Your Liability for Unauthorized Transactions. You agree to exercise reasonable control over your PIN(s); user ID(s); and password(s) and any other access code related to your Transaction Account and your Card (each, an “Access Code"). If you believe the Card or Access Code has been lost, compromised or stolen, immediately notify us verbally or via email by using the cardholder support contact information. If you believe the Card has been lost or stolen, or that someone has transferred money or may transfer money from your Transaction Account without your permission, notify us verbally or via email by using the cardholder support contact information. We may suspend or cancel your Card or corresponding Transaction Account in the event of excessive reports of Card loss or theft. Under the Mastercard Rules, you will not be held responsible for unauthorized transactions if you have used reasonable care in protecting your Card from loss or theft and you have promptly reported to us when you knew that your Card was lost or stolen. Zero Liability does not apply to Mastercard payment cards that are used for commercial purposes or anonymous prepaid cards (until such time as the identity of the cardholder has been registered with us). In the event that Mastercard Zero Liability does not apply, if you notify us within two (2) business days after you learn of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. Also, if you become aware of, or your Transaction Account statement shows transactions you did not make, notify us at once following the procedures stated in Section 17 (Your Right to Dispute Errors). If you do not notify us within sixty (60) days after you become aware of the transaction or after the statement was made available to you, you may not get back any value you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the value if you had notified us in time. You will not be liable for unauthorized use that occurs after you notify us of the loss, theft or unauthorized use of your Card or Access Code(s). You also agree to cooperate completely with us and Servicer in attempts to recover funds from unauthorized users and to assist in their ...
Your Liability for Unauthorized Transactions. You will be liable for unauthorized transactions using the Services to the extent allowed by applicable federal and state law, this Agreement, and any other agreement applicable to the specific bank product or service affected by the unauthorized transactions. Tell us AT ONCE if you believe that any username, password, or other access code or authentication feature you use for the Services has been lost or stolen or used without your permission. Telephoning is the best way of minimizing your possible losses. Telephone us at: 0-000-XXXXXXX (1-800-327-8376) Or write to us at: Eastern Bank Customer Service Center 000 Xxxxxx Xxxxxx, XX0-00 Xxxx, Xxxxxxxxxxxxx 00000-0000 You should tell us AT ONCE if your statement shows electronic transfers that you did not make. For personal accounts: Transfers shown on a statement that you do not believe you made are treated as “errors” that are subject to the error resolution process described in Section J above. We are not required to investigate the alleged error or to refund any erroneous electronic transfers to your account if you do not tell us about the error within 60 days after we sent you the statement on which the transfer was first itemized. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we may extend the time for notice to a reasonable period. For business accounts: Your liability for an unauthorized transfer will be governed by the deposit account agreement, cash management terms and conditions, or other contract provisions that apply to the particular account or bank product or service affected by the unauthorized transfer.
Your Liability for Unauthorized Transactions. Contact us IMMEDIATELY if you believe any physical Card or any Eligible Device with a Card has been lost or stolen, any Credentials have been compromised, or your Account has been accessed without your permission. You will not be liable for any unauthorized transactions made on your Account.
Your Liability for Unauthorized Transactions. This section applies to unauthorized transactions involving Your username, password or security code and other unauthorized transactions. Notify Us AT ONCE if You believe that Your username, password or security code has been lost, stolen or has been learned by an unauthorized person. You acknowledge and agree that such notification must be initiated by calling (000) 000-0000 (Bask Bank Customer Support) followed by written confirmation. Furthermore, You acknowledge and agree that the written confirmation must be received by Us within ten (10) calendar days from the date of Your oral notification. If You assert that an unauthorized transfer may have occurred, or You believe Your username, password, or other security code has become known to an unauthorized person, We may require You to sign a sworn statement/affidavit to that effect. If You have selected optional Mobile Banking Services, You understand that You are solely responsible for notifying Us immediately in the event that Your Mobile Device associated with the telephone number provided to Us to register for Mobile Banking Services is lost, stolen, changed or destroyed. You understand that with regard to SMS text messages, failure to promptly notify Us may result in Your failure to receive important SMS text messages and/or the interception of such SMS text messages by unauthorized third parties. You may also incur SMS text messaging fees for such SMS text messages even if You do not receive them. You understand that We are not responsible for any costs, expenses, liabilities or damages that You incur as a result of Your failure to receive an SMS text message, the interception of any SMS text message by an unauthorized or other third party, or Your incurrence of SMS text messaging fees for SMS text messages You did not receive. YOU UNDERSTAND AND ACKNOWLEDGE THAT IN ADDITION TO ANY DISCLAIMERS OR LIMITATIONS OF LIABILITY AS OTHERWISE STATED IN THESE TERMS, IN OTHER AGREEMENTS BETWEEN THE PARTIES, OR PROVIDED BY LAW, WE SHALL NOT BE LIABLE FOR LOSSES OR DAMAGES ARISING FROM: (i) NON-DELIVERY, DELAYED DELIVERY OR WRONG DELIVERY OF ANY E-MAIL COMMUNICATION THAT YOU WOULD NORMALLY ACCESS VIA THE WEB BROWSER ON YOUR MOBILE DEVICE OR OF ANY SMS TEXT MESSAGE NORMALLY SENT DIRECTLY TO YOUR MOBILE DEVICE; (ii) INACCURATE CONTENT IN ANY E-MAIL COMMUNICATION THAT YOU ACCESS VIA THE WEB BROWSER ON YOUR MOBILE DEVICE OR IN ANY SMS TEXT MESSAGE SENT DIRECTLY TO YOUR MOBILE DEVICE; (iii) ANY ACTIONS RESULTING FROM...
Your Liability for Unauthorized Transactions. Contact us AT ONCE if you believe your Card has been lost or stolen or has been used for unauthorized transactions. Telephoning is the best way to minimize your possible losses. If you believe your Card has been stolen, or that someone has used your Card or made purchase transactions without your permission, call us toll free at 000-000-0000. You MUST have your Card number, expiration date and the 3-digit security code on the back of the Card in order to obtain a refund or a replacement card. You will not be liable for unauthorized transactions on your Card if you notify us promptly and you are not grossly negligent or fraudulent in the handling of your Card. If you fail to notify us promptly or you are grossly negligent or fraudulent in the handling of your Card, you could lose all the value available on your Card Record. When calling please be prepared with the following information: • Provide your name and card number, expiration date, 3-digit security code from the back of the Card and your zip code. • Original Card value and information about your most recent transactions. In order to conduct a complete investigation, we may require you to provide a signed affidavit. Any transaction we identify as unauthorized will not be held against the Card Record as long as we were notified immediately and the other conditions of this Agreement are met. It may take up to 30 business days to reissue a Card after finalizing our investigation.
Your Liability for Unauthorized Transactions. Tell us AT ONCE if you believe your Access Device has been lost or stolen. Telephoning is the best way of limiting your possible losses. You are responsible for all transfers you authorize using an EFT service under this Agreement. If you permit other persons to use an EFT service or your Access Device, you are responsible for any transactions they authorize or conduct on any of your accounts. FUNDS AVAILABILIY POLICY Please read all provisions carefully in order to fully understand when funds may be available from certain deposits. Important Note: The amounts stated below are adjusted pursuant to applicable federal laws every five years. The amounts that can adjust are (1) the amounts that must be made available to you immediately; (2) the amounts we must make available to you immediately if we choose to delay availability for an extra day; and (3) the amounts of large deposits and the amounts subject to the special rules for new accounts as addressed below. To determine the actual amount in effect at any specific time, please refer to the Rate and Fee Schedule. This disclosure describes your ability to withdraw funds at the Credit Union. It only applies to the availability of funds in transaction accounts. Transaction accounts, in general, are accounts which permit an unlimited number of payments to third persons and an unlimited number of telephone and preauthorized transfers to other accounts of yours with us. Checking accounts are the most common transaction accounts. We reserve the right to delay the availability of funds deposited to accounts for transactions that appear to be suspicious or are not transaction accounts for periods longer than those disclosed in this policy. Please ask us if you have a question about which accounts are affected by this policy. General Policy: Our policy is to make funds from your deposits available to you on the same business day that we receive your deposit. Once deposits are available, you can withdraw the funds and we will use the funds to pay checks that you have written. Please remember that even after the item has “cleared,” we have made funds available to you, and you have withdrawn the funds, you are still responsible for items you deposit that are returned to us unpaid and for any other problems involving your deposit. For determining the availability of your deposits, every day is a business day except Saturdays, Sundays, and federal holidays. If you make a deposit before closing, on a business day that we ...
Your Liability for Unauthorized Transactions. Federal law requires that if you believe your password has been lost or stolen, and you notify us within two (2) business days after learning of the loss or theft, you can be liable for no more than $50 if someone used the password without your permission. Please notify us at once if there is reason to believe the password has been lost or stolen. Telephoning is the best way of limiting your possible losses. If you do not notify us promptly, it is possible that you could lose all the money in your accounts plus the maximum overdraft line of credit. If you do not tell us within two (2) business days after learning of the possible loss or theft of the password, and we can prove that we could have stopped someone from using the password without your permission if we had been notified, you could lose as much as $500. If your statement shows transactions that you did not make or authorize, you must inform us at once. If you do not tell us within sixty (60) days after the FIRST paper or online statement showing such a transaction was sent to you, and we can prove that we could have prevented someone from taking the money if you had told us in time, you may not recover any money lost after the sixty (60) days. Your role is extremely important in the prevention of any wrongful use of Xxxx Pay and your accounts. You must promptly examine account statements upon receipt, and if your records and ours disagree, you must contact our Bookkeeping Department at 217-932-2136. If a good reason (such as a long trip or a hospital stay) kept you from notifying us, we may extend the time periods.
Your Liability for Unauthorized Transactions. Tell us AT ONCE if you believe your username or password has been lost, stolen, or used without your permission, or if you believe that someone has transferred or may transfer funds in or from your account without your permission. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account plus any available credit on your overdraft line of credit. If you tell us within two business days after you learn of the loss, theft or unauthorized transfer due to someone signing in without your permission, you can lose no more than $50.00 If you do NOT tell us within two business days after you learn of the loss, theft, or unauthorized transfer, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500.00. If your statement shows transfers that you did not make, including those made through the service or otherwise, tell us at once. If you do not tell us within 60 days after the statement was made available to you, you may not get back any money you lost if we can prove that we could have stopped someone from taking the money if you had told us within the 60-day period. If a good reason (such as a long trip or a hospital stay) keeps you from telling us, we will extend the time periods. If you believe your username or password has been lost, stolen, or used without your permission, call or write to us as follows: Telephone Number: 0-000-000-0000 Mailing Address: Atlantic Union Bank Attention: Online Banking
Your Liability for Unauthorized Transactions. Tell us AT ONCE if you believe your password has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If you tell us within 2 business days after you learn of the loss or theft of your password, you can lose no more than $50 if someone used your password without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was sent to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.
Your Liability for Unauthorized Transactions. Tell us at once if you believe your card, PIN or electronic access code has been lost, stolen or acquired.Telephoning (see VII.Telephone Number) is the best way of keeping your possible losses down. If you believe your card, PIN or access code has been lost, stolen or acquired and you tell us within 2 business days after you learn of the loss or theft, you can lose no more than $50.00 if someone accesses your account without your permission.There may be some charges associated with blocking the card or your electronic access. If you do not tell us within 2 business days after you learn of the loss or theft of your card, PIN or access code and we can prove we could have stopped someone from using your card at a terminal or accessing your account through electronic access without your permission if you had told us, you can lose as much as $500.00. Contact us immediately if your account statement shows transfers that you did not make. If you do not tell us within 60 days after the statement containing the transfers was mailed to you, the money you lost may not be replaced, if we can prove that we could have stopped someone from taking the money had you told us in time. See XVII. Error Resolution for additional information.
