Insurance and Health Benefits.
A. The Board of Education will provide the following Insurance and Health Benefits for each full-time, i.e. thirty (30) hours or more per week, full year or school year employee: Anthem Blue Cross Plan. The Dental Rider shall be provided for the individual bargaining unit member. The individual may purchase the family dental plan by paying the difference between the individual rate and the family plan rate. The Board shall provide Term Group Life Insurance coverage in the face amount of $25,000 for all employees in the bargaining unit.
B. These coverages will continue unless changed by mutual agreement between the Board and the Union.
C. Employees covered by this Agreement who retire from Regional School District No. 16 can continue (at group rates) the various insurance coverages, provided they pay the full cost of these coverages, and provided the insurance carriers agree to the continuances.
D. Effective July 1, 2017, the Board shall provide eighty- percent (80.0%) of the cost of Health Insurance, for each full-time employee. Participating full-time employees shall pay twenty percent (20.0%) of the cost. A payroll deduction plan for the employees shall be implemented. As of July 1, 2018, these ratios change to seventy-nine percent (79.0%) Board and twenty-one percent (21.0%) employee. As of July 1, 2019, these ratios change to seventy-eight percent (78.0%) Board and twenty-two percent (22.0%) employee.
E. Paragraphs A, B, and D above apply to full-time employees only. Effective July 1, 2008, the Century Preferred Plan will include the following components as described in the PPO Alt. #1 medical plan changes explained during negotiations. A complete copy of the revised health insurance plan is on file in the Superintendent's office. 2017-2020 Office Visit Copay $25 Inpatient Admission Copay $300 Outpatient Surgery Copay $250 Emergency Room Copay $100 Urgent Care Copay $50 High Cost Diagnostic Copay N/A Out-of-network (OON) services: OON Deductible $300/500/600 OON Coinsurance 80/20% OON Coinsurance Max $1200/2400/3600 OON Out-of-pocket Max $1000/2000/2500 Prescription Coverage: RX Copay 75 cents Mail Order Copay 1x RX Day Supply 30/100 RX Maximum $500 RX Edits Full managed edits ARTICLE XIX-B PENSION
1. The Employer agrees to provide all employees covered by this Agreement with pension benefits under the Service Employees International Union National Industry Pension Fund (hereinafter "Pension Fund").
2. The Employer agrees to ...
Insurance and Health Benefits. Employees who have achieved seniority will have coverage of Insurance and Health Benefits while actively employed, including the remainder of the month of layoff. Employees are responsible to pay costs out-of- pocket until they have received their benefits cards. Alternates may purchase their own benefits as per Appendix C – Articles 1-6 at Company rates. Employees may elect to purchase benefits at any time after they complete probation but if purchased and then dropped (except for layoff and statutory leaves) while still actively employed the employee forfeits their right to purchase in the future.
Insurance and Health Benefits. 1) General Guidelines
a.) The Board, in consultation with the Association shall provide health insurance and benefits and assume payment for full-time members of the association, dependents of employees as well as spouse, domestic partners, civil union partners, and eligible children.
b.) Any changes with regard to the level of benefits must meet the substantially equivalent standard but not less than current level of coverage or be agreed upon by both parties in accordance with the contribution scale set forth in Chapter 78 of Public Law 2011. The identity of the insurance carrier is not negotiable.
c.) Health Insurance Policy coverage shall run for a full 12 month period beginning September 1st thru August 31st of each year.
d.) The Runnemede Board of Education shall continue to assume payment of (all) costs of hospitalization for employee rates and family coverage as defined in this agreement. Employees will be bound by the rules and regulations of Chapter 78, Public Law 2011 and other statutes, codes, and regulations governing health care insurance for public employees.
e.) In September of each school year, the Board Secretary will provide Association with the negotiated rates for insurance and health benefits.
2) Health Insurance/ Hospitalization
a.) All employees covered by this agreement will be eligible to select coverage under the Aetna Medical QPOS Low or 2QPOS High Plans.
Insurance and Health Benefits. 13.01 The Board agrees to contribute the following percentage for each eligible teacher, for contracted insurance premiums: Type of Insurance Percentage paid by Board Single Family Hospitalization, Major Medical as noted below Prescription Drug* as noted below Dental 90 90 Vision Insurance 90 90 Life -- $50,000 100 100 If both spouses are employed full-time by the Board, they shall be eligible for either two (2) single plans or one (1) family plan. Hospitalization and Major Medical insurance and prescription drug insurance coverage will be subject to the “Working Spouse Coverage” terms adopted by the Board’s insurance consortium on July 17, 2013. If an eligible employee’s spouse or dependent is not eligible for health insurance benefits under this Agreement and the employee chooses to receive benefits, the employee must elect a single-coverage health insurance plan. The Board also will offer an optional MVP plan or any other optional plan available through its insurance consortium. The Board provides a high-deductible health (HDHP) plan, and the following terms shall apply:
1. Board paid premium 90%.
2. Creation of individual employee Health Savings Accounts (HSAs).
a. The Board shall annually contribute to each eligible Single and Family Plan HSA. Year Single Family 2022 $1,000 $2,000 2023 $1,000 $2,000 During each calendar year, the Board will match employee contributions up to $750 for a single plan and $1,500 for a family plan. The payments will be made in tandem with the employee’s contributions through payroll. The Board HSA contribution in the above years shall be reduced for a member of this bargaining unit, if necessary, so that the total Board contribution to the HSAs for such member and for his/her spouse in a year shall not exceed the total amount of one family contribution where both the member and his/her spouse are employed by the Board and eligible to enroll in health insurance. This rule applies whether the spouse of the member is a member of this bargaining unit or not. Employees eligible for coverage whose initial employment occurs after January 1 of a calendar year shall receive a pro rata amount of Board contribution to his/her HSA. Board HSA contributions shall be made in installments, half in the first payroll in January and the other half in the second pay in July for teachers who remain under contract at that time. If an individual changes from a single plan to a family plan, the contribution for the HSA will be prorated.
13.02 Tea...
Insurance and Health Benefits
