GROUP HOSPITAL-MEDICAL INSURANCE. The Board shall issue a bid for medical, prescription, life with AD&D and a dental plan for the duration of this contract in accordance with P.A. 0106. Upon written application by the employee, the MAISD Board will contribute toward the cost of the XXXXX-XXX Choices II or SuperCare I with $10/20 prescription insurance program for each full-time employee of the MAISD. XXXXX-XXX includes:
1. MESSA Choices II or SuperCare I Health Insurance with deductibles as listed below.
2. $10/$20 Prescription coverage through MESSA
3. MESSA Negotiated Life at $35,000 with AD&D 4. MESSA Delta Dental Plan E:007 (80/80/80 - Ortho $1,300 lifetime maximum up to age 19) 5. MESSA Vision VSP-2
GROUP HOSPITAL-MEDICAL INSURANCE. The Medical Insurance Plan will be provided by the Board of Education. Employees shall be responsible for any costs exceeding Board limits per PA 152. Should a high deductible health plan with a health savings account be offered, the Board and the Association will determine if any deductible will be funded. This will be an addendum to the contract.
1. OPTION 1 - PPO Select Plan 100% Plan
2. OPTION 2 - PPO Select Plan 100% Plan
GROUP HOSPITAL-MEDICAL INSURANCE. Upon written application by the employee, the MAISD Board will contribute toward the cost of the XXXXX-XXX insurance program for each full-time employee of the MAISD except as listed below and the cost of the MESSA Long Term Disability Insurance which will be paid by the employee. XXXXX-XXX includes:
1. MESSA Choices II with a $10/20 prescription co-pay and $100/200 deductible 2. MESSA Negotiated Life at $35,000 with AD&D 3. MESSA Delta Dental Plan E:007 (80/80/80 - $1,300) 4. MESSA Vision VSP-2 5. MESSA Long-Term Disability Insurance The Board will pay for Super Care I, XXXXX-XXX rate less $50 and less the cost of MESSA Long-Term Disability which will be paid by the employee. The employee will contribute $50 plus the full cost of the MESSA Long-Term Disability Insurance. Employees not electing health insurance, will receive a cash contribution of $2,500.00 per year if 2 (two) employees or less elect this option. If 3 (three) or more employees elect not to receive health insurance then the annual amount of cash in lieu of health insurance will be $5,000 per year. In addition, the Board will pay for the XXXXX- XXX B rate for the insurance program except MESSA Long-Term Disability Insurance which will be fully paid by the employee. XXXXX-XXX B consists of:
1. MESSA Negotiated Life at $35,000 with AD&D 2. MESSA Delta Dental Plan (80/80/80 - $1,300) 3. MESSA Vision VSP-2
GROUP HOSPITAL-MEDICAL INSURANCE. This plan is a COMPREHENSIVE PLAN so that the co-pay and the deductible provided thereunder shall apply to all benefits, and not merely the major medical component. The program contains a deductible of $300 per person, $600 per family and a co-pay of 20% of the first $5,000 of covered major medical expenses. In additional to the Traditional plan, employees have the option of selecting coverage through a managed-care plan such as a PPO (Preferred Provider Organization). The PPO is the base plan and employees desiring to remain in the Traditional Plan are subject to contribution. Such contribution is the difference in cost between the State of New Jersey’s Traditional group plan and the New Jersey Plus group plan (point of service) in effect January 1st of each year. During this contract said contributions shall be capped for single/family coverage as follows: single - $600 family - $1,200. There will be no preexisting condition clause during open enrollment for 2001 (Traditional and PPO plans).
GROUP HOSPITAL-MEDICAL INSURANCE. The Center Based IA group will remain with the current medical plans for the length of the contract. The Board shall provide no less than three medical plan options per medical plan year.
a) Effective July 1, 2022 and for the duration of the agreement. The Board shall pay the maximum payment permitted ( hard cap) by law for the duration of the contract. The employee shall be responsible for any costs exceeding the Board limits. These health care deductions will be taken over two (2) pay periods per month. For staff choosing 21/22 pay periods, the July and August employee cost share will be equally deducted between January and June pay periods.
b) For employees not electing health insurance, they will receive a cash contribution of $300.00 per month in accordance with the Affordable Health Care Act.
c) In addition, the Board will pay for the cost for these ancillary benefits:
1. NIS (National) Negotiated Life at $35,000 with AD&D 2. MESSA Delta Dental Plan (80/80/80 - $1300)
GROUP HOSPITAL-MEDICAL INSURANCE. The Xxxxxx 1A group will remain with the current medical plan for the length of the contract.
a) Effective July 1, 2019 and for the duration of the agreement, the Board will provide the annual payment for the medical and prescription plan selected by the Association. The Board shall pay the maximum hard cap paid by law. The employee shall be responsible for any costs exceeding the Board limits. Such costs shall be deducted out of the first two pay checks of each month.
b) For employees not electing health insurance, they will receive a cash contribution of $300.00 per month in accordance with the Affordable Health Care Act.
c) In addition, the Board will pay for the cost for these ancillary benefits:
1. NIS (National) Negotiated Life at $35,000 with AD&D 2. MESSA Delta Dental Plan (80/80/80 - $1300)
GROUP HOSPITAL-MEDICAL INSURANCE
