MEDICAL BENEFITS AND INSURANCE. A. HEALTH INSURANCE Health insurance, which includes medical, dental and vision insurance, for new full time employees shall commence on the first day of full-time employment with the College. The benefits shall be provided on the basis of a “coordination of benefits” clause. For new full-time members, coverage shall commence on or as soon after the first working day of his/her employment as per stipulation of carrier. Coverage with Joliet Junior College will terminate the last day of the month of termination of employment with the College. The Master Agreement between the College and the insurance company shall be controlling in any case; however, in no instance shall the enumerated benefits be reduced.
B. UTILIZATION REVIEW This program requires that the Utilization Review Service be called via an 800 number prior to an elective hospital stay, within 48 hours of an emergency hospital stay, or prior to any surgery regardless of location, other than minor surgery performed in the physician’s office. If notification is not complied with, there is a $250 penalty; however, there are no penalties for difference of opinion between the physician and the Utilization Review Service provider. Extraordinary circumstances will be taken into consideration prior to the penalty being imposed.
MEDICAL BENEFITS AND INSURANCE. The City agrees to make available a group health insurance plan in the form of a Health Savings Account (HSA) policy, including a prescription drug program, vision and dental program, to all full-time bargaining unit employees at the same or comparable benefit levels as in effect on 9/1/2010. The employee may elect tiered coverage as follows: single, employee plus child, employee plus spouse or family coverage. Payment of the health insurance premium shall be as follows:
A. Effective September 1, 2017, employee shall pay ten percent (10%) of the premium amount or the monthly cap amount stated herein, whichever is less. Single $57.00 Employee and Child $105.00 Employee and Spouse $114.00 Family $160.00
B. Effective September 1, 2018, employee shall pay eleven percent (11%) of the premium amount or the monthly cap amount stated herein, whichever is less. Single $63.00 Employee and Child $116.00 Employee and Spouse $125.00 Family $180.00
C. Effective September 1, 2019, employee shall pay twelve percent (12%) of the premium amount or the monthly cap amount stated herein, whichever is less. Single $68.00 Employee and Child $127.00 Employee and Spouse $137.00 Family $195.00
1. The City will pay the remaining premium for all coverage options.
2. The City will fund the HSA deductibles in the amount of $2,000 for single coverage and $4,000 for family coverage effective September 1, 2017. The City further agrees to continue to fund the HSA deductibles in place and effective as of September 1, 2020, the renewal date for the City’s health insurance.
3. The parties agree to form a Health Care Committee by January 1, 2018 that will consist of the Mayor, Finance Director, one member of council, one member from each union, and one non-union employee. The Committee will meet quarterly on City time. The Committee will serve in an advisory capacity to the City.
MEDICAL BENEFITS AND INSURANCE. MEDICAL BENEFITS SCHEME (2020)
MEDICAL BENEFITS AND INSURANCE. A. HEALTH INSURANCE Health insurance, which includes medical, dental and vision insurance, for new full- time employees shall commence on the first day of full-time employment with the College. The benefits shall be provided on the basis of a “coordination of benefits” clause. For new full-time members, coverage shall commence on or as soon after the first working day of his/her employment as per stipulation of carrier. Coverage with Joliet Junior College will terminate the last day of the month of termination of employment with the College. The Master Agreement between the College and the insurance company shall be controlling in any case; however, in no instance shall the enumerated benefits be reduced.
MEDICAL BENEFITS AND INSURANCE. MEDICAL BENEFITS For NUH, NUP and AH
MEDICAL BENEFITS AND INSURANCE. (a) Employee shall be eligible for sick leave, life, major medical, hospitalization, dental and disability insurance on the same terms and conditions as such benefits are provided for or made available to other executive or key management personnel.
(b) The Company shall pay the premiums on a term life insurance policy written by an insurer which agrees to pay the principal amount of $150,000 in the event of Employee's death during the Employment Period. Selection of the insurer and the terms of the policy shall be at the sole discretion of the Company. Employee shall have no ownership interest in the policy, but shall have the right to assign the benefits under the policy. The Company shall have no obligation beyond payment of premiums. Upon termination of employment and providing the policy so permits, Employee may continue coverage at Employee's expense.
MEDICAL BENEFITS AND INSURANCE. 20 Section 16.1 Eligibility 20 Section 16.2 Health Insurance 20 Section 16.3 Utilization Review 20 Section 16.4 Insurance Committee 20 Section 16.5 Cost Containment 21 Section 16.6 Employee Contributions 21 Section 16.7 Federal Law Regarding Health Insurance 21 Section 16.8 Life Insurance 21 Section 16.9 Adjustment Benefits 21 Section 16.10 Flexible Benefit Plan 22 Section 16.11 Changes in State Law Regarding SURS Pension 22
MEDICAL BENEFITS AND INSURANCE. 42. MEDICAL BENEFITS SCHEME (2020)
(1) This Medical Benefits Scheme (2020) shall be the default medical scheme applicable to:
(a) all staff employed before 1st January 2020 and who were under the Medical Benefits clauses 42 and 43, and Healthchoice clause 44 of the “National University Health System Pte Ltd Collective Agreement of 2018 (CA 307/2018)”;
(b) all staff employed before 1st January 2020 and who have opted not to be under the Flex Plan or Flexible Benefits Scheme as in clause 43; and
(c) all staff employed on or after 1st January 2020.
(2) Medical benefits under this Scheme include medical outpatient non-specialist, medical outpatient specialist, and dental consultations and treatments. Accident & Emergency (A&E) consultations and treatment at public hospitals and polyclinics are deemed as outpatient non-specialist medical consultations. Cosmetic medical and cosmetic dental consultations and treatments are excluded entirely from this Scheme.
MEDICAL BENEFITS AND INSURANCE. Section 1. The City agrees to make available a group health insurance plan in the form of a Health Savings Account (HSA) policy, including a prescription drug program, vision, and dental program, to all full-time bargaining unit employees at the same or comparable benefit levels as in effect on 9/1/2021. The employee may elect one of the tiered levels of coverage as follows: single; employee and child; employee and spouse; or family (dependent) coverage.
A. Effective September 1, 2021, employee shall pay twelve percent (12%) of the premium amount or monthly cap amount stated herein, whichever is less. Single $75.00 Employee and Child $150.00 Employee and Spouse $140.00 Family $215.00 B. Effective September 1, 2022, employee shall pay twelve percent (12%) of the premium amount or monthly cap amount stated herein, whichever is less. Single $80.00 Employee and Child $160.00 Employee and Spouse $150.00 Family $230.00
MEDICAL BENEFITS AND INSURANCE. Section 1. The City agrees to make available a group health insurance plan in the form of a Health Savings Account (HSA), including a prescription drug program, vision and dental program, to all full-time bargaining unit employees at the same or comparable benefit levels as in effect on 9/1/2010. The employee may elect single or family (dependent) coverage. Payment of the health insurance premium shall be as follows:
A. Effective September 1, 2014 employee shall pay twelve and one-half percent (12.5%) of the premium amount or monthly cap amount stated herein, whichever is less. Family $95.00
B. Effective September 1, 2015 employee shall pay fifteen percent (15%) of the premium amount or monthly cap amount stated herein, whichever is less. Family $115.00
C. Effective September 1, 2016 employee shall pay fifteen percent (15%) of the premium amount or traditional monthly cap amount stated herein, whichever is less. Family $140.00
1. City will pay the remaining premium for all coverage options.
2. The City will fund the HSA deductibles in the amount of $2,500 for single coverage and $5,000 for family coverage in each year of the collective bargaining agreement.
3. The parties agree to continue discussion about formation and function of the Health Care Committee.
Section 2. The employer agrees to provide, at sole cost and expense, Life Insurance as shown below. Employee $30,000.00 Spouse $ 5,000.00 Each depending child under 18 $ 2,000.00 (insurance limited to $100.00 for dependents age 15 days to 6 months)
Section 3. Employees with alternative health care coverage shall be offered Two Hundred Dollars ($200.00) per month for waiving the health care benefit provided by the Employer. This section does not apply to spouses who are co-employed by the City of Cortland. If any employee who has chosen this option, wishes to return to the coverage as stated in Section 1 thru 2, he may do so, pending approval by the insurance carrier accepting the employee back into the group at group rates.
