Long Term Disability (LTD. 4.7.1 The school board shall cooperate in the administration of the LTD Plan. It is understood that administration means that the school board will co-operate with the enrolment and deduction of premiums and provide available necessary data to the insurer, upon request. The school board will remit premiums collected to the carrier on behalf of the teachers.
4.7.2 Where the plan administrator implements changes in the terms and conditions of the LTD Plan or the selection of an insurance carrier, the school board shall, for administrative purposes, be advised of changes at least thirty (30) days prior to the date the changes are to be implemented.
4.7.3 The Association is the policyholder of the Long-Term Disability Plans effective January 1, 2013, except as determined by 4.7.9 below. School boards shall promptly provide all data, related to the Long-Term Disability Plans, as requested by the Association’s carrier.
4.7.4 All teachers shall participate in the Long-Term Disability Plan as a condition of their employment subject to the terms of the respective plan.
4.7.5 The Association will work with school boards and/or OCSTA to consider including non-teaching staff in a separate plan(s) where the viability of a current LTD plan remains in question after the teachers are withdrawn from the existing plan. The Association will decide upon any request by a school board whether or not to accept other employee groups into a long term disability plan(s), subject to plan provisions as determined by the Association.
4.7.6 The school boards shall enroll all teachers, identified in paragraph 4.7.4 above, in the Long-Term Disability Plan in the manner prescribed by the Association.
4.7.7 The school boards shall complete the Plan Administrator Statement as required by the plan provisions. The plan provider shall provide teachers identified in paragraph 4.7.4 above represented by the Association with LTD Claim kits.
4.7.8 The school boards shall be responsible for the deduction and remittance of LTD premium contributions within fifteen (15) days in the manner prescribed by the Association. Boards shall be responsible for collecting premiums from teachers who are on a leave of absence from the board.
4.7.9 The Association shall consider requests by the Dufferin-Peel, Huron-Superior, and London District Catholic School Boards to be a part of the Association Long-Term Disability Plan. The school boards shall continue to pay the LTD premiums for teachers and remit said premiu...
Long Term Disability (LTD. The Long Term Disability (LTD) waiting periods, if any, contained in the 2008-2012 collective agreement should be retained as written. However, to reflect current requirements, plans with a waiting period of more than 130 days shall cause the Short Term Leave and Disability Plan to be extended to the minimum waiting period required by the plan.
Long Term Disability (LTD. The plan shall be as provided in Appendix 12 – Long Term Disability.
Long Term Disability (LTD. 29.01 The eligibility of an Employee to participate in one of the SAIT Long Term Disability (LTD) Plans is subject to Article 3 - Application and all eligible Employees shall be covered in accordance with the provisions of the Plan.
(a) For those Employees employed prior to July 1, 2009, the Employer shall pay the total cost of providing the LTD benefit to all eligible Employees covered under the Standard Benefit Plan, subject to Article 29A. This LTD benefit is taxable when accessed as per Revenue Canada.
(b) For those Employees commencing employment on or after July 1, 2009 and who are eligible to join the ‘Enhanced Benefit Plan’ subject to Article 29A, the Employee shall pay the total cost of the LTD benefit. This LTD benefit is non-taxable when accessed as per Revenue Canada.
29.03 An eligible Employee who becomes ill or disabled and who, as a result of such illness or disability is absent from work for a period of eighty (80) consecutive work days, may apply for Long Term Disability benefits as provided under the applicable LTD Plan. The final ruling as to whether or not the claimant's disability is of a nature which qualifies the claimant for benefits within the interpretation of the provisions of the Plan shall be made by the third party claims adjudicator.
(a) Long Term Disability benefits payable under the provisions of the LTD Plan pursuant to 29.02(a), will entitle an Employee with a qualifying disability, to a total income, from sources specified under Clause 29.05, of not less than seventy percent (70%) of the Employee's monthly salary received or entitled to receive as a SAIT Employee at the time of commencement of absence pursuant to Clause 29.03, up to a maximum benefit of $4,000 per month.
(b) Long Term Disability benefits payable under the provisions of the LTD Plan pursuant to 29.02
Long Term Disability (LTD. SICK LEAVE BANK
Long Term Disability (LTD. The University shall maintain a Long Term Disability (LTD) plan. It shall be mandatory for eligible employees to enrol in and maintain coverage under the LTD plan. For eligible employees the University shall cover the cost of one hundred percent (100%) of the monthly premiums pursuant to Article 27.02.
Long Term Disability (LTD. (a) The Employer agrees to continue the Long Term Disability Plan which is in effect at May 1, 2019, and as may be amended, or any new plan that comes into effect, for the duration of this Agreement.
(b) Participation in the Long Term Disability Plan is a condition of employment. Where an Employee is on an approved leave of absence, and participation in the Employer benefit plans is optional, the Employee must continue to pay LTD premiums to maintain this benefit.
(c) The Employee will pay 100% of their billed rate of premium.
(d) Notwithstanding Articles 30.03(a), (b) and (c), Probationary Employees shall not be eligible to participate in the Long Term Disability Plan and shall not pay LTD premiums.
Long Term Disability (LTD. (a) Upon receipt and approval of the insurer of due proof that an insured employee has become totally and continuously disabled for a period of twenty-six (26) weeks, a monthly benefit shall be paid to the employee until the earliest of the following dates:
(i) the date on which the employee shall cease to be totally disabled;
(ii) the date on which the employee attains normal retirement age;
(iii) the date of the employee’s death.
(b) total disability means continuous disability which, during the first two (2) years of total disablement, prevents an employee from performing any and every duty pertaining to the employee’s own occupation and thereafter from engaging in any occupation for which the employee is fitted through education, training or experience.
(c) The amount of the monthly benefit payable with respect to disability shall be the amount of monthly benefit in effect for the employee on the date of commencement of the disability as set out in the following schedule: First of $3,030.00 66% Subject to a maximum monthly benefit of $2,000.00
(d) If the disability income benefit receivable by the disable employee from all sources, including Workers’ Compensation benefits, exceed 71% of the employee’s average earned monthly income during the two (2) year period immediately prior to the date of disablement, payment under this benefit will be reduced so that the income benefits from all sources shall not exceed 71% of such average earned monthly income.
(e) Under no circumstances will the total monthly benefit payable under this policy, together with other income replacement sources payable because of disability, be less than the amount shown in the above schedule. LTD benefits will not be reduced by virtue of any amount received on behalf of any dependents of an LTD recipient.
(f) It is not required that the insured employee be confined to home, but the employee must be under the regular care and attendance of a licensed physician during the period for which benefits are being claimed.
(g) LTD benefits are not payable with respect to disabilities resulting from any of the following:
(i) wilfully self-inflicted injury or any attempt at self-destruction;
(ii) any condition for which the employee is not under the care of a physician or surgeon duly licensed to practice medicine;
(iii) war or hostilities of any kind, whether or not the employee was actually participating therein and whether or not war be declared;
(iv) pregnancy where a female employee is n...
Long Term Disability (LTD. 3.1. For the duration of this Agreement, the University shall provide, at no cost to all BUFMs, LTD coverage with a benefit of 60% their monthly earnings to a maximum benefit of $3,000 a month.
3.2. All other substantive LTD insurance provisions shall be substantially equivalent to those that existed as of January 1, 2016.
3.3. For further details, BUFMs may refer to the Plan Booklet which is available online at the Office of Human Resources website.
Long Term Disability (LTD. The employer shall provide a Long Term Disability (LTD) plan which will cover employees working four (4) hours or more per day or twenty (20) hours or more per week for 60% of the employee's base salary after a waiting period of 90 days. Benefits will be paid for up to two (2) years for sickness and up to age 70 for accidents. Normal offsets apply. Said compensation, as described above, is subject to the terms of the contract with the respective insurance carrier and conditions and controls as stated within this Master Agreement. The employer retains the right to select the carrier.
