Trip Delay. We will pay the amount specified in the Certificate of Insurance if an Insured Person’s journey on a Common Carrier is delayed beyond the number of hours specified in the Certificate of Insurance of its scheduled departure or scheduled arrival time, during the Travel Period. This In-built Benefit will be payable provided that:
a. The Insured Person provides Us with a written proof from the Common Carrier of the length of the delay unless this proof is available to Us directly from a reliable source in the public domain;
b. The delay is in excess of the Deductible from the time of scheduled departure or scheduled arrival time of the Common Carrier;
c. The delay in not due to the late arrival of the Insured Person; We shall not accept more than one claim under this Benefit during the Travel Period.
Trip Delay. If a Person Insured’s scheduled return trip has been missed due to the hospitalization of that Person Insured, economy class transportation will be provided to the place of departure if the original ticket is void.
Trip Delay. We will indemnify the expenses incurred by the Insured for every 12 hours, subject to the amount and deductible (wherever applicable), specified in the Schedule if the Insured’s journey during the Period of Insurance is delayed for more than 12 consecutive hours for one of the following reasons:
a) The Common Carrier in which the Insured is scheduled to travel is delayed due to inclement weather;
b) The Common Carrier in which the Insured is scheduled to travel is delayed due to strike or other action by employees of the Common Carrier;
c) The Common Carrier in which the Insured is scheduled to travel is delayed due to equipment failure on the part of that Common Carrier;
d) The Insured loses his/her passport during the Period of Insurance provided that We have accepted a claim under Section B.5. This Benefit shall be available if the Sapphire I/ II or Diamond I/ II Plans are in force for the Insured. In addition to General Exclusions, We shall not be liable to make any payment under this Section B.2. directly or indirectly for, caused by, based upon, arising out of or howsoever attributable to any delay which was made public or known to the Insured prior to the commencement of the Period of Insurance or for any departure which is delayed as a result of the Insured or any other person who has arranged to travel with failing to check in correctly as required by the Common Carrier.
Trip Delay. In the event of any delay of the Common Carrier, whilst on a Trip, at any Port specified in the Insured Person's main travel booking, the Company shall reimburse the Insured Person for any Reasonable Additional Expenses such as expenses incurred on temporary accommodation and emergency purchases of toiletries, medication and clothing, upto the limit of Sum Insured specified against this Benefit in the Policy Certificate, if such delay is caused due to any of the following reasons:
1. Inclement Weather
2. Air traffic congestion.
3. Any Strike, riots, industrial action at the Port or relating to the Common Carrier
4. Accidental or mechanical failure, or any technical problem in the Common Carrier This Benefit shall be payable subject to the following:
1. The Insured Person shall submit to the Company sufficient proof to substantiate the reason for such delay of the Common Carrier, unless this proof is available to the Company directly from a reliable source in the public domain;
2. The delay of the Common Carrier is in excess of 3 hours or the number of hours specified in the Policy Certificate from the scheduled time of the Common Carrier at the Port.
3. The Company shall be liable under this Benefit for only one / multiple delay/s, as specified in the Policy Certificate, encountered by the Insured Person during the Period of Insurance, irrespective of whether the Policy is Single Trip or Multi Trip Policy.
4. A Deductible of the number of hours and an amount specified in the Policy Certificate shall be separately applicable for each and every claim made under this Benefit.
Trip Delay. In the event of any delay of the Common Carrier, whilst on a Trip, at any Port specified in the Insured Person's main travel booking, the Company shall reimburse the Insured Person for any Reasonable Additional Expenses such as expenses incurred on temporary accommodation and emergency
1. Valuables, Money, any kind of securities and tickets/passes or any other item not declared and/or agreed by the Company.
2. Loss of any Checked-in Baggage unless a Property Irregularity Report or other report usually issued by the Common Carrier in the event of loss of Checked-in Baggage has been procured and submitted to the Company.
3. Any partial loss of the items contained within the Checked-in Baggage.
4. Losses arising from any delay, detention, confiscation by the customs officials or other public authorities.
5. Any Checked-in Baggage loss while the Insured Person is in India/ Country of Origin. purchases of toiletries, medication and clothing, upto the limit of Sum ManipalCigna Group Overseas Travel Insurance Policy | Terms & Conditions | UIN: CTTTGOP19019V011819 | October 2021 Insured specified against this Benefit in the Policy Certificate, if such delay is caused due to any of the following reasons:
1. Inclement Weather
2. Air traffic congestion.
3. Any Strike, riots, industrial action at the Port or relating to the Common Carrier
4. Accidental or mechanical failure, or any technical problem in the Common Carrier This Benefit shall be payable subject to the following:
6. Any exclusion mentioned in the “General Exclusions” Section of this Policy
Trip Delay. We will pay a fixed amount for each block of 4 hours delay upto the limits specified in Policy Schedule, if actual departure time of the scheduled Common Carrier in which the Insured Person is scheduled to travel on a valid ticket during the Period of Insurance is delayed for more than 4 hours from the Scheduled departure time and directly due to any of the following reasons: • Delay of a Common Carrier directly caused by severe weather conditions (not limited to floods, rains, storm, cyclone or tempest • Delay of a Common Carrier due to an Earthquake • Delay of a Common Carrier due to an act of terror • Delay due to a sudden strike or any other action by employees of the Common Carrier. • Delay due to equipment failure of the Common Carrier. • Delay due to operational problem at the Common Carrier end like crew/staff scheduling issues. • Cancellation or rescheduling done by the Common Carrier. Our overall liability shall be limited to loss suffered by the Insured for only one of such incidents in case of single trip, and one of such incident per trip in case of annual multi trip of trip delay. In case of Individual Policy, this payout will be available on individual basis and in case of Floater Policy the payout will be available on floater basis.
1. Any delay due to reasons, which were made public or known to You at least 6 hours prior to the scheduled departure of the Common Carrier In the event of any of the contingencies covered hereunder occurring either at the place of origin in the Country of Residence of the Insured or at any intermediary place any time after the commencement of the Trip and before termination of the same, resulting in the delay of the scheduled travel being part of the Trip, immediate notice thereof shall be given by the Insured to the Assistance Service Provider of Company. Documents to be submitted in support of the claim: • Confirmation of cancellation of the Trip from the Common Carrier detailing the circumstances of cancellation. • Letter from the Common Carrier stating reason and duration of delay • Security stamped boarding pass for the flight which got delayed • Passport Copy with Entry and Exit stamp
Trip Delay. Your Common Carrier is delayed from reaching the Scheduled Destination or Return Destination; for 3 or more hours; In the event of a dispute regarding the length of the delay, information from the U.S. Department of Transportation or other similar governmental sources will be considered the final authority. The maximum limit payable between all events will not exceed the Travel Inconvenience Benefit limit shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, if You occupy an Accommodation and You unintentionally damage an Accommodation or its contents during the Trip. We will reimburse You for Your liability for damage for the lesser of the cost of repairs or the cost to replace the damaged items, subject to the following:
1. this benefit applies only to any liability or obligation You expressly assume under a written agreement for an Accommodation’s use during Your Trip, provided the agreement is executed by You prior to Your occupancy of the Accommodation; and
Trip Delay. Your Common Carrier is delayed from reaching the Scheduled Destination or Return Destination; for 3 or more hours; In the event of a dispute regarding the length of the delay, information from the U.S. Department of Transportation or other similar governmental sources will be considered the final authority. The maximum limit payable between all events will not exceed the Travel Inconvenience Benefit limit shown in the Schedule of Benefits. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy. We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, if You occupy an Accommodation and You unintentionally damage an Accommodation or its contents during the Trip. We will reimburse You for Your liability for damage for the lesser of the cost of repairs or the cost to replace the damaged items, subject to the following:
1. this benefit applies only to any liability or obligation You expressly assume under a written agreement for an Accommodation’s use during Your Trip, provided the agreement is executed by You prior to Your occupancy of the Accommodation; and
2. the owner, lessor or legal representative of any such Accommodation has made written demand to You for loss or damage to such Accommodations or its contents; and
3. You are adjudged or determined to be responsible for the loss or damage to any such Accommodation or its contents. Coverage is provided to You and all travelers under the Accommodation reservation during Your Trip, provided You are listed on the rental agreement.
