Method of Computing Employees' Share of Premiums. (See Appendix A for health care plan descriptions for summary of coverage and benefits.) The four health care packages offered to employees have been designed to meet various needs and preferences among employees, yet provide a comparable value regardless of the package selected. Therefore, any employee contributions to health care premiums in 2000, 2001 and 2002 will vary only according to the employee's family status (that is, coverage for the employee only, the employee and one dependent, or the employee and two or more dependents), but not according to the plan selected. In this way, freedom of choice among options is maintained and any migration by employees from one program to another is based on the merits of the options and the employee's preferences rather than on differences in employee contribution requirements. The amount of employee contributions, if any, will be determined prior to January of each year and communicated at the time when employees are permitted to change their health care plan elections. Effective January 1, 2000, employees’ co-payments for prescription drugs shall be $10.00 per prescription for generic drugs and $20.00 per prescription for brand-name drugs. The Employer’s and employees’ obligations to pay premiums in 2000 are contained in the letter of understanding on health insurance enclosed as part of this Agreement. The Employer will pay the entire cost or a portion of the cost of the health insurance premiums based upon the formula stated herein for employees and covered dependents for 2001 and 2002. The method by which the increase of 2001 and 2002 health care costs over 2000 will be determined is by applying the rates to be effective January 1, 2001 and 2002, to the actual enrollment levels recorded for October 2000, which is the base month. In 2001, Bay County will contribute toward the cost of health care plans in an amount equal to the lesser of: the actual premium cost of the four options provided, or an amount equal to 107% of the aggregate premium payable for the base month of October 2000. If the overall premium cost beginning January 1, 2001 exceeds 107% of the base monthly premium cost using the method referred to earlier, then employees will contribute the average excess above 107%. For example, if the average calculated premium is 109% of the base, employees will contribute 2% of the average 2001 premium for their level of coverage. That is, an average premium covering only an employee, an employee with one ...
Method of Computing Employees' Share of Premiums. Effective July 1st of each year subsequent to 2003, employees’ contributions shall be fifteen percent (15%) of the rates that are developed based upon the preceding calendar year’s actual cost of the Blue Cross Blue Shield Self-Insured Administrative Services Contract (ASC). In the event that any component of the health insurance benefit (medical, prescription drugs, dental, vision), can be provided by an alternate carrier or if a program is added (as in the case of the Medtipster program), with one or both actions being implemented only to enhance cost savings, the employees’ contributions shall be fifteen (15%) of the rates that are developed based upon the preceding calendar year’s actual cost of all programs combined.
Method of Computing Employees' Share of Premiums. For the duration of this contract, employees’ contributions shall be fifteen percent (15%) of the rates that are developed based upon the preceding calendar year’s actual cost of the Blue Cross Blue Shield Self-Insured Administrative Services Contract (ASC). In the event that any component of the health insurance benefit (medical, prescription drugs, dental, vision), can be provided by an alternate carrier or if a program is, with one or both actions being implemented only to enhance cost savings, the employees’ contributions shall be fifteen (15%) of the rates that are developed based upon the preceding calendar year’s actual cost of all programs combined. The County will absorb the employee’s portion (15%) of the cost of administering the Wellness Center during the course of this collective bargaining agreement.
Method of Computing Employees' Share of Premiums. For the duration of this contract, employees’ contributions shall be fifteen percent (15%) of the rates that are developed based upon the preceding calendar year’s actual cost of the Blue Cross Blue Shield Self-Insured Administrative Services Contract (ASC). In the event that any component of the health insurance benefit (medical, prescription drugs, dental, vision), can be provided by an alternate carrier or if a program is added, with one or both actions being implemented only to enhance cost savings, the employees’ contributions shall be fifteen (15%) of the rates that are developed based upon the preceding calendar year’s actual cost of all programs combined.
