Non-occupational Accident and Sickness Insurance a. The Welfare Plan will include Non-occupational Accident and Sickness Insurance that will provide a benefit of sixty-two percent (62%) of the employee’s regular job rate to the maximums in the following table. Weekly Indemnity benefits will be payable beginning with the first day of disability caused by non-occupational accident and beginning with the fourth day of disability caused by non-occupational sickness as long as the employee has been treated by a physician or surgeon, except that in those cases of non-occupational sickness which result in the claimant being hospitalized, and in those cases where surgery is performed which necessitates loss of time from work, the said weekly indemnity benefits will be payable beginning with the first day of sickness. Benefits will be payable for a maximum of fifty-two (52) weeks during any one period of disability.
b. Maximum Weekly Indemnity Benefits Payable
c. Each of the hourly job rates in the above table is defined as the straight time rate of the employee's regular job, exclusive of all premiums and fringes.
d. Income tax shall be deducted from Weekly Disability Payments on a single status basis. Employees who wish tax deducted on some other basis may make arrangements by contacting the Human Resources department.
e. An employee receiving benefits under this insurance shall not be entitled to receive vacation pay during the same period unless the employee has been off work for more than four (4) months, or in the event such vacation pay represents the balance owing to an employee at the end of a vacation year.
f. Weekly indemnity benefits which begin prior to age sixty-five (65) will continue until the employee has received at least fifteen (15) weeks of benefits or until the employee is no longer disabled or retires, whichever comes first. Where the employee recovers an amount from a liable third party for loss of income as a result of the same accident or illness, they must reimburse the Plan once they receive one hundred percent (100%) of their loss. One hundred percent (100%) of their loss includes gross wages lost. The premium structure for coverage of an employee over the age of sixty-four (64) will be as follows: First three (3) months 75% of Normal Premium Second three (3) months 50% of Normal Premium Third three (3) months 25% of Normal Premium Last three (3) months No Premium
Non-occupational Accident and Sickness Insurance. (i) The Welfare Plan will include Non-occupational Accident and Sickness Insurance in accordance with the Table. Weekly Indemnity benefits will be payable beginning with the first day of disability caused by non-occupational accident and beginning with the fourth day of disability caused by non- occupational sickness, except that in those cases of non- occupational sickness, which result in the claimant being hospitalized as a bed patient, and in those cases where surgery is performed which necessitates loss of time from work, the said Weekly Indemnity benefits will be payable beginning with the first day of sickness. Benefits will be payable for a maximum of fifty-two (52) weeks during any one period of disability. Only one (1) waiting period will be required for serious illnesses which require kidney dialysis, chemotherapy, radiation or other similar recurring treatments. This will provide benefits, after the initial waiting period, for any subsequent lost time.
(ii) Weekly indemnity benefits which begin prior to age sixty-five (65) will continue until the employee has received at least 15 weeks of benefits, or until the employee is no longer disabled or retires, whichever comes first.
(iii) Where the employee recovers an amount from a liable third party for loss of income as a result of the same accident or illness, they must reimburse the Plan once they receive 100% of their loss. One hundred percent (100%) of their loss includes gross wages lost.
(iv) The premium structure for coverage of an employee over the age of 64 will be as follows: First three months 75% of Normal Premium Second three months 50% of Normal Premium Third three months 25% of Normal Premium Last three months No Premium
Non-occupational Accident and Sickness Insurance. The Welfare Plan will include Non-occupational Accident and Sickness Insurance in accordance with the Table. Weekly Indemnity benefits will be payable beginning with the first day of disability caused by non-occupational accident and beginning with the fourth day of disability caused by non-occupational sickness, except that in those cases of non-occupational sickness which result in the claimant being hospitalized as a bed patient, and in those cases where surgery is performed which necessitates loss of time from work, the said Weekly Indemnity benefits will be payable beginning with the first day of sickness. Benefits will be payable for a maximum of fifty-two (52) weeks during any one period of disability. Payment of Weekly Indemnity benefits will be made directly from the local mill. Weekly Indemnity benefits which begin prior to age 65 will continue until the employee has received at least 15 weeks of benefits, or until the employee is no longer disabled or retires, whichever comes first. Where the employee recovers an amount from a liable third party for loss of income as a result of the same accident or illness, they must reimburse the plan once they receive 100% of their loss. One hundred percent (100%) of their loss includes gross wages lost. The premium structure for coverage of an employee over the age of 64 will be as follows: First three months 75% of normal premium Second three months 50% of normal premium Third three months 25% of normal premium Last three months No premium
Non-occupational Accident and Sickness Insurance. The Welfare Plan will include Non-Occupational Accident and Sickness Insurance that will provide a benefit of sixty percent (60%) of the employee’s regular job rate to the maximums in the following table. Effective Date Benefit Maximum May 1, 2012 $845.00 per week May 1, 2013 $845.00 per week May 1, 2014 $845.00 per week May 1, 2015 $860.00 per week May 1, 2016 $880.00 per week Weekly Indemnity benefits will be payable beginning with the first day of disability caused by non-occupational accident and beginning with the fourth day of disability caused by non-occupational sickness, except that in those cases of non- occupational sickness, which result in the claimant being hospitalized as a bed patient, and in those cases where surgery is performed which necessitates loss of time from work, the said Weekly Indemnity benefits will be payable beginning with the first day of sickness. Benefits will be payable for a maximum of fifty-two (52) weeks during any one period of disability. Weekly Indemnity benefits which begin prior to age 65 will continue until the employee has received at least fifteen (15) weeks of benefits, or until the employee is no longer disabled or retires, whichever comes first. The premium structure for coverage of an employee over the age of 64 will be as follows: First three months 75% of Normal Premium Second three months 50% of Normal Premium Third three months 25% of Normal Premium Last three months No Premium Where the employee recovers an amount from a liable third party for loss of income as a result of the same accident or illness, they must reimburse the Plan once they receive 100% of their loss. One hundred percent (100%) of their loss includes gross wages lost.
Non-occupational Accident and Sickness Insurance. The Welfare Plan will include Non-occupational Accident and Sickness Insurance in accordance with the Table. Weekly Indemnity benefits will be payable beginning with the first day of disability caused by non-occupational accident and beginning with the fourth day of disability caused by non-occupational sickness, except that in those cases of non-occupational sickness, which result in the claimant being hospitalized as a bed patient, and in those cases where surgery is performed which necessitates loss of time from work, the said Weekly Indemnity benefits will be payable beginning with the first day of sickness. Benefits will be payable for a maximum of fifty-two (52) weeks during any one period of disability.
Non-occupational Accident and Sickness Insurance. The welfare plan will include non-occupational accident and sickness insurance that will provide a benefit of sixty- two percent (62%) of the employee’s regular job rate to the maximums in table "Weekly Indemnity Benefits". Benefits will be payable beginning with the first day of disability caused by non-occupational accident and beginning with the fourth day of disability caused by non-occupational sickness except that in those cases of non- occupational sickness which results in the claimant being hospitalized and in those cases where surgery is performed which necessitates loss of time from work, the said weekly indemnity benefits will be payable beginning with the first day of sickness. Benefits will be payable for a maximum of fifty-two (52) weeks during any one period of disability. Benefit payment will not be made beyond age 65 and in all cases, will cease upon recovery. Where the employee recovers an amount from a liable third party for loss of income as a result of the same accident or illness, they must reimburse the Plan once they receive 100% of their loss. One hundred percent (100%) of their loss includes gross wages lost. The premium structure for coverage of an employee over the age of 64 will be as follows: First three months 75% of Normal Premium Second three months 50% of Normal Premium Third three months 25% of Normal Premium Last three months No Premium The Company undertakes to amend the appropriate section of the insurance coverage contract with respect to the duration of pregnancy coverage. The change will provide for coverage for medical complications to mother or unborn child during pregnancy to the extent that the present limit of fifteen (15) weeks coverage under the plan will be eliminated and the revision will provide for benefits to be paid for the period up to but not including the ten (10) weeks before delivery and the six
Non-occupational Accident and Sickness Insurance. (a) Weekly Indemnity: qualifying period effective date of ratification; first day of accident, first day of hospitalization, fourth day of illness; benefit payment will be 66 2/3% of regular hourly rate for a maximum period of 15 weeks. If an employee undergoes outpatient surgery in a hospital or clinic during the first four (4) days of a work absence, not due to Workers’ Compensation Board injury, then benefits will commence on the first day such surgery is undergone.
Non-occupational Accident and Sickness Insurance. The Welfare Plan will include Non-Occupational Accident and Sickness Insurance that will provide a benefit of sixty two percent (62%) of the employee’s regular job rate to the maximums in the following table: Effective Date Benefit Maximum Date of ratification $925.00 per week May 1, 2013 $925.00 per week May 1, 2014 $925.00 per week May 1, 2015 $948.13 per week May 1, 2016 $976.57 per week Note: The increases effective May 1, 2015, and May 1, 2016, reflect the benefit being increased in accordance with the general wage increases effective on those dates. Weekly Indemnity benefits will be payable beginning with the first day of disability caused by non-occupational accident and beginning with the fourth day of disability caused by non-occupational sickness, except that in those cases of non-occupational sickness, which results in the claimant being hospitalized as a bed patient, and in those cases where surgery is performed which necessitates loss of time from work, the said Weekly Indemnity benefits will be payable beginning with the first day of sickness. Benefits will be payable for a maximum of fifty-two (52) weeks during any one period of disability. Weekly Indemnity benefits which begin prior to age 65 will continue until the employee has received at least fifteen
Non-occupational Accident and Sickness Insurance. The Welfare Plan will include Non-Occupational Accident and Sickness Insurance that will provide a benefit of sixty- two percent (62%) of the employee’s regular job rate to the maximums in the following table: Date of ratification 2017 $1000.00 per week May 1, 2018 $1020.00 per week May 1, 2019 $1050.00 per week May 1, 2020 $1080.00 per week *Note: Each of the hourly job rates in the above table is defined as the straight time rate of the employee’s regular job, exclusive of all premiums and fringes. Weekly Indemnity benefits will be payable beginning with the first day of disability caused by non-occupational accident and beginning with the fourth day of disability caused by non-occupational sickness, except that in those cases of non-occupational sickness, which results in the claimant being hospitalized as a bed patient, and in those cases where surgery is performed which necessitates loss of time from work, the said Weekly Indemnity benefits will be payable beginning with the first day of sickness. Benefits will be payable for a maximum of fifty-two (52) weeks during any one period of disability. Weekly indemnity benefits which begin prior to age 65 will continue until the employee has received at least fifteen
Non-occupational Accident and Sickness Insurance. The Welfare Plan will include Non-Occupational Accident and Sickness Insurance that will provide a benefit of sixty-two percent (62%) of the employee’s regular job rate to the maximums in the following table: 2012-2015 $925.00 per week May 1, 2015 $948.00 per week May 1, 2016 $976.00 per week *Note: Each of the hourly job rates in the above table is defined as the straight time rate of the employee's regular job, exclusive of all premiums and fringes.
