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Investment Planning Sample Clauses

Investment Planning. We provide independent investment advice. We will make a recommendation for you after we have assessed your needs and our recommendation will be based on a comprehensive and fair analysis of the relevant market. Our advice on non-investment protection products e.g. term assurance, income protection and critical illness is from a range of insurers. We are happy to provide a list of the insurers and products we offer upon request. We also advise on mortgage products. Where we propose to do so we will provide you with a separate document detailing the services we offer and the associated costs. For any aspect of our financial planning all actual charges and fees will be fully disclosed to you. We will not charge you until we have discussed your payment options and agreed with you how we are to be paid. We will also let you know if there are any other costs that might arise in connection with the services we provide to you. Our charges / fees will be VAT exempt unless the work we provide for you only involves advice and / or preparing a report, in which case VAT may be applicable. We will always tell you if you have to pay VAT before we undertake any work for you. Charges for the ongoing service will not be liable to VAT (unless the initial service was liable to VAT) where both the initial and ongoing services are part of the same package.
Investment PlanningWe provide an independent advice service. This means that we will make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of the market. Our initial charges relating to new work such as client take-on, new investments and one-off reviews are as follows: Financial Review Service An initial financial review with a view to you becoming an ongoing client. No charge. Financial Planning Report Suitable if you just want help on specific areas e.g. an analysis of your current pension position. We use a tiered charging structure per transaction based on the percentage of any funds invested / transferred. These charges are applied as follows: Up to 3% on the first £250,000 of your investment (subject to a minimum fee of £1,000), Up to 2% from £250,001 to £500,000, Up to 1% from £500,001. Below are examples of how our charges could apply per transaction; If you invested £50,000, our fee would be a maximum of 3% of £50,000 = £1,500 If you invested £300,000, the first £250,000 would incur a fee of up to 3% and the remaining £50,000 would incur a fee of up to 2% i.e. 3% of £250,000 = £7,500 2% of £50,000 = £1,000 £7,500 + £1,000 = Total fee £8,500 One-off advice service Suitable if you just want help on a specific area but don’t want a full financial planning review and are not looking for ongoing support afterwards. As above. Our charges are payable on completion of our work and must be settled within 10 business days. Payment can be made either by: Cheque (we do not accept payments by cash). You may pay our charges via deductions from the financial product(s) that you might invest in, where the product/platform provider allows this. Please note that if you choose to pay by deduction from a financial product this will reduce the amount left for investment and may, depending on your circumstances, have other consequences. Although you may pay nothing to us up front that does not mean that our service is free. You still pay us indirectly through deductions from the amount you pay into your product. If your investments are held on a platform (a platform is an online investment administration service) you may choose to pay our charges out of the funds held within the platform cash account (where the platform provider offers this facility). Where you invest in a regular contribution contract (where contributions are made on a monthly, quarterly or annual basis), you can choose to have our charge ...
Investment PlanningWe provide an independent advice service. This means that we will make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of the market. We provide you with an initial consultation free of charge. This helps us to understand your financial objectives and will confirm how we can support you in working towards these. We will also discuss the cost, and levels, of our services both initially and throughout our relationship with you. We charge our services by way of a fee, often referred to as an ‘adviser charge’. The adviser charge you pay will be shown as a fixed fee or a fixed fee based on a percentage of the amount you invest. We will discuss your payment options with you and answer any questions you may have. Following the initial consultation an initial registration fee of £250 may be charged. The registration process can be a continuation from the initial discussion, where agreed, or a further appointment. This fee covers:  completing money laundering verification requirements  gathering of information about your existing financial arrangements and full personal circumstances  understanding of your investment knowledge and attitude and tolerance towards investment risk This client registration fee will be waived wholly or in part should you decide to implement any of our recommendations. Following the initial consultation we will review your financial circumstances, gather additional information from your current providers, and make recommendations where appropriate. This process includes:  Preparation of a Proposal Summary Report which covers our initial findings and outline recommendations.  Arranging a second appointment to explain and discuss our recommendations in detail Should you instruct us to proceed with any of our recommendations we will act for you in the following ways:  Handle all fund and policy administration on your behalf  Provide regular updates to keep you informed of progress  Ensure all your documents are issued in line with your expectations  Provide confirmation of our advice and actions in writing, generally by email. There are two types of adviser charges which may apply, Initial and Ongoing. We will not charge you until we have agreed how we are to be paid and will confirm this amount in writing. The following table of initial charges shows the cost of arranging and implementing the advice provided to you for lump sum investments. Lump Sum I...
Investment PlanningWe provide an independent advice service. This means that we will make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of the market. Our initial charges relating to new work such as client take-on, new investments and one-off reviews are as follows: Fixed Fee Financial Planning Report excluding product implementation Suitable for clients looking for a review of their current financial position Fixed Fee of £500 Fixed Fee Financial Planning Report including product implementation Suitable for clients looking for a full bespoke initial advice process including administration for implementing any recommendations. Also suitable for clients looking for a one-off transactional service with no ongoing advice. We operate on a fixed fee basis depending on the complexity of the area(s) being reviewed. We will always present you with a personalised quote before undertaking any work that might be charged for:  Our minimum charge for a ‘non-complex’ report and product implementation is 3% of the monies invested or £1,500, whichever is the lower: o For example, if you were to invest £15,000 in an ISA the minimum charge would be £450 (3% of £15,000) o If you were to invest £100,000 then the minimum charge would be £1,500  Our minimum charge for a ‘complex’ report, such as a defined benefit pension transfer, and product implementation is £3,000  Our minimum charge for a personal pension transfer report and product implementation is £1,500.  We will let you know whether your requirements are ‘complex’ or ‘non-complex’ before starting any work for you. Our charges are payable on completion of our work and must be settled within 28 business days. Payment can be made either by:
Investment Planning. The PRONORTE Service Provider will confirm assessments of high return investments, primarily in the agriculture sector. Other sectors will be considered, including tourism and artisanry. These assessments will be used to guide business plan development and technical assistance. The investment planning will: (a) ensure all investments meet economic viability benchmarks; (b) determine the technical feasibility of the proposed activities; (c) assess the environmental sensitivity and social impact; and (d) propose a detailed strategy for outreach to target male and female beneficiaries in the Northern Zone.
Investment PlanningWe provide an independent advice service. This means that we will make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of the market. Our initial charges relating to new work such as client take-on, new investments and one-off reviews are as follows: Once we have had the initial discussion (at our cost), we will appraise your situation fully and provide you with written summary and details of our recommended advice. If you then chose to proceed with our advice, we would charge a one-off fee of £1,000 to take you on as a new client.
Investment PlanningWe provide an independent advice service. This means that we will make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of the market. Examples of our standard initial adviser charges, based on a new investment: Financial Planning Report Dependent upon the complexity of the subject matter and the recommendations being provided. As a guide, for an investment or pension review, this would be in the region of £500-£1000. You will be advised of the amount in advance and we will not commence the production of our report until you have been made aware of the actual cost of the report, and you have agreed to the cost. You will only be invoiced for this amount, in the event that you do not proceed with our recommendations. Implementation of Recommendations 2% of the initial amount invested. As an example, for an investment of £100,000 this would equate to £2,000. for an investment of £250,000, this would equate to £5,000. Subject to a minimum of £750 Transactional, one-off service Dependent upon the complexity of both the subject matter and the works involved. Subject to a minimum charge of £500 All charges will be discussed and agreed prior to any works being carried out. Our charges are payable on completion of our work and must be settled within 28 days. Payment can be made either by:
Investment PlanningWe provide an independent advice service. This means that we will make a recommendation for you after we have assessed your needs. Our recommendation will be based on a comprehensive and fair analysis of the market. When we provide formal advice to you it will be detailed in a recommendation report. Before we proceed with the research and construction of the advice we will require an agreement signed for you to agree to pay the relevant report fee. The report fee will only be charged if you do not proceed with our advice, or the relevant implementation fee for the advice comes in lower than the report fee itself. If you proceed with advice and the relevant implementation fee is higher than the report fee then the report fee will be waived. There is no Report Fee for Pure Protection Advice (non-investment insurance) as the cost of this advice is met from the commission payable by the product provider which will be disclosed fully to you in the Key Features Document provided prior to any sale. Our implementation fees charged for investment/pension advice is based on a percentage of the total sum invested/transferred. The tiered charging structure is shown below: The implementation of the below financial services carry a different charging structure: Any procuration fee that we may be entitled to receive (where applicable) will be stated in the Provider’s own quotation which will be issued to you prior to completion. All figures quoted below are purely for example purposes.

Related to Investment Planning

  • Selection Planning Prior to the issuance to consultants of any requests for proposals, the proposed plan for the selection of consultants under the Project shall be furnished to the Association for its review and approval, in accordance with the provisions of paragraph 1 of Appendix 1 to the Consultant Guidelines. Selection of all consultants’ services shall be undertaken in accordance with such selection plan as shall have been approved by the Association, and with the provisions of said paragraph 1.

  • Procurement Planning Prior to the issuance of any invitations to bid for contracts, the proposed procurement plan for the Project shall be furnished to the Association for its review and approval, in accordance with the provisions of paragraph 1 of Appendix 1 to the Guidelines. Procurement of all goods and works shall be undertaken in accordance with such procurement plan as shall have been approved by the Association, and with the provisions of said paragraph 1.

  • Transition Planning The AGENCY will be responsible for the development of the student’s Transition Plan, which begins upon entry and is completed prior to the student’s exit.

  • Financial Planning Continued access, for the remainder of the calendar year in which the Covered Termination occurs or for 60 days (if greater), to the financial planning services available to executive employees at the time of Covered Termination.

  • Investment Strategy The Company’s investment strategy described in the Registration Statement and the Prospectus accurately reflect in all material respects the current intentions of the Company with respect to the operation of the Company’s business, and no material deviation from such investment strategy is currently contemplated.

  • Multi-Year Planning The CAPS will be in a form acceptable to the LHIN and may be required to incorporate (1) prudent multi-year financial forecasts; (2) plans for the achievement of performance targets; and (3) realistic risk management strategies. It will be aligned with the LHIN’s then current Integrated Health Service Plan and will reflect local LHIN priorities and initiatives. If the LHIN has provided multi-year planning targets for the HSP, the CAPS will reflect the planning targets.

  • Business Continuity Planning Supplier shall prepare and maintain at no additional cost to Buyer a Business Continuity Plan (“BCP”). Upon written request of Buyer, Supplier shall provide a copy of Supplier’s BCP. The BCP shall be designed to ensure that Supplier can continue to provide the goods and/or services in accordance with this Order in the event of a disaster or other BCP-triggering event (as such events are defined in the applicable BCP). Supplier’s BCP shall, at a minimum, provide for: (a) the retention and retrieval of data and files; (b) obtaining resources necessary for recovery, (c) appropriate continuity plans to maintain adequate levels of staffing required to provide the goods and services during a disruptive event; (d) procedures to activate an immediate, orderly response to emergency situations; (e) procedures to address potential disruptions to Supplier’s supply chain; (f) a defined escalation process for notification of Buyer, within two (2) business days, in the event of a BCP-triggering event; and (g) training for key Supplier Personnel who are responsible for monitoring and maintaining Supplier’s continuity plans and records. Supplier shall maintain the BCP and test it at least annually or whenever there are material changes in Supplier’s operations, risks or business practices. Upon Xxxxx’s written and reasonable request, Supplier shall provide Buyer an executive summary of test results and a report of corrective actions (including the timing for implementation) to be taken to remedy any deficiencies identified by such testing. Upon Xxxxx’s request and with reasonable advance notice and conducted in such a manner as not to unduly interfere with Supplier’s operations, Supplier shall give Buyer and its designated agents access to Supplier’s designated representative(s) with detailed functional knowledge of Supplier’s BCP and relevant subject matter.

  • Financial Planning Services The Executive shall receive financial planning services, on an in-kind basis, for a period of eighteen (18) months following the Date of Termination. Such financial planning services shall include expert financial and legal resources to assist the Executive with financial planning needs and shall be limited to (i) current investment portfolio management, (ii) tax planning, (iii) tax return preparation, and (iv) estate planning advice and document preparation (including xxxxx and trusts); provided, however, that the Company shall provide such financial planning services during any taxable year of the Executive only to the extent the cost to the Company for such taxable year does not exceed $25,000. The Company shall provide such financial planning services through a financial planner selected by the Company, and shall pay the fees for such financial planning services. The financial planning services provided during any taxable year of the Executive shall not affect the financial planning services provided in any other taxable year of the Executive. The Executive’s right to financial planning services shall not be subject to liquidation or exchange for any other benefit. Such financial planning services shall be provided in a manner that complies with Treasury Regulation Section 1.409A-3(i)(1)(iv).

  • Strategic Planning Facilitate the effective alignment of IT requirements/ Information Resource Management (IRM) plans with strategic business plans and program initiatives. Management Improvements: Development and implementation of improved systems and business practices to optimize productivity and service delivery operations (e.g., analysis, and implementation of improvements in the flow of IT work and program processes and tool utilization, including business system analysis, identification of requirements for streamlining, re-engineering, or re-structuring internal systems/business processes for improvement, determination of IT solution alternatives, benchmarking).

  • Project Planning GOVERNMENTAL APPROVALS; ENVIRONMENTAL COMPLIANCE; PUBLIC INFORMATION 30 4.1 Planning and Engineering Activities 30 4.2 Site Conditions 30 4.3 Governmental Approvals 30 4.4 Environmental Compliance 34 4.5 Community Outreach and Public Information 35