Medical Evacuation. Should the Insured suffers from Bodily Injury or sudden Illness and requires Emergency assistance such that IPA’s medical team and the attending physician recommend hospitalization in a or another medical facility where the Insured can be suitably treated IPA will on behalf of the Company arrange and pay for: The transfer of the Insured into one of the nearest hospital and, If necessary in the joint opinion of the attending physician and IPA, on medical grounds
i) The transfer of the Insured with necessary medical supervision by any means (including but not limited to air ambulance, scheduled commercial flight, and road ambulance) to a hospital that IPA consider more appropriately equipped for the particular Bodily Injury or sudden Illness, or
ii) The direct repatriation, including road ambulance transfers to and from the airports, of the Insured with necessary medical supervision by scheduled airline to a more appropriate hospital or other health care facility near his/her Place of Residence, if his/her medical condition permits such repatriation. The IPA’s medical team and attending physician will determine the necessary arrangements according to the circumstances.
Medical Evacuation. The Company shall indemnify up to the Sum Insured as specified in the Policy Certificate or Rs. 20 Lakhs (whichever is lesser), for the reasonable cost incurred towards the medical evacuation of the Insured Person in an Emergency, through an Ambulance, including Air Ambulance or any other transportation and evacuation services to the nearest Hospital, (including necessary medical care en-route forming part of the treatment) for any Illness contracted or Injury sustained by the Insured Person during the Policy Year, subject to the conditions specified below:
(i) The treating Medical Practitioner certifies in writing that the severity or the nature of the Insured Person’s Illness or Injury warrants the Insured Person’s emergency Medical evacuation;
(ii) These transportation expenses are limited to transporting the Insured Person from the place of contracting or sustaining such Illness or Injury to the nearest appropriate Hospital. Any transportation from one hospital to another is not covered under this Benefit;
(iii) This benefit will be extended only through Cashless Facility, if the costs are certified and authorized by the Company or the Assistance Service Provider in advance, unless the Insured Person has a Life Threatening Medical Condition and the Insured Person (or his representatives) arrange for the emergency Medical evacuation at their own cost and expense in which case the Company will indemnify the costs incurred on the emergency Medical evacuation in accordance with the terms of this Benefit.;
(iv) Payment under this Benefit is subject to a Claim for the same Illness or Injury being admitted by the Company under Benefit 3.
2.1 ( Worldwide In-Patient Cover (for Emergency));
(v) Additional Documents to be submitted for any Claim under this Benefit:
a) It is a condition precedent to the Company’s liability under this Benefit that the following information and documentation shall be submitted to the Company or the Assistance Service Provider immediately and in any event within 30 days of the event giving rise to the Claim under this Benefit:
b) Medical reports and transportation details issued by the evacuation agency, prescriptions and medical report by the attending Medical Practitioner furnishing the name of the Insured Person and details of treatment rendered along with the statement confirm the necessity of evacuation.
c) Documentary proof for expenses incurred towards the Medical Evacuation.
i. Clause 6.7(a) of Payment Terms under Claims Proc...
Medical Evacuation. Air Ambulance Services
Medical Evacuation. Ambulance Meeting Point: (List the location) Location UBD Reference Grid Reference
Medical Evacuation. Provides for reimbursement of the car or air transportation costs of the injured Policyholder, which were incurred during the insurance period and insurance event ongoing during this period, accompanied by medical personnel, from the scene of the accident or to another medical institution. In case of non-residents, transportation to Tbilisi / Kutaisi / Batumi International Airport or border checkpoint, within the limit specified in the policy. Transportation of the Policyholder (in Tbilisi, as well as in the nearest relevant medical institution of the districts) is organized by the Insurer;
Medical Evacuation. The Company shall indemnify the Insured for the cost incurred for an ambulance or any other transportation and evacuation services, including necessary medical care en-route, reasonably incurred forming part of the treatment for any Illness contracted or Injury sustained whilst on Trip during the Period of Insurance. These transportation expenses would be limited to transporting the Insured from the place of contracting/ sustaining Illness/ Injury to the nearest appropriate Hospital. Provided that such evacuation is recommended by the attending Physician and such cost are certified and authorized by the Assistance Service Provider of and/ or by the Company. For the purpose of this cover,
i. Medical condition of insured warrants immediate Transportation from the place where he/she is injured or sick to the nearest Hospital where appropriate medical treatment can be obtained; or
ii. after being treated at a local Hospital, medical condition of the insured warrants Transportation to the country where the Trip commenced to obtain further medical treatment or to recover; or
iii. both (i) and (ii) above.
Medical Evacuation. The PSA Holder shall obtain medical evacuation insurance. The PSA Holder is not eligible for medical evacuation by UNDP, unless he/she is on official travel outside the Duty Station specified in Block 9 of the Face Sheet. In the event of an emergency, UNDP will make efforts to facilitate the medical evacuation of the PSA Holder, where the service exists and is able to cater for the PSA Holder, and where the local health services are inadequate and the PSA Holder requests the assistance of UNDP. The cost for such medical evacuation shall be borne by the PSA Holder.
Medical Evacuation. This section covers an emergency medical transfer as a direct result of medical complications caused by Covid-19 during the insured’s stay in St. Maarten. Coverage under this section is subject to an active period of insurance and the maximum insured limit specified on the List of Benefits.
a. Medically necessary treatment to prevent loss of life cannot be provided in St. Maarten; and
b. the attending physicians and specialists recommend and certify the medical transfer; and
c. the insured or relative agrees with the medical transfer; and
d. the air transportation is approved in advance by insurers; and
e. the medical transfer is coordinated by the designated plan administrator. The Medical Evacuation benefit is subject to the following restrictions:
a. we will provide emergency medical evacuation only to the nearest hospital that is qualified to provide the medically necessary treatment to prevent loss of life of the insured.
b. If the nearest qualified hospital is in the insured’s home country, the coverage for all other benefits provided under this insurance shall be terminated automatically upon the insured’s arrival in his or her home country. The insured understands that the timeliness or feasibility of an emergency medical evacuation can be affected by circumstances which are not within the control of the insurers and plan administrator, such as delays or restrictions on flights caused by mechanical problems, government officials, restrictions on Covid- 19 patients entering a country, hospital capacity and availability, weather problems and other Acts of God. The insured agrees not to hold the plan administrator and insurers liable for any delays or flight cancellations that are not within the insurers’ or plan administrator’s control.
Medical Evacuation. We shall indemnify the reasonable costs necessarily incurred for the Medical Evacuation of the Insured Person whilst on a Trip during the Period of Insurance in an emergency through an Ambulance or any other transportation and evacuation services including necessary medical care en-route forming part of the treatment, provided that:
i. The Insured Person’s Hospitalization commenced and continued as per the written advice of a Medical Practitioner.
ii. The treating Medical Practitioner certifies in writing that the severity or the nature of the Insured Person’s Illness or Injury warrants the Insured Person’s emergency medical evacuation.
iii. The transportation expenses are limited to transporting the Insured Person from the place of contracting or sustaining such Illness or Injury to the nearest appropriate hospital abroad.
iv. The extra costs of medically necessary and prescribed transportation of the Insured/ Insured Person from the foreign country to a hospital to his/ her Country of Residence (Applicable for Overseas Policy).
v. If it is medically necessary in the opinion of Emergency Assistance Service Provider, that the Insured/ Insured Person needs to be accompanied by a Medical Practitioner, nurse, relative, friend or colleague; then the additional costs for an accompanying person would also become payable
vi. This Benefit shall be provided that the costs are certified in writing and authorized by Us or the Assistance Service Provider in advance.
vii. The Company’s liability would not exceed the Sum Insured or sub-limit amount mentioned against this benefit in the Policy Schedule/Certificate of Insurance.
viii. The deductible under this cover will be applicable, if any and shall be of an amount as specified in the Policy Schedule/Certificate of Insurance.
