RIGHT TO BRING CIVIL ACTION. You may bring a civil action against any person/party violating the consumer privacy and unauthorized withdrawal provisions of the Minnesota Statutes applicable to the use of your Card, and may recover actual damages or $500, whichever is greater, and punitive damages, together with court costs and reasonable attorney's fees incurred. The customary amount of time needed to make a Debit Card purchase at a merchant facility and have the transaction posted to your account may be days after the transaction is completed depending on when the merchant sends it to us for payment. Some transactions may take longer to post to your account depending on when a merchant submits it to us for payment. The customary amount of time needed to make a POS purchase at a POS terminal and have the transaction posted to your account is generally the same business day the transaction is completed. The customary amount of time needed to make a deposit, withdrawal or loan payment and have the transaction posted to your account is generally the same business day the transaction is completed. You may not reverse any transaction when using your Card to pay for goods or services by transferring funds through a terminal. Payment for goods or services by a transfer of funds through a terminal shall not affect any of the rights, protections, or liabilities in existing law concerning a cash or credit sale made by means other than through the use of a terminal. In case of errors or questions about your electronic transfers, contact us at the number or address listed below as soon as you can and include the information listed below. We must hear from you no later than 60 days after we sent the first statement on which the problem or error appeared. By Telephone: 000.000.0000 or 888.347.7473 By U.S. Mail: 0000 Xxxxxxxxxx Xxx X, Xxxxxx Xxxxxxx, XX 00000 or PO Box 130670, Roseville, MN 55113 • Tell us your name and account number (if any). • Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information. • Tell us the dollar amount of the suspected error. If you tell us verbally, we may require that you send us your complaint or question in writing within 10 business days. So that we may fully investigate your complaint, we may ask you to provide additional information to the extent allowed by law. We will determine whether an error occurred within 10 business days (5 business days for debit Card POS tra...
RIGHT TO BRING CIVIL ACTION. Oklahoma Statutes provide you with certain rights as a consumer and you have a right to bring a civil action against any person violating the consumer rights set forth by statute governing consumer privacy and unauthorized withdrawals. You may also be entitled under the law to punitive damages, court costs and reasonable attorney fees.
RIGHT TO BRING CIVIL ACTION. Limited Liability. WE WILL NOT BE LIABLE TO YOU OR ANY OTHER PERSON FOR: DELAYS OR MISTAKES RESULTING FROM ANY CIRCUMSTANCES BEYOND OUR CONTROL, INCLUDING, WITHOUT LIMITATION, ACTS OF GOD, ACTS OF GOVERNMENTAL AUTHORITIES, NATIONAL EMERGENCIES, INSURRECTION, WAR, OR RIOTS; THE FAILURE OF MERCHANTS TO HONOR THE CARD; THE FAILURE OF MERCHANTS TO PERFORM OR PROVIDE SERVICES; COMMUNICATION SYSTEM FAILURES; OR FAILURES OR MALFUNCTIONS ATTRIBUTABLE TO YOUR EQUIPMENT, MERCHANT OR ATM EQUIPMENT OR ANY INTERNET SERVICE, OR ANY PAYMENT SYSTEM. IN THE EVENT THAT WE ARE HELD LIABLE TO YOU, YOU WILL ONLY BE ENTITLED TO RECOVER YOUR ACTUAL DIRECT DAMAGES. IN NO EVENT SHALL YOU BE ENTITLED TO RECOVER ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, EXEMPLARY OR SPECIAL DAMAGES (WHETHER IN CONTRACT,
RIGHT TO BRING CIVIL ACTION. You may bring a civil action against any person violating any provision of Minnesota Statues § 47.69 (governing consumer privacy and unauthorized withdrawals). TIME NEEDED TO COMPLETE TERMINAL TRANSACTIONS POINT-OF-SALE TRANSACTIONS- Payment for goods or services made in this manner shall not affect any of the rights, protections, or liabilities in existing law concerning a cash or credit sale made by means other than through the use of a terminal. You cannot reverse a point-of-sale transaction. ERROR RESOLUTION NOTICE
RIGHT TO BRING CIVIL ACTION. You may bring a civil action against any person violating any provision of Minnesota Statues § 47.69 (governing consumer privacy and unauthorized withdrawals). If you prevail in such an action, you may recover the greater of your actual damages or $500. You may also be entitled to recover punitive damages, your court costs and reasonable attorney's fees. TIME NEEDED TO COMPLETE TERMINAL TRANSACTIONS POINT-OF-SALE TRANSACTIONS- Payment for goods or services made in this manner shall not affect any of the rights, protections, or liabilities in existing law concerning a cash or credit sale made by means other than through the use of a terminal. You cannot reverse a point-of-sale transaction. ERROR RESOLUTION NOTICE
RIGHT TO BRING CIVIL ACTION. You may bring a civil action against any person violating any provision of Minnesota Statutes Section 47.69 (governing consumer privacy and unauthorized transactions). If you prevail in such an action, you may recover the greater of your actual damages or $500. You may also be entitled to recover punitive damages, your court costs, and reasonable attorney’s fees.
RIGHT TO BRING CIVIL ACTION. Oklahoma Statutes provide the organization with certain rights, including a right to bring a civil action against any person violating the customer rights set forth by statute governing unauthorized withdrawals. The organization may also be entitled under the law to punitive damages, court costs and reasonable attorney fees. Taxpayer Identification Numbers and Backup Withholding. Your failure to furnish a correct Taxpayer Identification Number (TIN/EIN) or meet other requirements may result in backup withholding. If the account is subject to backup withholding, we must withhold and pay to the Internal Revenue Service (IRS) a percentage of dividends, interest and certain other payments. If you fail to provide the organization’s TIN/EIN, we may suspend opening the account. Special Account Instructions. You may request that we facilitate certain business or courtordered account arrangements. However, because we do not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements of your business or court order. If you ask us to follow any instructions that we believe might expose us to claims, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, we may refuse to follow your instructions or may require you to indemnify us or post a bond or other protection. Account changes requested by any authorized signer, such as adding or closing an account or service, must be evidenced by a signed Account Change form and accepted by us. Termination of Account. We may terminate the account at any time without notice to you, or we may require the organization to close the account and apply for a new account if: (1) there is a change in authorized signers; (2) there has been a forgery or fraud reported or committed involving the account; (3) there is a dispute as to the ownership of the account or of the funds in the account; (4) any share drafts are lost or stolen; (5) there are excessive returned unpaid items; (6) there has been any misrepresentation or any other abuse of any of the accounts; or (7) we reasonably deem it necessary to prevent a loss to us. You may terminate the account by giving written notice. We reserve the right to require the consent of multiple authorized signers. We are not responsible for payment of any draft, withdrawal, or other item after the account is terminated, however, if we pay an item after termination, you agree for the organization to reimburse us.
RIGHT TO BRING CIVIL ACTION. You may bring a civil action against any person violating any provision of Minnesota Statutes 47.69 (governing consumer privacy and unauthorized withdrawals). If you prevail in such an action, you may recover the greater of your actual damages or $500. You may also be entitled to recover punitive damages; your court costs and reasonable attorney’s fees. Withdrawals made at a terminal will normally be completed and charged to your account the next business day. Deposits made at a terminal will normally be credited to your account the next business day. Transfers between accounts will normally be completed the next business day. Payment for goods or services made in this manner shall not affect any of the rights, protections, or liabilities in existing law concerning a cash or credit sale made by means other than through the use of a terminal. You cannot reverse a point‐of‐sale transaction.
RIGHT TO BRING CIVIL ACTION. (In Minnesota)
RIGHT TO BRING CIVIL ACTION. Colorado Statutes provide you with certain rights as a consumer and you have a right to bring a civil action against any person violating the consumer rights set forth by statute governing consumer privacy and unauthorized withdrawals. You may also be entitled under the law to damages, court costs and reasonable attorney fees.
