YOU FOR OUR SERVICES. The method of paying for our services will depend on the type / level of service (s) provided. We will discuss your payment options with you and answer any questions you have. We will agree the basis, frequency and method of any charges with you in writing before we carry out any work that you will be charged for. For examples of the cost of our services see “The Cost of Our Services” on the following pages. We will not charge you anything until you have agreed on how much we are to be paid. We will inform you if you have to pay VAT. Advised services For our advised services, you will be charged an adviser charge. The actual amount will depend on the service (s) provided to you and the amount will be agreed with you before we carry out any work that we will charge you for. Our “Services and Payments Agreement” that we will issue to you, will contain details of how much you will be charged and how payment is to be made. Initial advice service Our initial advice will be appropriate for you, based on your requirements and circumstances at that time. We will not ensure that any initial advice remains suitable for you at a later date, unless you select to receive ongoing services from us. Ongoing services In addition to our initial advice services, you could ask us to undertake further services on an ongoing basis. Details of any ongoing services that we offer are detailed later within this document. You may at any time cancel an Ongoing Advice Service by serving your notification of cancellation to us in writing. Upon receipt of your cancellation notice for an Ongoing Advice Service we will arrange for any future payment of any associated charges to cease. Our typical adviser charges are noted below. The exact amount may be more or less than this, but will be specifically agreed with you based on the work you ask us to do for you. We will confirm the actual adviser charges in writing within our separate ‘Services & Payment Agreement’, before providing our services to you. If we do not agree a fixed adviser charge with you at outset, you may ask us for an estimate of how much in total we might charge for any service(s) provided. You may also ask us not to exceed a given amount without checking with you first. The cost of our services Payment for initial advice services Before we provide any services to you, we will gather information about your circumstances and needs. We will not make a charge for this. After this we will charge you: For Single Premium and Lum...
YOU FOR OUR SERVICES. The method of paying for our services will depend on the type / level of service(s) provided. We will discuss your payment options with you and answer any questions you may have. We will agree the basis and method of any charges with you in writing before we carry out any work that you will be charged for. We will not charge you anything until you have agreed on how much we are to be paid. We will inform you if you have to pay VAT.
