TERMS AND CONDITIONS OF YOUR ACCOUNT. This Personal Account Agreement (“Agreement”) explains important terms and conditions which govern your consumer deposit account(s) with us. Please read this Agreement carefully and keep it with your banking records for future reference. NOTE THAT THIS AGREEMENT INCLUDES IMPORTANT CONSUMER DISCLOSURES, INCLUDING DISCLOSURES PROVIDED PURSUANT TO THE ELECTRONIC FUND TRANSFER ACT AND THE EXPEDITED FUNDS AVAILABILITY ACT. When you sign our signature card and/or continue to have an account with us, you and each authorized signer on your account(s) effectively agree to this Agreement, together with any applicable disclosures and related service agreements, including Mechanics Bank’s Schedule of Fees and Charges (“Fee Schedule”), the Account Disclosure and Receipt for Time Deposit, which includes product and rate disclosure information provided separately from this Agreement, all or any of which may be amended from time to time by us.
TERMS AND CONDITIONS OF YOUR ACCOUNT. This Business Account Agreement (“Agreement”) explains important terms and conditions which govern your business deposit account(s) with us. Please read this Agreement carefully and keep it with your banking records for future reference. You agree that your accounts will only be established and used for business and/or commercial purposes, and not for personal, family or household purposes. When you sign our signature card and/or continue to have an account with us, you and each authorized signer on your account(s) effectively agree to this Agreement, together with any applicable disclosures and related service agreements, including Mechanics Bank’s Schedule of Fees and Charges (“Fee Schedule”), the Account Disclosure and Receipt for Time Deposit, which includes product and rate disclosure information provided separately from this Agreement, and all or any of which may be amended from time to time by us.
TERMS AND CONDITIONS OF YOUR ACCOUNT. This Disclosures and Deposit Account Agreement (“Agreement”) contains provisions which govern all of your account(s) with us, Pinnacle Bank, a Tennessee bank (herein “Pinnacle Bank”, “Pinnacle”, or “Bank”), including your checking, savings and money market accounts (“Accounts”). Please read this Agreement carefully and retain it for future reference. When you sign your signature card, you agree to be bound by the terms of this Agreement. If not included elsewhere in this Agreement, you will receive a separate and current schedule of interest rates, qualifying balances, and fees (“charges”) that apply to your Accounts. These charges are also part of this Agreement. We reserve the right to alter or modify these charges at our discretion upon 30 days’ advance notice to you. These altered or modified charges become part of this Agreement. If you have any questions, please call us. Much of our relationship with our depositors is governed by state and federal law and rules (which may change from time to time). This body of law is too large and complex to be reproduced here. The purpose of this Agreement is to: Summarize the existing rules applicable to the more common transactions; Establish rules to govern transactions or events which the law does not regulate; Establish rules for certain events or transactions which the law already regulates but permits variation by agreement; and Provide you our funds availability and electronic funds transfer disclosures. Unless stated differently in this Agreement, your Accounts are subject to the substantive laws of the state where your account is opened. In the case of Accounts opened online in states where Pinnacle Bank does not have a branch presence, the applicable state law will be Tennessee. We may permit some variations from this Agreement, but any of those variations must be agreed to by us in writing either on our signature card for the Account or in some written form.
TERMS AND CONDITIONS OF YOUR ACCOUNT. AGREEMENT - This document, along with any other documents we give you pertaining to your account(s), is a contract that establishes rules which control your account(s) with us. Please read this carefully and retain it for future reference. If you sign the signature card or open or continue to use the account, you agree to these rules. You will receive a separate schedule of rates, qualifying balances, and fees if they are not included in this document. If you have any questions, please call us. This agreement is subject to applicable federal laws, the laws of the state of Pennsylvania and other applicable rules such as the operating letters of the Federal Reserve Banks and payment processing system rules (except to the extent that this agreement can and does vary such rules or laws). The body of state and federal law that governs our relationship with you, however, is too large and complex to be reproduced here. Any provision that appoints us as an agent is not subject to the provisions of 20 Pa.C.S.A. Section 5601 et seq. (Chapter 56; Decedents, Estates and Fiduciaries Code). By exercising any of our rights under this agreement, we do so for our sole benefit. The purpose of this document is to:
TERMS AND CONDITIONS OF YOUR ACCOUNT. AGREEMENT - This document, along with any other documents we give you pertaining to your account(s), is a contract (also referred to as “this agreement”) that establishes rules which control your account(s) with us. Please read this carefully and retain it for future reference. If you open the account (whether in-person, electronically, or by any other method permitted by us) or continue to use the account after receiving a notice of change or amendment, you agree to these rules. You will receive a separate schedule of rates, qualifying balances, and fees if they are not included in this agreement. If you have any questions, please ask us. This agreement is subject to applicable federal laws, the laws of the state of Connecticut and other applicable rules such as the operating letters of the Federal Reserve Banks and payment processing system rules (except to the extent that this agreement can and does vary such rules or laws). The body of state and federal law that governs our relationship with you, however, is too large and complex to be reproduced here. The purpose of this agreement is to:
TERMS AND CONDITIONS OF YOUR ACCOUNT. Account Agreement
TERMS AND CONDITIONS OF YOUR ACCOUNT. AGREEMENT - This document, along with any other documents we give you pertaining to your account(s), is a contract that establishes rules which control your account(s) with us. Please read this carefully and retain it for future reference. If you sign the signature card or open or continue to use the account, you agree to these rules. You will receive a separate schedule of rates, qualifying balances, and fees if they are not included in this document. If you have any questions, please call us. This agreement is subject to applicable federal laws, the laws of the state of the branch in which your account is located and other applicable rules such as the operating letters of the Federal Reserve Banks and payment processing system rules (except to the extent that this agreement can and does vary such rules or laws). The body of state and federal law that governs our relationship with you, however, is too large and complex to be reproduced here. The purpose of this document is to:
TERMS AND CONDITIONS OF YOUR ACCOUNT. AGREEMENT – This document, along with any other documents we give you pertaining to your account(s), is a contract that establishes rules which control your account(s) with us. Please read this carefully. If you sign the signature card or open or continue to have your account with us, you agree to these rules. You will receive a separate schedule of rates, qualifying balances, and fees if they are not included in this document. If you have any questions, please call us. This agreement is subject to applicable federal laws and the laws of the state of Massachusetts (except to the extent that this agreement can and does vary such rules or laws). The body of state and federal law that governs our relationship with you, however, is too large and complex to be reproduced here. The purpose of this document is to:
TERMS AND CONDITIONS OF YOUR ACCOUNT. AGREEMENT - This document, along with any other documents we give you pertaining to your account(s), is a contract that establishes rules which control your account(s) with us. Please read this carefully. By signing (manually, electronically or otherwise) or submitting (electronically, orally or otherwise) an application or other form when you open or request an account, product or service, or by otherwise opening or using an account, product or service, you agree that you (and your heirs, successors, representatives, or assignees, if any) will be bound by the terms of this agreement, together will all amendments thereto in effect from time to time. In addition, if we convert your account into another type of account, whether at your request or as we are authorized under this agreement, your continued use of the account after we have provided notice to you of such account conversion confirms your agreement to the terms of the converted account. You will receive a separate schedule of rates, qualifying balances, and fees if they are not included in this document. If you have any questions, please call us. This agreement is subject to applicable federal laws and the laws of the state indicated in our address on the signature card for this account (except to the extent that this agreement can and does vary such rules or laws). The body of state and federal law that governs our relationship with you, however, is too large and complex to be reproduced here. The purpose of this document is to:
TERMS AND CONDITIONS OF YOUR ACCOUNT. You acknowledge and agree that your Account maintained with Bank is an integral part of the Services offered by Bank and that all transactions and Services initiated or processed pursuant to this Agreement are subject to the terms and conditions of your account ("Terms and Conditions") governing Accounts in effect from time to time between you and Bank. The Terms and Conditions are expressly incorporated herein by reference. In the event of any inconsistency between this Agreement and the Terms and Conditions, the Terms and Conditions shall control only to the extent of the direct conflict.
