Group Insurances. Enrollment
Group Insurances. Group Life Insurance
Group Insurances. 18.01 It is agreed that during the term of this agreement the Company’s only obligation in respect of benefits is to contribute 100% of the billed premiums towards the coverage of:
A) For eligible regular full time employees who have completed their probationary period and are under the age of sixty-five (65) years, under the following benefit plans:
(i) Ontario Employer Health Tax
(ii) Semi-Private Hospital Care, if not doctor requested, Company to pay 75% and employee to pay 25%.
(iii) Extended Health Benefit Plan, which will include a $1.00 credit card "AG" Drug Plan.
(iv) Group Life Insurance of $42,000.00. Effective November 27, 2018, Group Life Insurance of $43,000.00. Effective November 27, 2019, Group Life Insurance of $44,000.00.
(v) Accidental Death and Dismemberment Benefit of $42,000. Effective November 27, 2018, Accidental Death and Dismemberment Benefit of $43,000.00. Effective November 27, 2019, Accidental Death and Dismemberment Benefit of $44,000.00.
(vi) Vision Care of $350.00 every 24 months effective November 27, 2017 Vision Care of $370.00 every 24 months effective November 27, 2018 Vision Care of $390.00 every 24 months effective November 27, 2019
(vii) Weekly Indemnity up to 26 weeks at 60%.
(viii) Preventative Dental Care Plan, which will change from the 2017 Ontario Dental Association Schedule of Fees to the 2018 Ontario Dental Association Schedule of Fees effective January 1, 2018. Effective January 1, 2019, change to the 2019 Ontario Dental Association Schedule of Fees. Effective January 1, 2020, change to the 2020 Ontario Dental Association Schedule of Fees. Major Restorative Procedures: Dentures, Partial Plates, Crowns and Caps - on a 50/50 co-insurance basis within the existing $2,000.00 annual maximum. Orthodontic coverage to a maximum of $1000.00 per person under the age of 18 years, once per lifetime.
(ix) Long Term Disability Plan, to include: after 26 weeks, 2/3 of earnings to a maximum of $1,550.00 per month, to age 65, but is not retroactive.
B) The letter of Understanding Group Insurance – Post Age 65 Active Employees dated January 30, 2007 which operated under the former collective agreement is deleted. For eligible regular full time employees who have completed their probationary period and are age sixty-five (65) years or older.
(i) Ontario Employer Health Tax
(ii) Semi-Private Hospital Care, if not doctor requested, Company to pay 75% and employee to pay 25%.
(iii) Extended Health Benefit Plan, which will include a...
Group Insurances. 18.01 The Company agrees to provide for all full time employees who have completed their probationary period the sum of $30,000.00 of Group Life Insurance; and during the term of this agreement, will pay the full premium cost of same.
18.02 The Company will provide $3,500.00 Paid Up Life Insurance Policy for each full time employee retiring at age 60 with ten (10) or more years continuous service.
18.03 The Company agrees to continue during the term of this agreement the following Group Health Insurance Benefits which are in effect as of November 27, 1999, for all full time employees who have completed their probationary period, and will pay the full premium cost of same:
(i) Ontario Employer Health Tax and Semi-Private Hospital Care, if not doctor requested, Company to pay 75% and employee to pay 25%.
(ii) Extended Health Benefit Plan which will include a $1.00 credit card "AG" Drug Plan.
(iii) Accidental Death and Dismemberment Benefit of $30,000.00.
(iv) Weekly Indemnity up to 26 weeks at 60%.
(v) Preventative Care Dental Plan, which will change from the 1998 Ontario Dental Association Schedule of Fees to the 2000 Ontario Dental Association Schedule of Fees effective January 1, 2000 and to the 2001 Ontario Dental Association Schedule of Fees effective January 1, 2001.
(vi) Long Term Disability Plan, to include: after 26 weeks, 2/3 of earnings to a maximum of $1,300.00 per month, to age 65, but is not retroactive. It is understood and agreed that employees on weekly indemnity as of September 30th, 1980 or who have exceeded their weekly indemnity benefits shall not be entitled to long term disability benefits. It is further understood and agreed that persons receiving long term disability benefits as of the date of ratification shall continue to receive benefits under provisions of the former Collective Agreement for the period of such disability.
(vii) Vision care of $180.00 every 24 months effective November 27, 1999.
Group Insurances. The Company shall pay the cost of the group insurances as outlined in the attached Appendix “A’ except for the first month the employee will pay of the cost of their Group Insurance Package. Thereafter employees will pay the cost of the Long Term Disability Premium (until their full benefit entitlement is reached). Thereafter employees shall pay per week or 1/52 of the Long Term Disability Premium whichever is greater. These premiums shall be deducted weekly. Appendix “A shall be deemed to be part of this Agreement and shall be subject to any future negotiations. Appendix “A’ shall also be subject to the grievance and arbitration procedures hereunder for the settlement of any dispute involving the same. It is understood and agreed by the parties to this Agreement that the items contained in Appendix “A’ attached hereto shall not be changed or modified during the life of this Agreement except by negotiations and mutual agreement of both parties. The Union agrees to share with the Company all the information it receives regarding the administration of the various benefits outlined in Appendix “A’ herein and also the claims experience. In addition the Company may have their representativeto meet with the Union representativesfor the purpose of discussing any problems related to the administration of the and to review the claims experience. If the Company requests a representative of the may be requested to attend and the claims experience shall be made available.
Group Insurances. The following group insurances on the SWWC group plan shall be provided each eligible employee:
Group Insurances. Section 1. Group Hospitalization
Group Insurances. (Employees and their dependants) The Employer agrees to adhere to the United Food and Commercial Workers Benefit Trust Fund and contribute to the Fund of the United Food and Commercial Workers Benefit Trust an amount equal to 8% of gross insured monthly earnings of all eligible employees having completed three (3) months of continuous service effective January 1, 2011. Effective January 1, 2013, the Employer’s contribution will be increased to 8.5%. Effective January 1, 2015, the Employer’s contribution will increase to 9%. All such employees must adhere to the Plan and contribute to the Fund by means of weekly salary deductions an amount equal to 3.5% of their respective gross insured weekly earnings, or any other reasonable basis of contribution determined by the Board of Trustees of the Commercial Workers Group Insurance Plan effective January 1, 2011. Should an employee become disabled as a result of an occupational accident or illness, the Employer agrees to contribute 100% of the required contributions (employee and Employer) during the first six (6) months of disability. The Home shall sign the entry forms provided.
Group Insurances. 18.01 It is agreed that during the term of this agreement the Company’s only obligation in respect of benefits is to contribute 100% of the billed premiums towards the coverage, of eligible regular full time employees who have completed their probationary period, under the following benefit plans:
(i) Ontario Employer Health Tax
(ii) Semi-Private Hospital Care, if not doctor requested, Company to pay 75% and employee to pay 25%.
(iii) Extended Health Benefit Plan, which will include a $1.00 credit card "AG" Drug Plan.
(iv) Group Life Insurance of $38,000.00.
(v) Accidental Death and Dismemberment Benefit of $38,000.00.
(vi) Vision Care of $240.00 every 24 months effective November 27,2006.
(vii) Weekly Indemnity up to 26 weeks at 60%.
(viii) Preventative Dental Care Plan, which will change from the 2008 Ontario Dental Association Schedule of Fees to the 2009 Ontario Dental Association Schedule of Fees effective January 1, 2009. Effective January 1, 2010, change to the 2010 Ontario Dental Association Schedule of Fees. Effective November 27, 2003 addition of Major Restorative Procedures – Dentures, Partial Plates, Crowns and Caps - on a 50/50 co-insurance basis within the existing $2,000.00 annual maximum.
(ix) Long Term Disability Plan, to include: after 26 weeks, 2/3 of earnings to a maximum of $1,550.00 per month, to age 65, but is not retroactive. It is further understood and agreed that persons receiving long-term disability benefits as of the date of ratification shall continue to receive benefits under provisions of the former Collective Agreement for the period of such disability.
18.02 The Company will provide $4,800.00 Paid Up Life Insurance Policy for each full time employee retiring at age 60 with ten (10) or more years continuous service.
Group Insurances. 18.01 The Company agrees to provide for all full time employees who have completed their probationary period the sum of $50,000 of Group Life Insurance to age 70; and during the term of this agreement, will pay the full premium cost of same.
18.02 The Company will provide $4,000.00 lump sum payment to each full time employee retiring at age 60, or over, with ten (10) or more years continuous service, provided that three
