered to be incorporated by reference into this prospectus from the date of the filing of these reports and documents, and will supersede the information herein; provided, however, that all reports, exhibits and other information that we “furnish” to the SEC will not be considered incorporated by reference into this prospectus. We undertake to provide without charge to each person (including any beneficial owner) who receives a copy of this prospectus, upon written or oral request, a copy of all of the preceding documents that are incorporated by reference (other than exhibits, unless the exhibits are specifically incorporated by reference into these documents). You may request a copy of these mate...
INCORPORATION OF CERTAIN INFORMATION BY REFERENCE. The SEC allows us to “incorporate by reference” information into this prospectus, which means that we can disclose important information about us by referring you to another document filed separately with the SEC. These other documents contain important information about us, our financial condition and our results of operations. The information incorporated by reference is considered to be a part of this prospectus. You should read carefully the information incorporated herein by reference because it is an important part of this prospectus. We hereby incorporate by reference the following documents into this prospectus: ● Our Annual Report on Form 10-K for the year ended December 31, 2019 filed with the SEC on March 30, 2020, as amended by Form 10- K/A filed with the SEC on April 29, 2020; ● Our Quarterly Reports on Form 10-Q for the quarters ended March 31, 2020, June 30, 2020 and September 30, 2020 filed with the SEC on May 15, 2020, August 14, 2020 and November 12, 2020, respectively; ● Our Current Reports on Form 8-K (and amendments thereto as applicable) as filed with the SEC on January 2, 2020, January 10, 2020, March 23, 2020, April 1, 2020, April 16, 2020, April 17, 2020, May 15, 2020, May 22, 2020, June 4, 2020, July 16, 2020, August 14, 2020, August 17, 2020, October 15, 2020, November 9, 2020, November 20, 2020, December 10, 2020, December 15, 2020 and January 20, 2021; ● Our Definitive Proxy Statement on Schedule 14A filed with the SEC on October 16, 2020; and ● The description of the Registrant’s Common Stock contained in the Registrant’s Registration Statement on Form 8-A filed with the SEC on August 18, 2016 pursuant to Section 12(b) of Exchange Act, which description has been updated most recently in the Registrant’s prospectus filed with the SEC on November 14, 2018 pursuant to Rule 424(b) under the Securities Act, relating to the Registration Statement on Form S-4, as amended. Additionally, all documents filed by us with the SEC under Sections 13(a), 13(c), 14 or 15(d) of the Exchange Act (other than any portions of filings that are furnished rather than filed pursuant to Items 2.02 and 7.01 of a Current Report on Form 8-K), after the date of this prospectus and before the termination or completion of this offering (including all such documents filed with the SEC after the date of the initial registration statement and prior to the effectiveness of the registration statement) shall be deemed to be incorporated by reference into this prosp...
INCORPORATION OF CERTAIN INFORMATION BY REFERENCE. The provisions of Section 4.9 of the Registration Rights Agreement captioned “Governing Law and Venue; Waiver of Jury 5865719v1 Trial,” are incorporated herein by reference as though such provisions were fully set forth verbatim herein and shall apply to this Fifth Amendment mutatis mutandis.
INCORPORATION OF CERTAIN INFORMATION BY REFERENCE. The provisions of Sections 6.4, 6.14 and 6.18 of the Stockholders Agreement captioned “Governing Law,” “Dispute Resolution” and “Costs of Enforcement,” respectively, are incorporated herein by reference as though such provisions were fully set forth verbatim herein and shall apply to this Second Amendment mutatis mutandis.
INCORPORATION OF CERTAIN INFORMATION BY REFERENCE. The following documents are hereby incorporated by reference in this Memorandum and deemed to be a part hereof: the Annual Report of HomeSide Lending, Inc. on Form 10-K for the year ended February 10, 1998, the most recent 10-Q dated June 30, 1998 and all documents filed by HomeSide Lending, Inc. pursuant to Section 13 or Section 15(d) of the Securities Exchange Act of 1934 subsequent to the date thereof, hereof and prior to termination of the offering of the Notes. Any statement contained herein or in a document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for purposes of this Offering Memorandum to the extent that a statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference herein modifies or supersedes such statement. Any such statement modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of the Offering Memorandum. CHASE SECURITIES INC. AND AFFILIATES CSI is an affiliate of The Chase Manhattan Bank, which is a lender to the Issuer and certain of its affiliates. In addition, The Chase Manhattan Bank, or its affiliates, participates on a regular basis in various general financing and banking transactions for the Issuer and its affiliates. Proceeds from the sales of the Notes may be used to repay indebtedness of the Company to The Chase Manhattan Bank or other lending affiliates of CSI.
INCORPORATION OF CERTAIN INFORMATION BY REFERENCE. The Securities and Exchange Commission allows us to “incorporate by reference” the information we have filed with it, which means that we can disclose important information to you by referring you to those documents. The information we incorporate by reference is an important part of this prospectus, and later information that we file with the Securities and Exchange Commission will automatically update and supersede this information. We incorporate by reference the documents listed below and any future documents (excluding information furnished pursuant to Items 2.02 and 7.01 of Form 8-K) we file with the Securities and Exchange Commission pursuant to Sections l3(a), l3(c), 14 or l5(d) of the Securities Exchange Act of 1934, as amended, subsequent to the date of this prospectus and prior to the termination of the offering: ● Our Annual Report on Form 10-K for the fiscal year ended December 31, 2016, filed with the Securities and Exchange Commission on March 16, 2017; ● Our Quarterly Report on Form 10-Q for the fiscal quarter ended March 31, 2017, filed with the Securities and Exchange Commission on May 15, 2017; ● Our Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2017, filed with the Securities and Exchange Commission on August 4, 2017; ● Our Current Report on Form 8-K, filed with the Securities and Exchange Commission on March 28, 2017; ● Our Current Report on Form 8-K, filed with the Securities and Exchange Commission on May 11, 2017; ● Our Current Report on Form 8-K, filed with the Securities and Exchange Commission on May 16, 2017; ● Our Current Report on Form 8-K/A, filed with the Securities and Exchange Commission on May 26, 2017; ● Our Current Report on Form 8-K, filed with the Securities and Exchange Commission on June 8, 2017; ● Our Current Report on Form 8-K, filed with the Securities and Exchange Commission on June 9, 2017; ● Our Current Report on Form 8-K, filed with the Securities and Exchange Commission on June 16, 2017; ● Our Current Report on Form 8-K, filed with the Securities and Exchange Commission on July 3, 2017; ● Our Current Report on Form 8-K, filed with the Securities and Exchange Commission on July 28, 2017; ● The description of our common stock, which is contained in our Form 8-K/A, filed with the Securities and Exchange Commission on January 28, 2013. All filings filed by us pursuant to the Securities Exchange Act of 1934, as amended, after the date of the initial filing of this registration statement and ...
INCORPORATION OF CERTAIN INFORMATION BY REFERENCE. 20 We are responsible for the information contained and incorporated by reference in this prospectus, in any accompanying prospectus supplement, and in any related free writing prospectus we prepare or authorize. We have not authorized anyone to give you any other information, and we take no responsibility for any other information that others may give you. If you are in a jurisdiction where offers to sell, or solicitations of offers to purchase, the securities offered by this documentation are unlawful, or if you are a person to whom it is unlawful to direct these types of activities, then the offer presented in this document does not extend to you. The information contained in this document speaks only as of the date of this document, unless the information specifically indicates that another date applies. Neither the delivery of this prospectus or any accompanying prospectus supplement, nor any sale of securities made under these documents, will, under any circumstances, create any implication that there has been no change in our affairs since the date of this prospectus, any accompanying prospectus supplement or any free writing prospectus we may provide you in connection with an offering or that the information contained or incorporated by reference is correct as of any time subsequent to the date of such information. You should assume that the information in this prospectus or any accompanying prospectus supplement, as well as the information incorporated by reference in this prospectus or any accompanying prospectus supplement, is accurate only as of the date of the documents containing the information, unless the information specifically indicates that another date applies. Our business, financial condition, results of operations and prospects may have changed since those dates.
INCORPORATION OF CERTAIN INFORMATION BY REFERENCE. The SEC allows us to “incorporate by reference” the information we file with them, which means that we can disclose important information to you by referring you to those documents instead of having to repeat the information in this prospectus supplement and accompanying prospectus. The information incorporated by reference is considered to be part of this prospectus supplement and accompanying prospectus, and later information that we file with the SEC will automatically update and supersede this information. This prospectus supplement incorporates by reference the documents listed below (other than, unless otherwise specifically indicated, current reports furnished under Item 2.02 or Item 7.01 of Form 8-K and exhibits filed on such form that are related to such items):
INCORPORATION OF CERTAIN INFORMATION BY REFERENCE. The following documents filed by our company with the SEC are incorporated into this prospectus supplement by reference:
INCORPORATION OF CERTAIN INFORMATION BY REFERENCE. The following documents filed by our company with the Securities and Exchange Commission are incorporated into this prospectus by reference:
