HEALTH AND ACCIDENT-SICKNESS INSURANCE. 14.01 Benefit plan premiums paid by Employer for all non- probationary employees. Benefits include:
a) Life Insurance of forty-eight thousand dollars ($48,000.00);
b) Accidental Death and Dismemberment insurance of forty-eight thousand dollars ($48,000.00);
c) Extended Health Care Plan with semi-private hospitalization coverage, with no daily maximum; a drug plan with an 80/20 co-insurance on prescription drugs with some limitations;
d) A vision care plan paying a maximum of one hundred and twenty dollars ($120.00) total for contact lenses or eye-glasses and frames, for each covered individual, during each twenty-four (24) month period; increasing to one hundred and seventy-five dollars ($ 175.00) total on January 01, 2007, for each covered individual, during each twenty-four month (24) period;
e) Dental Plan with coverage equivalent to Blue Cross #7, Rider #2 with a 50% co-insured based at the O.D.A. current calendar year.
f) a Weekly Indemnity Plan with benefits set at the maximum U.I.C. level on 1/1/8/26 basis with all rebates to the Employer;
14.02 Premiums as aforementioned shall be remitted directly by the Employer. In the event of a layoff, sickness or accident, the Employer will continue to remit the premiums for life insurance, ADD an extended care for a period of up to three (3) months.
HEALTH AND ACCIDENT-SICKNESS INSURANCE. 13.01 In order to protect the employees and their families from the financial hazards of illness and accidents, the Employer agrees to contribute the following for all employees who have completed their three (3) month probationary period:
a. One hundred percent (100%) of the premium cost of a group insurance plan which provides, among others, the following benefits:
i. Life Insurance and Accidental Death and Dismemberment at one times salary rounded to next higher $1,000.00 to a maximum of $25,000.00;
ii. Extended Health Plan including: - 90% reimbursement prescription drug plan; - $10,000 per year, per insured person maximum. - semi-private hospital coverage with no deductible; - major medical benefits; - vision care: $250.00 every two years for frames and regular spectacles, $250.00 every year if under the age of 18 and contact lenses; - chiropractor coverage of $500 per year from first dollar; - hearing aids: maximum of $500.00 per individual in each five year period; - massage coverage of $500.00 per year.
iii. Dental Plan based on the O.D.A. fee schedule of the previous year with a 90% co-insurance and no deductibles, and a $1500 per year, per insured person, yearly maximum. The recall period shall be 9 months.
iv. Long Term Disability at 66 2/3% of earnings to a maximum of $4,000.00 per month.
b. The welfare plans provided are subject to the terms, conditions and limitations of the carrier policies. If there is any inconsistency between this document and the actual provisions of the policies then the provisions outlined in the policies shall apply.
13.02 The Employer may choose the insurance carrier to provide coverage of the group insurance plan. However, prior to a change in carriers being affected, the Union shall have the right to examine the policy contract of the proposed new carrier. Any change in coverage, terms and conditions shall be subject to mutual agreement.
13.03 In the event of any interruption of work for any reason, other than sickness or accident, the Employer agrees to continue to pay the premiums for the insurances outlined in Article 13.01(a) i., ii. and iii. for the following months in addition to the month during which the interruption of work occurred: Seniority to less than 5 years 1 month 5 - 10 years seniority 2 months 10 years or more seniority 3 months
a. In the event of sickness or accident, the Employer agrees to continue to pay the premium for all insurances outlined in Article 13.01 for a period of three
HEALTH AND ACCIDENT-SICKNESS INSURANCE. 13.01 In order to protect employees and their families from the financial hazard of illness or accident and to provide them with pension benefits as prescribed in the Union Pension Plan, the Employer agrees to give full cooperation to the Christian Labour Association of Canada Health Fund and Pension Plan for the benefit of all employees covered under this Agreement.
HEALTH AND ACCIDENT-SICKNESS INSURANCE. 13.01 In order to protect the employees and their families from the financial hazards of illness, the Employer agrees, effective June 1, 1997, to contribute one hundred percent (100%) of the premium cost of the following insurance plan, administered by the Union, and subject to the terms and conditions of the policy contract, for all employees who have completed their probationary period. Employees will be enrolled for coverage under the insurance plan beginning on the first (1st) day of the month following the completion of the probationary period.
a. $50 000.00 Life Insurance per employee;
HEALTH AND ACCIDENT-SICKNESS INSURANCE. 12.01 In order to protect the employees and their families from the financial hazards of illness, the Employer agrees to contribute one hundred percent (100%) of the premium cost of the following benefits as outlined in Prudential Plan #GYO331 for all employees who have completed their probationary period:
a. $20,000.00 Life Insurance per employee;
b. $20,000.00 Accidental Death and Dismemberment per employee;
c. Medium Term Disability Insurance with sixty-six and two thirds percent (66 2/3%) of earnings, maximum of $3,000.00 per month per employee, payable after one hundred and nineteen (119) days for five (5) years (Benefit is non-taxable); The premium for this coverage shall be paid by employees. The Employer shall reimburse employees equal to the premium cost of this benefit coverage.
d. Prescription Drug Plan – 100% reimbursement for prescription drugs for employee and employee’s family. Despite the above, the employee is responsible to pay the full cost of the dispensing fee for the prescription;
e. Extended Health coverage for employee and family, including: ii. Dental coverage at 80/20 co-insurance with no deductible at the ever current O.D.A. schedule and 6 month child recall and 12 month adult recall;
iii. Paramedical Coverage (see Benefit Summary) with a $500/year maximum benefit for each.
12.02 In the event of any interruption of work for any reason, other than sickness, accident or layoff, the Employer agrees to continue to pay the premium of all insurances for a period of one (1) month.
12.03 In the event of sickness, accident or layoff, the Employer agrees to continue to pay the premium of all insurances for an additional three (3) months for all employees with at least one (1) year of seniority.
HEALTH AND ACCIDENT-SICKNESS INSURANCE. 12.01 The employee shall pay one hundred percent (100%) of the premium cost for Long-term Disability. The Employer shall contribute one hundred percent (100%) of the current premium cost for the current group insurance plan as identified herein, and shall ensure coverage for all employees who have completed their probationary period.
a. The Plan benefits include, but are not limited to:
i. Life Insurance for employee;
ii. Life Insurance for dependents;
iii. Accidental Death and Dismemberment (AD&D) Insurance for employee;
iv. Long Term Disability;
v. Prescription Drug Plan;
vi. Vision Plan;
vii. Semi-private hospital coverage;
viii. Dental Plan;
ix. Out of Province/Out of Country;
x. Other benefits, all of which are outlined specifically in the Tribury Construction group insurance plan.
b. The Employer is responsible at all times for the enrolment and the proper remittance and payment of premiums to the insurance carrier. The Employer may select or change the insurance carrier that provides any of the insurance benefits referred to herein, as long as the benefits in the current plan are not decreased.
HEALTH AND ACCIDENT-SICKNESS INSURANCE. 12.01 In order to protect the employees and their families from the financial hazard of illness, the Employer agrees to pay one dollar and twenty five cents ($1.25) per hour for all hours worked by each employee towards the Health and Welfare Plan administered by the CLAC Health and Welfare Trust Fund. These funds shall be remitted in accordance with the timelines stipulated for Union dues. This rate shall apply starting the first day of the month following the switch to the new benefit plan. This shall be done as soon as it is administratively possible.
a. It is understood and agreed that it is the responsibility of each such employee to be familiar with the specific details of coverage (outlined in Schedule “C”) and eligibility requirements of all benefit plans, and that neither the Union nor the Employer has any responsibility for ensuring that all requirements for eligibility or conditions of coverage or entitlement of benefits are met by the employee beyond the obligations specifically stipulated in this Agreement.
b. Employees are eligible to receive coverage on the first of the month following three hundred fifty (350) hours worked. It is the responsibility of the employee to complete the enrollment form for the benefit plan.
12.03 All money being earned by the employee, such as the Employer's contribution to the CLAC Health Fund, as well as deductions made from the employee's wages, such as Union dues, will be considered trust monies held on behalf of the employee until the money is paid to the Union.
HEALTH AND ACCIDENT-SICKNESS INSURANCE. 13.01 In order to protect the employees and their families from the financial hazards of illness, the Employer agrees, effective June 1, 1997, to contribute one hundred percent (100%) of the premium cost of the following insurance plan, administered by the Union, and subject to the terms and conditions of the policy contract, for all employees who have completed their probationary period. Employees will be enrolled for coverage under the insurance plan beginning on the first (1st) day of the month following the completion of the probationary period.
a. $50 000.00 Life Insurance per employee;
b. $50 000.00 Accidental Death and Dismemberment per employee;
c. Sickness-Accident Indemnity Plan paying benefits of sixty-six percent (66%) of wages to the weekly Employment Insurance Commission maximum, commencing on the first (1st) day of accident and the eighth (8th) day of sickness for a period of seventeen (17) weeks;
d. Long Term Disability Insurance with seventy percent (70%) of earnings, maximum of two thousand five hundred dollars ($2 500.00) per month per employee;
e. Ten percent (10%) deductible Prescription Drug Plan for employee and family;
f. Level Three (3) Dental Plan;
g. Extended Health coverage for employee and family, including a Vision Care Plan paying a maximum of one hundred fifty dollars ($150.00) every two (2) years;
h. Semi-private Hospital Coverage with no deductible for employee and family. The Employer shall be entitled to enroll non-bargaining unit employees into the Union Health Insurance Plan under the same terms and conditions as bargaining unit employees. At the Employer's discretion, coverage of non- bargaining unit employees may differ from that of bargaining unit employees.
a. In the event of layoff or leave of absence due to a death in the immediate family, the Employer agrees to continue to pay the premiums of all insurances according to the following schedule:
i. for employees with three (3) months' seniority - for a period of one (1) month;
ii. for employees with four (4) months' seniority - for a period of two (2) months;
iii. for employees with six (6) months' or more seniority - for a period of three (3) months. In the event of layoff, extension of benefits will be subject to the terms and conditions of the applicable section(s) of the insurance policy contract.
b. An employee must have worked at least two (2) consecutive months before being re-entitled to the extended coverage as per 13.02(a) above.
13.03 In the event of si...
HEALTH AND ACCIDENT-SICKNESS INSURANCE. 13.01 The Employer agrees to pay one hundred (100) percent of the premium cost of a group insurance plan for all employees who have completed their probationary period. The group insurance plan shall provide:
a. Life Insurance: forty-eight thousand dollars ($48,000.00);
b. Accidental Death and Dismemberment: forty-eight thousand dollars ($48,000.00);
c. Extended Care Plan with semi-private hospitalization coverage, a drug plan with an 80/20 co-insurance on prescription drugs and a vision care plan paying a maximum of $175.00 total for contact lenses or eye- glasses and frames, for each covered individual, during each twenty-four (24) month period with the addition of a drug card;
d. a Weekly Indemnity Plan with benefits set at the maximum U.I.C. level on 1/1/8/26 basis with all rebates to the Employer;
e. Dental Plan with 80% coverage equivalent to Blue Cross #9, Rider #2 with a 50% co-insured based at the O.D.A. fee schedule in the current calendar year;
f. Paramedical coverage to provide eighty per cent (80%) reimbursement of eligible costs. The maximum out-of- pocket expense for eligible paramedical claims will not exceed six hundred dollars ($600.00) per calendar year/per insured person as outlined in the benefit booklet.
13.02 Premiums as aforementioned shall be remitted directly by the Employer. In the event of a layoff, sickness or accident, the Employer will continue to remit the premiums for life insurance, ADD an extended care for a period of up to three (3) months.
HEALTH AND ACCIDENT-SICKNESS INSURANCE. 14.01 Benefit plan premiums paid by Employer for all non- probationary employees. Benefits include:
a. Life Insurance of forty-eight thousand dollars ($48,000.00);
b. Accidental Death and Dismemberment insurance of forty-eight thousand dollars ($48,000.00);
c. Extended Health Care Plan with semi-private hospitalization coverage, with no daily maximum; a drug plan with an 80/20 co-insurance on prescription drugs with some limitations and a drug card;
d. A vision care plan paying a maximum of two hundred dollars ($200.00) total for contact lenses or eye- glasses and frames, for each covered individual, during each twenty-four (24) month period;
e. Dental Plan with coverage equivalent to Blue Cross #7, Rider #2 with a 50% co-insured based at the O.D.A. current calendar year;
f. a Weekly Indemnity Plan with benefits set at the maximum U.I.C. level on 1/1/8/26 basis with all rebates to the Employer.
14.02 Premiums as aforementioned shall be remitted directly by the Employer. In the event of a layoff, sickness or accident, the Employer will continue to remit the premiums for life insurance, ADD an extended care for a period of up to five (5) months.
