LONG TERM INCOME PROTECTION. 36.1 The Employer shall pay eighty-five percent (85%) of the monthly premium costs for every full time employee who is eligible for coverage subject to Article 36.5.2 and the employee shall pay the balance of the premium costs through payroll deduction. Effective April 1, 2010, the Employer shall pay one hundred per cent (100%) of the monthly premium costs for every full time employee who is eligible for coverage subject to Article 36.5.2.
LONG TERM INCOME PROTECTION. 70.1 Effective June 1, 2002, the Employer shall pay one hundred percent (100%) of the monthly premium of the Long Term Income Protection (L.T.I.P.) plan. 70.2.1 (a) Effective January 1, 1992 and until December 31, 2009, the L.T.I.P benefit is sixty-six and two-thirds percent (66 2/3%) of an employee’s gross salary at the date of disability, including any retroactive salary adjustment to which the employee is entitled. Effective January 1, 2010, the L.T.I.P. benefit is sixty-six and two thirds percent (66²⁄³%) of the employee’s gross salary at the date that the carrier deems to be the effective date on which the employee is entitled to receive L.T.I.P. benefits, including any retroactive salary adjustment to which the employee is entitled.
LONG TERM INCOME PROTECTION. 42.1 The Employer shall pay eighty-five percent (85%) of the monthly premium of the Long Term Income Protection (L.T.I.P.) plan. 42.2.1 (a) The L.T.I.P. benefit is sixty-six and two-thirds percent (66-2/ 3%) of the employee’s gross salary at the date of disability, including any retroactive salary adjustment to which the employee is entitled.
LONG TERM INCOME PROTECTION. The Long Term Income Protection Plan shall provide sixty-six and two thirds percent (66 2/3%) of the regular salary of an employee who participates in the Plan and who,
LONG TERM INCOME PROTECTION. 39.01 Effective January 1, 2013, the Employer will pay one hundred percent (100%) of the premium of the Long Term Income Protection Plan (LTIP).
39.02 Effective January 1, 2013, and annually thereafter, the total monthly payment for employees in receipt of LTIP under the Employer’s Plan shall be increased by up to two percent (2%) based on the average annual increase in the Ontario Consumer Price Index (CPI) as published by Statistics Canada each January.
39.03 Employees have the right to appeal the denial of LTIP benefits to a Joint LTIP Benefits Review Committee in addition to the right to appeal directly to the carrier.
LONG TERM INCOME PROTECTION. Effective January to May the employer shall pay eighty-five (85%) of the monthly premium of the Long Term Income Protection plan.
LONG TERM INCOME PROTECTION. If an employee wishes to have Supplementary Health and Hospital Insurance continue, arrangements may be made through the employee's Human Resources Office. The employee shall pay the full premium.
LONG TERM INCOME PROTECTION. The Employer shall pay eighty-five percent (85%) of the monthly premium of the Long Term Income Protection Plan. The Long Term Income Protection benefit is sixty-six and two-thirds percent of the employee's gross salary at the date of disability, including any retroactive salary adjustment to which the employee is entitled. The Long Term Income Protection benefit to which an employee is entitled under shall be reduced by the total of other disability or retirement benefits payable under any other plan toward which the Employer makes a contribution except for Workers' Compensation benefits paid for an unrelated disability, and such benefits are payable until recovery, death or the end of the month in which the employee reaches age Long Term Income Protection benefits commence after a qualification period of six (6) months from the date the employee becomes totally disabled. Total disability means the continuous inability as the result of illness, mental disorder, or injury of the insured employeeto perform any and every duty of their normal occupation during the qualification period, and during the first twenty-four (24) months of benefit period; and thereafter during the balance of the benefit period, the inability of the employeeto perform any and every duty of any gainful occupation for which they are reasonably fitted by education, training or experience. award. A record of employment, if required in order to claim Employment Insurance sickness and disability benefits, will be granted to an employee and this document shall not be considered as termination of employment. Long Term Income Protection coverage will terminate at the end of the calendar month in which an employee ceases to be an employee. If the employee is totally disabled on the date their insurance terminates, they shall continue to be insured for that disability. If, within three (3) months after benefits from the plan have ceased, an employee has a recurrence of a disability due to the same or a related cause, the benefit approved for the original disability will be reinstated immediately.
LONG TERM INCOME PROTECTION. 35.1 The Long Term Income Protection Plan shall provide sixty-six and two thirds percent (66 2/3%) of the regular salary of an employee who participates in the Plan and who,
a) is totally disabled;
b) is under the care of or is receiving treatment from a legally qualified medical practitioner; and
c) is not, except for the purpose of rehabilitation, engaged in any occupation or employment for which he or she receives a wage or profit, commencing immediately after a qualifying period of six (6) continuous months of total disability and continuing until the earliest of,
(i) termination of the total disability;
(ii) death; or
(iii) the end of the month in which the employee attains the age of sixty-five (65) years.
35.2.1 The insurance coverage mentioned in Article 35.1 of sixty-six and two thirds percent (66 2/3%) of the regular salary of an employee,
a) shall be calculated with reference to the last regular salary of the employee including any retroactive salary to which the employee is entitled before the qualifying period mentioned in Article 35.1; and
b) shall be reduced by an amount equal to the total of the other disability and retirement benefits payable to the employee under any other plans to which the employer contributes excluding WSIB payments for an unrelated disability, and by fifty percent (50%) of any rehabilitation earnings of the employee.
35.2.2 Effective January 1, 2014, the insurance coverage mentioned in Article 35.1 of sixty-six and two thirds percent (66 2/3%) of the regular salary of an employee,
a) shall be calculated with reference to the employee’s gross salary at the first date of eligibility to receive LTIP benefits, including any retroactive salary to which the employee is entitled; and
b) shall be reduced by an amount equal to the total of the other disability and retirement benefits payable to the employee under any other plans to which the employer contributes excluding WSIB payments for an unrelated disability, and by fifty percent (50%) of any rehabilitation earnings of the employee.
LONG TERM INCOME PROTECTION. PT.
12.1 The Employer shall pay one hundred per cent (100%) of the monthly premium costs for every part time employee who is eligible for coverage subject to Article PT.
