Group Insurance Protection Sample Clauses

Group Insurance Protection. The School District will pay the premium for the income protection insurance for all teachers working three-quarters time or more. The income protection plan shall include the following: 1. Disability benefits will accrue after an elimination period of 60 working days; 2. The monthly income benefit shall be 66-2/3% of basic monthly earnings, and thereafter; 3. Unused sick leave will be used, at the rate of 1/3 day of leave per day on income protection, to raise the benefits to full salary until such time as the individual's leave time becomes exhausted. Such leave time shall in no way reduce the benefits under this income protection program.
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Group Insurance Protection. The Board agrees to provide for all employees working at least an average of thirty (30) hours per week group insurance programs, with the exception of the District Clerk. Media Assistants may work up to thirty-five (35) hours per week without insurance benefits, subject to the conditions as described below. Employees working less than forty (40) hours per week and more than thirty (30) hours per week will receive prorated benefits, with the exception of the District Clerk. If they choose to receive the insurance, they will be responsible for the difference in premium cost. The prorated benefits do not apply to current employees hired before October 31, 2007, for the duration of this agreement. Members who do not qualify for prorated benefits (Media Assistants and District Clerk) may purchase benefits at the cost of the entire premium. Newly hired employees become eligible for benefits after successfully completing their probationary period. Newly hired employees for part-time assignments or full-time employees who request part-time assignments will receive pro rated benefits, and if they choose to receive the insurance, will pay the difference in premium costs. Thirty (30) hours per week are needed to qualify for this benefit. A. Health/Hospitalization: The Board shall make premium contributions for each employee and his/her dependents upon written application for health benefits through the Blue Care Network HMO option #2 as defined in the certificate of coverage on July 1, 2013. BCN HMO Option #2 Preventive Care 100% Office Visits $30 Emergency Room $150 Urgent Care $50 Hospital Visits 100% Deductible $2,000/$4,000 Coinsurance 0% Out of Pocket Maximum** $2,000/$4,000 Prescription Drug Copay $15/$50 Rx Monthly Single Premium $480.35 Monthly 2-Person Premium $1,104.82 Monthly Family Premium $1,248.92 Dependents shall be as defined by the United States Internal Revenue Code. A committee shall be established to review coverage through other plans and carriers. The carrier may be changed if the committee agrees that substantially equivalent coverage can be obtained at a significant savings to the Board. The following provisions shall apply to the Group Insurance Program: 1. The District shall pay a contribution not to exceed the hard cap amount set forth in M.C.L. 15.1563(3) for healthcare premiums. Members will pay any premium above the hard cap and all deductibles. a. For the 2013/2014 school year only, the district will pay the amount exceeding the hard c...
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Group Insurance Protection. The Employer agrees to provide for all employees working at least an average of twenty (20) hours per week group insurance programs subject to the conditions as described below. A. Health/Hospitalization, 2009-2010, 2010-2011, and 2011-2012 School Year The Employer shall make full premium contributions for each employee and his/her dependents upon written application for health benefits through the MESSA Choices plan with the $10/$20 drug card and $200/$400 deductible. New hires become eligible for benefits after successfully completing their probationary period. Dependents shall be as defined by the United States Internal Revenue Code. The following provisions shall apply to the Group Insurance Program: 1. All employees who have successfully completed their probationary period with the Employer and are eligible for health insurance shall have a one-time selection of one of the following plans. Once this decision is made, it is irrevocable until the next open enrollment period. MESSA Choices - Co-pay 2009-2010 - $950 2010-2011 - $750 2011-2012 - $750 – If the increase in the MESSA Choices full family rate for 2011-2012 compared to the MESSA Choices full family rate for 2010-2011 is greater than eight per cent (8%), the co pay shall increase to $1,000. 2. Employees shall pay the co-pay through a Section 125 Account. 3. Employees recalled to part-time assignments will receive the same benefits as full-time employees.
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Group Insurance Protection. A. Health/Hospitalization - All teachers will be offered the opportunity to enroll in the MESSA Choices program with Super Saver Rx prescription rider, the $200/$400 deductible, and $20 office visit co-pay subject to the provisions below. MESSA Choices co-pay will be 10% per year. 2012-2013 MESSA Choices co-pay will be 20% per year. All co-pays shall be made through a Section 125 Account. The Section 125 account must be in place prior to the collection of any co-pay.
Sample 1
Group Insurance Protection. 22 Section 1. 23 24 For the 2007-2008 school year, the Board shall provide MESSA’s PAK for the 25 employee and his/her entire family and/or other eligible dependents as defined by 26 MESSA as outlined below: 28 X. XXXXX PAK PLAN A. Plan A shall include the following: 30 1. MESSA Choices II (Hospitalization Insurance) 31 32 2. MESSA Delta Dental Plan with Orthodontic Rider, including Internal and 33 External Coordination of Benefits on an 80-80-80% basis 34 35 3. Long Term Disability Insurance Plan I, 90 Mod Fill (66-2/3% benefits to a 36 maximum of $2,500) Social Security freeze 37
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Group Insurance Protection. A. Health/Hospitalization - 1. All members selecting health insurance shall have the Choices plan with the Saver Rx prescription rider, $20 office visit and $200/$400 deductible through December 31, 2013. 2. All members selecting healthcare will move to the MESSA ABC plan #1 with a $1,250/$2,500 deductible beginning on January 1, 2014. Members who do not qualify for a Health Savings Account will remain on MESSA Choices II. 3. The District shall pay a contribution not to exceed the hard cap amount set forth in M.C.L. 15.1563(3) for healthcare premiums. Members will pay any premium above the hard cap and all deductibles. 4. The District shall prefund the Health Savings Account (HSA) in quarterly installments and the employee will reimburse the District for the entire HSA deductible amount in equal payments throughout the year. 5. A Flexible Spending Account (FSA) will be made available for child and dependent care. 6. Any member may petition the District, in an emergency, to prefund entire amount of the deductible. The decision of the District will be on an individual, non-precedent setting basis and will be non-grievable. 7. The parties agree to explore participation in an insurance consortium which provides the same plans with the possibility of more options at the same cost or less. 8. All co-pays shall be made through a Section 125 Account. The Section 125 account must be in place prior to the collection of any co-pay. 9. Any teachers in a part-time assignment will receive pro-rated benefits. If they choose to receive the insurance, they will pay the difference in premium cost. a. Any part-time teacher who works at least a 0.5 FTE schedule will have the same benefit options as a Job Share teacher (Article XXXIV sect. D).
Sample 1
Group Insurance Protection. A. Health/Hospitalization - All teachers will be offered the opportunity to enroll in the MESSA Choices program with $10/$20 prescription rider or the MESSA Super Care program with a $10/$20 prescription rider subject to the provisions below. MESSA Choices co-pay will be $750.00 per year. Any teacher who is enrolled in the Super Care program will pay the $750.00 co- pay as well as the dollar differential between Choices and Super Care. All co-pays shall be made through a Section 125 Account. The Section 125 account must be in place prior to the collection of any co-pay. All teachers will be offered the opportunity to enroll in the MESSA Choices program with $10/$20 prescription rider, the $200/$400 deductible, or the MESSA Super Care program with a $10/$20 prescription rider subject to the provisions below. MESSA Choices co-pay will be $750.00 per year. Any teacher who is enrolled in the Super Care program will pay the $750.00 co- pay as well as the dollar differential between Choices and Super Care. All co-pays shall be made through a Section 125 Account. The Section 125 account must be in place prior to the collection of any co-pay. All teachers will be offered the opportunity to enroll in the MESSA Choices program with $10/$20 prescription rider, the $200/$400 deductible, or the MESSA Super Care program with a $10/$20 prescription rider subject to the provisions below. MESSA Choices co-pay will be $750.00 per year. Any teacher who is enrolled in the Super Care program will pay the $750.00 co- pay as well as the dollar differential between Choices and Super Care. All co-pays shall be made through a Section 125 Account. The Section 125 account must be in place prior to the collection of any co-pay. Group Insurance Protection – continued The Board will establish a Section 125 account to reimburse each teacher up to the amount of the applicable deductible upon application for reimbursement by the teacher, and submission by the teacher of proof of payment.
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Group Insurance Protection 
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Related to Group Insurance Protection

  • INSURANCE PROTECTION A. The Board shall provide MESSA Plan 1 or Plan 2 described below by making payment of insurance premiums for a full twelve (12) month period each year of this Agreement for the teacher and his/her eligible dependents as defined by MESSA, subject to the provisions below. B. Each teacher shall elect either Plan 1 or Plan 2, provided, however, that if a husband and wife are both members of the bargaining unit, one shall select Plan 1 and the other Plan 2. Part-time teachers shall receive the Plan 1 premium rate on a pro rata basis (e.g., a teacher employed for three days per week will receive three-fifths of the premium rate due to a full-time teacher eligible for the same coverage). Those part-time Teacher electing Plan 1 shall pay the difference between the prorated amount and the full cost of the appropriate health insurance by direct payment or payroll deduction. C. The employer shall pay 80% of the total cost of the MESSA medical premium and deductible. 100% of the non-medical benefits. Additionally, the Board agrees to maintain this 80/20 cost-sharing provision during the life of this Agreement. Employees shall contribute 20% of the medical premium and the annual deductible. Employer shall fund 100% of the MESSA ABC Plan 1 annual deductible (minus the employees 20% contribution) to the employees’ Health Equity (HEQ) Health Savings Account (HSA) for each plan year. Deposits would be made in quarterly installments beginning on January 1, then April 1, then July 1, and the last installment on October 1 of each year. The District will fund the balance of the deductible due ahead of schedule for any member who incurs significant medical claims prior to receiving all four quarterly deposits. For teachers hired after January 1, the Employer will fund a percentage of the MESSA ABC Plan I annual deductible to the employees’ Health Equity” (HEQ) Health Savings Account (HSA) for each plan year equal to the percentage of the calendar year they work. Employee contributions shall be payroll deducted. Payments will start with the first pay date after the open enrollment period ends. The annual payment amount will be distributed equally throughout the remainder of the payroll dates for the school year through a qualified Section 125 plan and shall not be subject to withholding. The Employer’s qualified Section 125 plan shall include any and all of the provisions necessary for pre-tax contributions to employees’ HSA accounts. In the event an employee is not qualified for a Health Savings Account for any of the months of the deductible plan year, the employer shall contribute the negotiated amount of funding as set forth in the agreement to either a Flexible Spending Account (“FSA”) or a 403(b). Affected employees shall notify the employer where to contribute the money on or before December 15 of each school year. Employees may contribute, through payroll deduction and electronic transfer additional money towards their HSA up to the maximum amounts allowed by Federal Law. The parties understand that in the event the minimum deductible necessary for a medical plan to comply with HSA eligibility is increased beyond the current deductible level in MESSA ABC Plan 1, the deductible (and the Employer’s funding of the deductible) will automatically adjust to meet the federal minimum requirement. D. Benefit Plan 1 Plan 2 1. Health Insurance MESSA ABC Plan 1 Deductible $1400/$2800 ABC Rx SO OL/OV/SV $0 Coinsurance 2. Long Term Disability MESSA Same as Plan 1 Coverage 66 2/3% of salary up to $7,500 monthly maximum 90 calendar days modified fill Pre-existing condition waiver Alcohol/drug (same as any other illness) Mental/Nervous (same as any other illness) Soc. Sec. Offset- Primary Own- Occupation 2 years COLA- No SS Freeze- Yes 3. Dental Insurance MESSA/Delta Dental Same as Plan 1 Coverage Diag & Prev – 80% Basic Services- 80% (X Rays) Major services 80% Annual Max- $1800 Orthodontics- 80% Lifetime Max- UCR Riders- 2 cleanings, AO 4. Life Insurance MESSA Negotiated Term Same as Plan 1 Life $45,000 with $45,000 AD&D, Waiver of Premium 5. Vision Insurance MESSA Vision Enhanced Same as Plan 1 6. Options Not Available Pursuant to the terms of the District’s Section 125 Plan, All teachers electing to take the Plan 2 option in lieu of medical insurance shall receive 80% of the amount of the single subscriber premium rate for the insurance plan provided to other members of the association. (prorated for part-time Teacher). Cash in lieu payments will start with the first pay date after the open enrollment period ends. The annual payment amount will be distributed equally throughout the remainder of the payroll dates for the school year. Any modifications of the Section 125 Plan which affect bargaining unit members will be subject to negotiations with the Association.

  • Group Insurance The Employer will continue to participate with employees in the provision of group life and medical plans as exist at the coming into force of this Agreement unless amended by mutual consent. The Employer agrees to pay 65% of the total premium cost for all employees covered by the health and dental care plans attached hereto and forming part of this Agreement.

  • Income Protection Insurance The employer shall participate in a income protection scheme and shall make relevant contributions on behalf of all employees to provide for the payment of income protection benefits to employees.

  • Group Insurance Plan The carriers, coverage, and terms and conditions of participation under the District’s Group Insurance Plan are subject to change in accordance with the applicable provisions of Title I, Division 4, Chapter 10 of the California Government Code (Section 3500 et seq.) (Xxxxxx‐Milias‐Xxxxx Act). a. The District contracts with CalPERS for health plan coverage for all regular and newly hired employees (eligibility to be defined by the “CalPERS health plan”). Booklets on the insurance plans will be available to all participants. b. Employees may choose from the available plans offered by CalPERS. Additional premiums will be borne by the employee through payroll deductions and paid to CalPERS by the District each month; and the additional cost for monthly premiums will be deducted evenly from the first and second payroll period of each month. To the extent allowed by law, the District will attempt to deduct the employee’s premium contribution from pre‐tax dollars.

  • Income Protection All workers will be covered by the extended Incolink Leisure Time Insurance and Income protection Scheme which provides defined weekly payments ($500 per week to workers with dependants, $400 per week to workers without dependants) for up to a maximum 104 weeks in the event of an extended work absence arising from any personal illness or injury (whether or not work related). The costs of this benefit will be shared between Incolink and the company on a 30/70 basis. Agreed premium costs will be: Incolink - $2.10 per week/worker Employer - $4.90 per week/worker It is a condition of the company’s agreement to provide this benefit that premium costs be maintained at not more than the February 1998 equivalent. In the event of premium costs escalating, the parties are agreed that the benefits table will be revised downwards so as to contain premium costs within the agreed limits. To maintain this cover the company agrees to pay the amounts every week for each employee. In the event the company does not maintain the above policy, the company will be liable in full to pay equivalent benefits to an employee who meets eligibility criteria as set out in the policy document.

  • Insurance Programs 35.1 Fringe Benefits a. The Board agrees to provide the: Individual core plan premium on behalf of each regular full time employee Part-time regular employees may receive pro-rated insurance benefits if eligible by the carrier. b. When an employee and legally recognized spouse are both employed by the district and are eligible for the school district group plan, the district shall, at the employees' option, combine the district's insurance contribution toward the family plan.

  • Mortgage Protection In the event of any default on the part of Landlord, Tenant will give notice by registered or certified mail to any beneficiary of a deed or trust or holder of a security deed or mortgage covering the Leased Premises whose address shall have been furnished it, and shall offer such beneficiary or holder a reasonable opportunity to cure the default, including time to obtain possession of the Leased Premises by power of sale or a judicial foreclosure, if such should prove necessary to effect a cure.

  • Eye Protection Where an employee is required by the College or by legislation, in order to perform his/her duties, to acquire and wear prescription eye protection, the employee shall provide the College with proof of purchase by March 1 each year and the College shall reimburse to such employee, on the first pay day of April in each year, up to a maximum of twenty dollars ($20.00); in situations other than the foregoing, the College, may in its discretion, (which discretion shall not be unreasonably exercised) reimburse such expense where it is recommended by the health and safety committee constituted under the Occupational Health and Safety Act.

  • Group Insurance Benefits To determine if a leave under the provisions of the Family and Medical Leave Act will be paid or unpaid leave of absence contact the school district Employee Benefits Department.

  • Standard Hazard Insurance and Flood Insurance Policies (a) For each Loan, the Master Servicer shall enforce any obligation of the Servicers under the related Servicing Agreements to maintain or cause to be maintained standard fire and casualty insurance and, where applicable, flood insurance, all in accordance with the provisions of the related Servicing Agreements. It is understood and agreed that such insurance shall be with insurers meeting the eligibility requirements set forth in the applicable Servicing Agreement and that no earthquake or other additional insurance is to be required of any Mortgagor or to be maintained on property acquired in respect of a defaulted loan, other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. (b) Pursuant to Section 3.23, any amounts collected by the Master Servicer, or by any Servicer, under any insurance policies (other than amounts to be applied to the restoration or repair of the property subject to the related Mortgage or released to the Mortgagor in accordance with the applicable Servicing Agreement) shall be deposited into the Distribution Account, subject to withdrawal pursuant to Section 3.24. Any cost incurred by the Master Servicer or any Servicer in maintaining any such insurance if the Mortgagor defaults in its obligation to do so shall be added to the amount owing under the Loan where the terms of the Loan so permit; provided, however, that the addition of any such cost shall not be taken into account for purposes of calculating the distributions to be made to Certificateholders and shall be recoverable by the Master Servicer or such Servicer pursuant to Section 3.24.

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